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Public Bank Bhd (XKLS:1295) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
Public Bank Bhd Forward PE Ratio Related Terms
Public Bank Bhd Forward PE Ratio Historical Data
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The historical data trend for Public Bank Bhd's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Public Bank Bhd Forward PE Ratio Chart
Public Bank Bhd Annual Data
Trend
2018-12
2019-12
2020-12
2021-12
2022-12
2023-12
2024-12
2025-12
Forward PE Ratio
15.46
13.19
14.77
14.71
12.27
11.61
12.15
11.65
Public Bank Bhd Quarterly Data
2018-03
2018-06
2018-09
2018-12
2019-03
2019-06
2019-09
2019-12
2020-03
2020-06
2020-09
2020-12
2021-03
2021-06
2021-09
2021-12
2022-03
2022-06
2022-09
2022-12
2023-03
2023-06
2023-09
2023-12
2024-03
2024-06
2024-09
2024-12
2025-03
2025-06
2025-09
2025-12
2026-03
Forward PE Ratio
16.00
15.58
16.56
15.46
15.50
15.38
13.30
13.19
11.06
12.80
11.34
14.77
14.47
13.95
12.69
14.71
16.18
15.20
12.02
12.27
11.35
10.94
10.88
11.61
11.72
11.20
12.14
12.15
11.66
11.45
10.99
11.65
12.34
Public Bank Bhd Forward PE Ratio Competitor Comparison
For the Banks - Regional subindustry, Public Bank Bhd's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Public Bank Bhd Forward PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Public Bank Bhd's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where Public Bank Bhd's Forward PE Ratio falls into.
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
Public Bank Bhd (XKLS:1295) has a Forward PE Ratio of 13.48 as of Jul. 29, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Public Bank Bhd and its competitors. According to the industry distribution chart, Public Bank Bhd ranks #618 out of 818 companies in the Banks industry, placing it in the top 75.6%.
Is Public Bank Bhd's Forward PE Ratio too high?
Public Bank Bhd's current Forward PE Ratio is 13.48. The Banks industry median Forward PE Ratio is 11.44. Public Bank Bhd's value of 13.48 is 17.9% above this industry median. Based on the distribution chart, Public Bank Bhd ranks #618 out of 818 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Public Bank Bhd has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Public Bank Bhd's Forward PE Ratio compare to competitors?
According to the Banks industry distribution chart, Public Bank Bhd ranks #618 out of 818 companies for Forward PE Ratio. This places Public Bank Bhd in the lower half of its industry. The industry median Forward PE Ratio is 11.44. Public Bank Bhd's value of 13.48 is 17.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Banks company?
The median Forward PE Ratio among Banks companies is 11.44, based on 818 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Public Bank Bhd's current Forward PE Ratio of 13.48 is 17.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Public Bank Bhd and its competitors. For the Banks industry, the median Forward PE Ratio is 11.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Public Bank Bhd's current Forward PE Ratio is 13.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Public Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Public Bank Bhd (XKLS:1295) is currently considered Fairly Valued. The stock's GF Value™ is RM4.75, compared to a current price of RM5.19 — trading 9.3% above its estimated fair value. The current Forward PE Ratio is 13.48 and 17.9% above the Banks industry median of 11.44. Public Bank Bhd's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Public Bank Bhd (XKLS:1295), the current Forward PE Ratio is 13.48 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Public Bank Bhd (XKLS:1295) Overvalued in 2026?
Based on GuruFocus' analysis, Public Bank Bhd stock appears to be overvalued.
The current stock price of RM5.19 is trading 9.3% above its estimated GF Value™ of RM4.75.
GuruFocus considers Public Bank Bhd to be Fairly Valued.
Key valuation signals for XKLS:1295:
Forward PE Ratio: 13.48
GF Value™: RM4.75 vs. price of RM5.19 (9.3% above fair value)
Industry Position: 17.9% above the Banks median (#618 of 818)
No single metric tells the full story. See the XKLS:1295 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Public Bank Bhd is a Malaysian banking group that provides a range of financial products and services, including personal banking, commercial banking, Islamic banking, investment banking, share broking, trustee services, nominee services, sale and management of unit trust funds, bancassurance, and general insurance products. In addition to its mostly Malaysian operational presence, the bank is exposed to other Southeast Asian nations through some of its branches. It emphasizes organic growth in the retail banking business, particularly among retail consumers and small and medium-sized enterprises. The majority of its revenue comes from the Retail Operations segment. Public Bank offers a suite of banking products and services through its extensive branch network and infrastructure.
74GF Score
Get the complete analysis for XKLS:1295
Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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