Guangzhou Rural Commercial Bank Co (STU:2GN) Scaled Net Operating Assets: 0.06 (As of Dec. 2025)


STU:2GN Guangzhou Rural Commercial Bank Co Ltd STU:2GN
57 GF Score
Price €0.16
GF Value €0.13
! 4 Warning Signs
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What is Guangzhou Rural Commercial Bank Co Scaled Net Operating Assets?

Guangzhou Rural Commercial Bank Co STU:2GN 57 Scaled Net Operating Assets is 0.06 as of Dec. 2025. GuruFocus rates STU:2GN with a GF Score™ of 57/100 and a GF Value™ of €0.13. The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Guangzhou Rural Commercial Bank Co's operating assets for the quarter that ended in Dec. 2025 was €144,633 Mil. Guangzhou Rural Commercial Bank Co's operating liabilities for the quarter that ended in Dec. 2025 was €135,105 Mil. Guangzhou Rural Commercial Bank Co's Total Assets for the quarter that ended in Jun. 2025 was €169,853 Mil. Therefore, Guangzhou Rural Commercial Bank Co's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.06.

STU:2GN
57GF Score
Guangzhou Rural Commercial Bank Co Ltd STU:2GN
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Guangzhou Rural Commercial Bank Co Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Guangzhou Rural Commercial Bank Co's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(144632.67-135104.796)/178705.284
=0.05

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=167328.378 - 22695.708
=144632.67

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=155070.337 - 19965.541 - 0
=135104.796

Guangzhou Rural Commercial Bank Co's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(144632.67-135104.796)/169853.221
=0.06

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=167328.378 - 22695.708
=144632.67

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=155070.337 - 19965.541 - 0
=135104.796

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.06 mean?
Guangzhou Rural Commercial Bank Co (STU:2GN) has a Scaled Net Operating Assets of 0.06 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Guangzhou Rural Commercial Bank Co and its competitors.
Is Guangzhou Rural Commercial Bank Co's Scaled Net Operating Assets too high?
Guangzhou Rural Commercial Bank Co's current Scaled Net Operating Assets is 0.06. Overall, Guangzhou Rural Commercial Bank Co has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Guangzhou Rural Commercial Bank Co's Scaled Net Operating Assets compare to competitors?
Guangzhou Rural Commercial Bank Co's Scaled Net Operating Assets of 0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Guangzhou Rural Commercial Bank Co and its competitors. Guangzhou Rural Commercial Bank Co's current Scaled Net Operating Assets is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guangzhou Rural Commercial Bank Co stock overvalued right now?
Guangzhou Rural Commercial Bank Co (STU:2GN) has a current Scaled Net Operating Assets of 0.06. The stock's GF Value™ is €0.13, compared to a current price of €0.16 — trading 19.2% above its estimated fair value. The current Scaled Net Operating Assets is 0.06. Guangzhou Rural Commercial Bank Co's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Guangzhou Rural Commercial Bank Co (STU:2GN), the current Scaled Net Operating Assets is 0.06 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guangzhou Rural Commercial Bank Co (STU:2GN) Overvalued in 2026?

Based on GuruFocus' analysis, Guangzhou Rural Commercial Bank Co stock appears to be overvalued. The current stock price of €0.16 is trading 19.2% above its estimated GF Value™ of €0.13.

Key valuation signals for STU:2GN:

  • Scaled Net Operating Assets: 0.06
  • GF Value™: €0.13 vs. price of €0.16 (19.2% above fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the STU:2GN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Guangzhou Rural Commercial Bank Co Business Description

Other Exchanges 01551:Hong Kong
Address No. 248 Queen’s Road East, 40th Floor, Dah Sing Financial Centre, Wanchai, Hong Kong, HKG
Guangzhou Rural Commercial Bank Co Ltd is engaged in providing banking and related financial services. The company's operating segments are Corporate banking, Retail banking, Financial market business, and others. It generates maximum revenue from the Corporate banking segment, which covers financial products and services for corporate customers, including deposits, loans, settlement, clearing, and other trade-related services. The bank conducts its business principally in Guangdong Province.
57GF Score

Get the complete analysis for STU:2GN

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.16
Price
€0.13
GF Value