STU:2GN'
s Net Margin % Range Over the Past 10 Years
Min: 13.25 Med: 20.52 Max: 42.38
Current: 14.22
STU:2GN's Net Margin % is ranked worse than 82.55% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs STU:2GN: 14.22
Guangzhou Rural Commercial Bank Co (STU:2GN) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Guangzhou Rural Commercial Bank Co Net Margin % Related Terms
Guangzhou Rural Commercial Bank Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Guangzhou Rural Commercial Bank Co Net Margin % Chart
Guangzhou Rural Commercial Bank Co Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Guangzhou Rural Commercial Bank Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Guangzhou Rural Commercial Bank Co Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Guangzhou Rural Commercial Bank Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where Guangzhou Rural Commercial Bank Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Guangzhou Rural Commercial Bank Co (STU:2GN) has a Net Margin % of 10.40% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Guangzhou Rural Commercial Bank Co and its competitors. This is 49% below median its historical median of 20.52. Over the past decade, Guangzhou Rural Commercial Bank Co's Net Margin % has ranged from 13.25 to 42.38. According to the industry distribution chart, Guangzhou Rural Commercial Bank Co ranks #1263 out of 1530 companies in the Banks industry, placing it in the top 82.5%.
Is Guangzhou Rural Commercial Bank Co's Net Margin % too high?
Guangzhou Rural Commercial Bank Co's current Net Margin % of 10.40% is 49% below median its 10-year median of 20.52. Over the past 10 years, this metric has ranged from a low of 13.25 to a high of 42.38. The Banks industry median Net Margin % is 26.85. Guangzhou Rural Commercial Bank Co's value of 10.40% is 61.3% below this industry median. Based on the distribution chart, Guangzhou Rural Commercial Bank Co ranks #1263 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Guangzhou Rural Commercial Bank Co has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Guangzhou Rural Commercial Bank Co's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Guangzhou Rural Commercial Bank Co ranks #1263 out of 1530 companies for Net Margin %. This places Guangzhou Rural Commercial Bank Co in the lower half of its industry. The industry median Net Margin % is 26.85. Guangzhou Rural Commercial Bank Co's value of 10.40% is 61.3% below this benchmark. Historically, Guangzhou Rural Commercial Bank Co's own Net Margin % has ranged from 13.25 to 42.38 over the past decade. While the company's 10-year median is 20.52 vs. the industry median of 26.85, Guangzhou Rural Commercial Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guangzhou Rural Commercial Bank Co's current Net Margin % of 10.40% is 61.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Guangzhou Rural Commercial Bank Co and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guangzhou Rural Commercial Bank Co's current Net Margin % is 10.40%, which is 49% below median its own 10-year median of 20.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guangzhou Rural Commercial Bank Co stock overvalued right now?
Guangzhou Rural Commercial Bank Co (STU:2GN) has a current Net Margin % of 10.40%. The stock's GF Value™ is €0.12, compared to a current price of €0.16 — trading 29.2% above its estimated fair value. The current Net Margin % is 10.40%, which is 49% below median its 10-year median of 20.52 and 61.3% below the Banks industry median of 26.85. Guangzhou Rural Commercial Bank Co's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Guangzhou Rural Commercial Bank Co (STU:2GN), the current Net Margin % is 10.40% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Guangzhou Rural Commercial Bank Co (STU:2GN) Overvalued in 2026?
Based on GuruFocus' analysis, Guangzhou Rural Commercial Bank Co stock appears to be overvalued.
The current stock price of €0.16 is trading 29.2% above its estimated GF Value™ of €0.12.
Key valuation signals for STU:2GN:
Net Margin %: 10.40% (49% below median its 10-year median of 20.52)
GF Value™: €0.12 vs. price of €0.16 (29.2% above fair value)
Industry Position: 61.3% below the Banks median (#1263 of 1530)
No single metric tells the full story. See the STU:2GN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Guangzhou Rural Commercial Bank Co Business Description
Guangzhou Rural Commercial Bank Co Ltd is engaged in providing banking and related financial services. The company's operating segments are Corporate banking, Retail banking, Financial market business, and others. It generates maximum revenue from the Corporate banking segment, which covers financial products and services for corporate customers, including deposits, loans, settlement, clearing, and other trade-related services. The bank conducts its business principally in Guangdong Province.
57GF Score
Get the complete analysis for STU:2GN
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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