The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Guangzhou Rural Commercial Bank Co's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.00.
The historical rank and industry rank for Guangzhou Rural Commercial Bank Co's Dividend Payout Ratio or its related term are showing as below:
STU:2GN'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.27 Med: 0.42 Max: 0.77
Current: 0.63
During the past 12 years, the highest Dividend Payout Ratio of Guangzhou Rural Commercial Bank Co was 0.77. The lowest was 0.27. And the median was 0.42.
STU:2GN's Dividend Payout Ratio is ranked worse than 58.38% of 1175
companies
in the Banks industry
Industry Median: 0.32
vs STU:2GN: 0.63
During the past 12 years, the highest Trailing Annual Dividend Yield of Guangzhou Rural Commercial Bank Co was 9.47%. The lowest was 2.47%. And the median was 6.23%.
During the past 12 months, Guangzhou Rural Commercial Bank Co's average Dividends Per Share Growth Rate was 13.60% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was -24.70% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was -31.10% per year.
During the past 12 years, the highest 3-Year average Dividends Per Share Growth Rate of Guangzhou Rural Commercial Bank Co was 2.80% per year. The lowest was -43.80% per year. And the median was -21.40% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Guangzhou Rural Commercial Bank Co (STU:2GN) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Guangzhou Rural Commercial Bank Co Dividend Payout Ratio Related Terms
Guangzhou Rural Commercial Bank Co Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Guangzhou Rural Commercial Bank Co Dividend Payout Ratio Chart
Guangzhou Rural Commercial Bank Co Dividend Payout Ratio Competitor Comparison
For the Banks - Regional subindustry, Guangzhou Rural Commercial Bank Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Guangzhou Rural Commercial Bank Co Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Guangzhou Rural Commercial Bank Co's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Guangzhou Rural Commercial Bank Co's Dividend Payout Ratio falls into.
Guangzhou Rural Commercial Bank Co Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Guangzhou Rural Commercial Bank Co (STU:2GN) has a Dividend Payout Ratio of 0.00 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Guangzhou Rural Commercial Bank Co and its competitors. Over the past decade, Guangzhou Rural Commercial Bank Co's Dividend Payout Ratio has ranged from 0.27 to 0.77. According to the industry distribution chart, Guangzhou Rural Commercial Bank Co ranks #686 out of 1175 companies in the Banks industry, placing it in the top 58.4%.
Is Guangzhou Rural Commercial Bank Co's Dividend Payout Ratio too high?
Guangzhou Rural Commercial Bank Co's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 0.77. Based on the distribution chart, Guangzhou Rural Commercial Bank Co ranks #686 out of 1175 companies in the Banks industry, which is below the industry midpoint. Overall, Guangzhou Rural Commercial Bank Co has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Guangzhou Rural Commercial Bank Co's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Guangzhou Rural Commercial Bank Co ranks #686 out of 1175 companies for Dividend Payout Ratio. This places Guangzhou Rural Commercial Bank Co in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Guangzhou Rural Commercial Bank Co's own Dividend Payout Ratio has ranged from 0.27 to 0.77 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Guangzhou Rural Commercial Bank Co and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guangzhou Rural Commercial Bank Co's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guangzhou Rural Commercial Bank Co stock overvalued right now?
Guangzhou Rural Commercial Bank Co (STU:2GN) has a current Dividend Payout Ratio of 0.00. The stock's GF Value™ is €0.13, compared to a current price of €0.16 — trading 19.2% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Guangzhou Rural Commercial Bank Co's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Guangzhou Rural Commercial Bank Co (STU:2GN), the current Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Guangzhou Rural Commercial Bank Co (STU:2GN) Overvalued in 2026?
Based on GuruFocus' analysis, Guangzhou Rural Commercial Bank Co stock appears to be overvalued.
The current stock price of €0.16 is trading 19.2% above its estimated GF Value™ of €0.13.
Key valuation signals for STU:2GN:
Dividend Payout Ratio: 0.00
GF Value™: €0.13 vs. price of €0.16 (19.2% above fair value)
No single metric tells the full story. See the STU:2GN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Guangzhou Rural Commercial Bank Co Business Description
Guangzhou Rural Commercial Bank Co Ltd is engaged in providing banking and related financial services. The company's operating segments are Corporate banking, Retail banking, Financial market business, and others. It generates maximum revenue from the Corporate banking segment, which covers financial products and services for corporate customers, including deposits, loans, settlement, clearing, and other trade-related services. The bank conducts its business principally in Guangdong Province.
57GF Score
Get the complete analysis for STU:2GN
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:2GN has been successfully added to your 
