Guangzhou Rural Commercial Bank Co (STU:2GN) GF Score: 57/100 (As of Jul. 19, 2026) — 19% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:2GN Guangzhou Rural Commercial Bank Co Ltd STU:2GN
57 GF Score
Price €0.16
GF Value €0.12
! 4 Warning Signs
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What is Guangzhou Rural Commercial Bank Co GF Score?

Guangzhou Rural Commercial Bank Co STU:2GN 57 GF Score is 57 as of Jul. 19, 2026, which is 19% above its 10-year median of 48.00. GuruFocus rates STU:2GN with a GF Score™ of 57/100 and a GF Value™ of €0.12. The stock has 4 warning signs investors should review.

Guangzhou Rural Commercial Bank Co has the GF Score of 57, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 3/10
2. Profitability Rank : 4/10
3. Growth Rank : 3/10
4. GF Value Rank : 3/10
5. Momentum Rank : 8/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Guangzhou Rural Commercial Bank Co might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Guangzhou Rural Commercial Bank Co  (STU:2GN) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Guangzhou Rural Commercial Bank Co GF Score Related Terms


Guangzhou Rural Commercial Bank Co GF Score Competitor Comparison

For the Banks - Regional subindustry, Guangzhou Rural Commercial Bank Co's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guangzhou Rural Commercial Bank Co GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Guangzhou Rural Commercial Bank Co's GF Score distribution charts can be found below:

* The bar in red indicates where Guangzhou Rural Commercial Bank Co's GF Score falls into.


STU:2GN
57GF Score
Guangzhou Rural Commercial Bank Co Ltd STU:2GN
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 57 mean?
Guangzhou Rural Commercial Bank Co (STU:2GN) has a GF Score of 57 as of Jul. 19, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Guangzhou Rural Commercial Bank Co and its competitors. This is 19% above median its historical median of 48.00. Over the past decade, Guangzhou Rural Commercial Bank Co's GF Score has ranged from 3.00 to 67.00.
Is Guangzhou Rural Commercial Bank Co's GF Score too high?
Guangzhou Rural Commercial Bank Co's current GF Score of 57 is 19% above median its 10-year median of 48.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 67.00. Overall, Guangzhou Rural Commercial Bank Co has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Guangzhou Rural Commercial Bank Co's GF Score compare to competitors?
Guangzhou Rural Commercial Bank Co's GF Score of 57 can be compared against companies in the Banks industry. Historically, Guangzhou Rural Commercial Bank Co's own GF Score has ranged from 3.00 to 67.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Guangzhou Rural Commercial Bank Co and its competitors. Guangzhou Rural Commercial Bank Co's current GF Score is 57, which is 19% above median its own 10-year median of 48.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guangzhou Rural Commercial Bank Co stock overvalued right now?
Guangzhou Rural Commercial Bank Co (STU:2GN) has a current GF Score of 57. The stock's GF Value™ is €0.12, compared to a current price of €0.16 — trading 29.2% above its estimated fair value. The current GF Score is 57, which is 19% above median its 10-year median of 48.00. Guangzhou Rural Commercial Bank Co's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Guangzhou Rural Commercial Bank Co (STU:2GN), the current GF Score is 57 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guangzhou Rural Commercial Bank Co (STU:2GN) Overvalued in 2026?

Based on GuruFocus' analysis, Guangzhou Rural Commercial Bank Co stock appears to be overvalued. The current stock price of €0.16 is trading 29.2% above its estimated GF Value™ of €0.12.

Key valuation signals for STU:2GN:

  • GF Score: 57 (19% above median its 10-year median of 48.00)
  • GF Value™: €0.12 vs. price of €0.16 (29.2% above fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the STU:2GN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guangzhou Rural Commercial Bank Co Business Description

Other Exchanges 01551:Hong Kong
Address No. 248 Queen’s Road East, 40th Floor, Dah Sing Financial Centre, Wanchai, Hong Kong, HKG
Guangzhou Rural Commercial Bank Co Ltd is engaged in providing banking and related financial services. The company's operating segments are Corporate banking, Retail banking, Financial market business, and others. It generates maximum revenue from the Corporate banking segment, which covers financial products and services for corporate customers, including deposits, loans, settlement, clearing, and other trade-related services. The bank conducts its business principally in Guangdong Province.
57GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.16
Price
€0.12
GF Value