Guangzhou Rural Commercial Bank Co (STU:2GN) Goodwill: €77 Mil (As of Dec. 2025)


STU:2GN Guangzhou Rural Commercial Bank Co Ltd STU:2GN
57 GF Score
Price €0.16
GF Value €0.13
! 4 Warning Signs
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What is Guangzhou Rural Commercial Bank Co Goodwill?

Guangzhou Rural Commercial Bank Co STU:2GN 57 Goodwill is €77 Mil as of Dec. 2025. GuruFocus rates STU:2GN with a GF Score™ of 57/100 and a GF Value™ of €0.13. The stock has 4 warning signs investors should review.

A Goodwill is an intangible asset that arises as a result of the acquisition of one company by another for a premium value. The value of a company's brand name, solid customer base, good customer relations, good employee relations and any patents or proprietary technology represent goodwill. Guangzhou Rural Commercial Bank Co's goodwill for the quarter that ended in Dec. 2025 was €77 Mil.


Guangzhou Rural Commercial Bank Co  (STU:2GN) Goodwill Explanation

Goodwill to Asset ratio measures how much goodwill a company is recording compared to the total level of its assets.

It is calculated by dividing goodwill by total assets.

Guangzhou Rural Commercial Bank Co's Goodwill-to-Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Goodwill-to-Asset (A: Dec. 2025 )=Goodwill/Total Assets
=76.951/167328.378
=0.00

Guangzhou Rural Commercial Bank Co's Goodwill-to-Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

Goodwill-to-Asset (Q: Dec. 2025 )=Goodwill/Total Assets
=76.951/167328.378
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

If the goodwill-to-asset ratio increases, it can mean that the company is recording a proportionately higher amount of goodwill, assuming total assets are remaining constant. It is generally good to see a company increasing its assets regularly; however, if these increases are coming from intangible assets, such as goodwill, the increases may not be as good.

Increases in the goodwill-to-asset ratio might suggest that a company has been aggressively acquiring other firms or has seen its tangible assets decrease in value. When a large portion of total assets are attributable to intangible assets (such as goodwill), the company may be at risk of having that portion of its asset base wiped out quickly if it must record any goodwill impairments. Decreases in the goodwill-to-assets ratio suggest that the company has either written down some goodwill or increased its tangible assets.

Asset needs vary from industry to industry. This is why comparing goodwill-to-assets ratios is generally most meaningful among companies within the same industry. By comparing a company's goodwill to assets ratio to those of other companies within the same industry, investors can get a feel for how a company is managing its goodwill.


Guangzhou Rural Commercial Bank Co Goodwill Related Terms


Guangzhou Rural Commercial Bank Co Goodwill Historical Data

* Premium members only.

The historical data trend for Guangzhou Rural Commercial Bank Co's Goodwill can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guangzhou Rural Commercial Bank Co Goodwill Chart

Guangzhou Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Goodwill
Get a 7-Day Free Trial Premium Member Only Premium Member Only 102.02 99.42 94.30 96.31 76.95

Guangzhou Rural Commercial Bank Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Goodwill Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 94.30 94.02 96.31 88.66 76.95
STU:2GN
57GF Score
Guangzhou Rural Commercial Bank Co Ltd STU:2GN
Goodwill is just one metric. See GF Score™, valuation, warning signs, and more.
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Guangzhou Rural Commercial Bank Co Goodwill Calculation

A Goodwill is an intangible asset that arises as a result of the acquisition of one company by another for a premium value. The value of a company's brand name, solid customer base, good customer relations, good employee relations and any patents or proprietary technology represent goodwill. Goodwill is considered an intangible asset because it is not a physical asset like buildings or equipment. The goodwill account can be found in the assets portion of a company's balance sheet.

Frequently Asked Questions Learn more about Goodwill →
What does a Goodwill of €77 Mil mean?
Guangzhou Rural Commercial Bank Co (STU:2GN) has a Goodwill of €77 Mil as of Dec. 2025. Goodwill is the intangible assets representing the value in excess of the acquired company's value. View historical data on Guangzhou Rural Commercial Bank Co and its competitors.
Is Guangzhou Rural Commercial Bank Co's Goodwill too high?
Guangzhou Rural Commercial Bank Co's current Goodwill is €77 Mil. Overall, Guangzhou Rural Commercial Bank Co has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Guangzhou Rural Commercial Bank Co's Goodwill compare to competitors?
Guangzhou Rural Commercial Bank Co's Goodwill of €77 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Goodwill for a Banks company?
A good Goodwill depends on the Banks industry context. However, Goodwill should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Goodwill mean?
A high Goodwill can signal that a stock is expensive relative to its fundamentals. Goodwill is the intangible assets representing the value in excess of the acquired company's value. View historical data on Guangzhou Rural Commercial Bank Co and its competitors. Guangzhou Rural Commercial Bank Co's current Goodwill is €77 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guangzhou Rural Commercial Bank Co stock overvalued right now?
Guangzhou Rural Commercial Bank Co (STU:2GN) has a current Goodwill of €77 Mil. The stock's GF Value™ is €0.13, compared to a current price of €0.16 — trading 19.2% above its estimated fair value. The current Goodwill is €77 Mil. Guangzhou Rural Commercial Bank Co's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Goodwill calculated?
Goodwill is calculated from a company's financial statements. For Guangzhou Rural Commercial Bank Co (STU:2GN), the current Goodwill is €77 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guangzhou Rural Commercial Bank Co (STU:2GN) Overvalued in 2026?

Based on GuruFocus' analysis, Guangzhou Rural Commercial Bank Co stock appears to be overvalued. The current stock price of €0.16 is trading 19.2% above its estimated GF Value™ of €0.13.

Key valuation signals for STU:2GN:

  • Goodwill: €77 Mil
  • GF Value™: €0.13 vs. price of €0.16 (19.2% above fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the STU:2GN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guangzhou Rural Commercial Bank Co Business Description

Other Exchanges 01551:Hong Kong
Address No. 248 Queen’s Road East, 40th Floor, Dah Sing Financial Centre, Wanchai, Hong Kong, HKG
Guangzhou Rural Commercial Bank Co Ltd is engaged in providing banking and related financial services. The company's operating segments are Corporate banking, Retail banking, Financial market business, and others. It generates maximum revenue from the Corporate banking segment, which covers financial products and services for corporate customers, including deposits, loans, settlement, clearing, and other trade-related services. The bank conducts its business principally in Guangdong Province.
57GF Score

Get the complete analysis for STU:2GN

Goodwill is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.16
Price
€0.13
GF Value