Public Bank Bhd (XKLS:1295) Enterprise Value: RM97,232 Mil (As of Jul. 19, 2026) ***

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XKLS:1295 Public Bank Bhd XKLS:1295
74 GF Score
Price RM5.25
GF Value RM4.75
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Public Bank Bhd Enterprise Value?

Public Bank Bhd XKLS:1295 +0.96% 74 Enterprise Value is RM97,232 Mil as of Jul. 19, 2026. GuruFocus rates XKLS:1295 with a GF Score™ of 74/100 and a GF Value™ of RM4.75 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Public Bank Bhd's Enterprise Value is RM97,232 Mil. Public Bank Bhd's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was RM14,746 Mil. Therefore, Public Bank Bhd's EV-to-Revenue ratio for today is 6.59.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Public Bank Bhd's Enterprise Value is RM97,232 Mil. Public Bank Bhd's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was RM1,189 Mil. Therefore, Public Bank Bhd's EV-to-OCF ratio for today is 81.79.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Public Bank Bhd's Enterprise Value is RM97,232 Mil. Public Bank Bhd's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was RM881 Mil. Therefore, Public Bank Bhd's EV-to-FCF ratio for today is 110.39.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Public Bank Bhd  (XKLS:1295) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Public Bank Bhd's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=97232.499/14746.301
=6.59

Public Bank Bhd's current Enterprise Value is RM97,232 Mil.
Public Bank Bhd's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM14,746 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Public Bank Bhd's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=97232.499/1188.863
=81.79

Public Bank Bhd's current Enterprise Value is RM97,232 Mil.
Public Bank Bhd's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM1,189 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Public Bank Bhd's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=97232.499/880.842
=110.39

Public Bank Bhd's current Enterprise Value is RM97,232 Mil.
Public Bank Bhd's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM881 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Public Bank Bhd Enterprise Value Related Terms


Public Bank Bhd Enterprise Value Historical Data

* Premium members only.

The historical data trend for Public Bank Bhd's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Public Bank Bhd Enterprise Value Chart

Public Bank Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 73,228.62 69,487.92 78,371.81 79,920.64 82,914.60

Public Bank Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 75,816.12 75,167.59 78,363.66 82,914.60 86,168.41

Public Bank Bhd Enterprise Value Competitor Comparison

For the Banks - Regional subindustry, Public Bank Bhd's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Public Bank Bhd Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Public Bank Bhd's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Public Bank Bhd's Enterprise Value falls into.


XKLS:1295
74GF Score
Public Bank Bhd XKLS:1295
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Public Bank Bhd Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Public Bank Bhd's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Public Bank Bhd's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of RM97,232 Mil mean?
Public Bank Bhd (XKLS:1295) has a Enterprise Value of RM97,232 Mil as of Jul. 19, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Public Bank Bhd and its competitors.
Is Public Bank Bhd's Enterprise Value too high?
Public Bank Bhd's current Enterprise Value is RM97,232 Mil. Overall, Public Bank Bhd has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Public Bank Bhd's Enterprise Value compare to competitors?
Public Bank Bhd's Enterprise Value of RM97,232 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Public Bank Bhd and its competitors. Public Bank Bhd's current Enterprise Value is RM97,232 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Public Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Public Bank Bhd (XKLS:1295) is currently considered Modestly Overvalued. The stock's GF Value™ is RM4.75, compared to a current price of RM5.25 — trading 10.5% above its estimated fair value. The current Enterprise Value is RM97,232 Mil. Public Bank Bhd's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Public Bank Bhd (XKLS:1295), the current Enterprise Value is RM97,232 Mil as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Public Bank Bhd (XKLS:1295) Overvalued in 2026?

Based on GuruFocus' analysis, Public Bank Bhd stock appears to be overvalued. The current stock price of RM5.25 is trading 10.5% above its estimated GF Value™ of RM4.75. GuruFocus considers Public Bank Bhd to be Modestly Overvalued.

Key valuation signals for XKLS:1295:

  • Enterprise Value: RM97,232 Mil
  • GF Value™: RM4.75 vs. price of RM5.25 (10.5% above fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the XKLS:1295 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Public Bank Bhd Business Description

Address 146, Jalan Ampang, 27th Floor, Menara Public Bank, Kuala Lumpur, SGR, MYS, 50450
Public Bank Bhd is a Malaysian banking group that provides a range of financial products and services, including personal banking, commercial banking, Islamic banking, investment banking, share broking, trustee services, nominee services, sale and management of unit trust funds, bancassurance, and general insurance products. In addition to its mostly Malaysian operational presence, the bank is exposed to other Southeast Asian nations through some of its branches. It emphasizes organic growth in the retail banking business, particularly among retail consumers and small and medium-sized enterprises. The majority of its revenue comes from the Retail Operations segment. Public Bank offers a suite of banking products and services through its extensive branch network and infrastructure.
74GF Score

Get the complete analysis for XKLS:1295

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM5.25
Price
RM4.75
GF Value