Guangzhou Rural Commercial Bank Co (STU:2GN) OCF Margin %: -355.18% (As of Dec. 2025)


STU:2GN Guangzhou Rural Commercial Bank Co Ltd STU:2GN
56 GF Score
Price €0.16
GF Value €0.12
! 5 Warning Signs
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What is Guangzhou Rural Commercial Bank Co OCF Margin %?

Guangzhou Rural Commercial Bank Co STU:2GN 56 OCF Margin % is -355.18% as of Dec. 2025. GuruFocus rates STU:2GN with a GF Score™ of 56/100 and a GF Value™ of €0.12. The stock has 5 warning signs investors should review. Among 1,500 Banks companies, Guangzhou Rural Commercial Bank Co ranks better than 81.53% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Guangzhou Rural Commercial Bank Co's Cash Flow from Operations for the six months ended in Dec. 2025 was €-3,095 Mil. Guangzhou Rural Commercial Bank Co's Revenue for the six months ended in Dec. 2025 was €871 Mil. Therefore, Guangzhou Rural Commercial Bank Co's OCF Margin % for the quarter that ended in Dec. 2025 was -355.18%.

As of today, Guangzhou Rural Commercial Bank Co's current OCF Yield % is 57.73%.

The historical rank and industry rank for Guangzhou Rural Commercial Bank Co's OCF Margin % or its related term are showing as below:

STU:2GN' s OCF Margin % Range Over the Past 10 Years
Min: -229.53   Med: -33.74   Max: 163.35
Current: 82.14


During the past 12 years, the highest OCF Margin % of Guangzhou Rural Commercial Bank Co was 163.35%. The lowest was -229.53%. And the median was -33.74%.

STU:2GN's OCF Margin % is ranked better than
81.53% of 1500 companies
in the Banks industry
Industry Median: 29.44 vs STU:2GN: 82.14


Guangzhou Rural Commercial Bank Co OCF Margin % Related Terms


Guangzhou Rural Commercial Bank Co OCF Margin % Historical Data

* Premium members only.

The historical data trend for Guangzhou Rural Commercial Bank Co's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guangzhou Rural Commercial Bank Co OCF Margin % Chart

Guangzhou Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 56.07 163.35 -53.35 -229.53 83.02

Guangzhou Rural Commercial Bank Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 163.05 -249.68 -212.40 491.21 -355.18

Guangzhou Rural Commercial Bank Co OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Guangzhou Rural Commercial Bank Co's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guangzhou Rural Commercial Bank Co OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Guangzhou Rural Commercial Bank Co's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Guangzhou Rural Commercial Bank Co's OCF Margin % falls into.


STU:2GN
56GF Score
Guangzhou Rural Commercial Bank Co Ltd STU:2GN
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Guangzhou Rural Commercial Bank Co OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Guangzhou Rural Commercial Bank Co's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1500.201/1806.934
=83.02 %

Guangzhou Rural Commercial Bank Co's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-3095.135/871.423
=-355.18 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -355.18% mean?
Guangzhou Rural Commercial Bank Co (STU:2GN) has a OCF Margin % of -355.18% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Guangzhou Rural Commercial Bank Co and its competitors. According to the industry distribution chart, Guangzhou Rural Commercial Bank Co ranks #277 out of 1500 companies in the Banks industry, placing it in the top 18.5%.
Is Guangzhou Rural Commercial Bank Co's OCF Margin % too high?
Guangzhou Rural Commercial Bank Co's current OCF Margin % is -355.18%. Based on the distribution chart, Guangzhou Rural Commercial Bank Co ranks #277 out of 1500 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Guangzhou Rural Commercial Bank Co has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Guangzhou Rural Commercial Bank Co's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Guangzhou Rural Commercial Bank Co ranks #277 out of 1500 companies for OCF Margin %. This places Guangzhou Rural Commercial Bank Co in the top 19% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Guangzhou Rural Commercial Bank Co and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guangzhou Rural Commercial Bank Co's current OCF Margin % is -355.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guangzhou Rural Commercial Bank Co stock overvalued right now?
Guangzhou Rural Commercial Bank Co (STU:2GN) has a current OCF Margin % of -355.18%. The stock's GF Value™ is €0.12, compared to a current price of €0.16 — trading 29.2% above its estimated fair value. The current OCF Margin % is -355.18%. Guangzhou Rural Commercial Bank Co's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Guangzhou Rural Commercial Bank Co (STU:2GN), the current OCF Margin % is -355.18% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guangzhou Rural Commercial Bank Co (STU:2GN) Overvalued in 2026?

Based on GuruFocus' analysis, Guangzhou Rural Commercial Bank Co stock appears to be overvalued. The current stock price of €0.16 is trading 29.2% above its estimated GF Value™ of €0.12.

Key valuation signals for STU:2GN:

  • OCF Margin %: -355.18%
  • GF Value™: €0.12 vs. price of €0.16 (29.2% above fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the STU:2GN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guangzhou Rural Commercial Bank Co Business Description

Other Exchanges 01551:Hong Kong
Address No. 248 Queen’s Road East, 40th Floor, Dah Sing Financial Centre, Wanchai, Hong Kong, HKG
Guangzhou Rural Commercial Bank Co Ltd is engaged in providing banking and related financial services. The company's operating segments are Corporate banking, Retail banking, Financial market business, and others. It generates maximum revenue from the Corporate banking segment, which covers financial products and services for corporate customers, including deposits, loans, settlement, clearing, and other trade-related services. The bank conducts its business principally in Guangdong Province.
56GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.16
Price
€0.12
GF Value