Public Bank Bhd (XKLS:1295) ROE % Adjusted to Book Value: 7.64% (As of Mar. 2026)


XKLS:1295 Public Bank Bhd XKLS:1295
76 GF Score
Price RM4.84
GF Value RM4.74
Valuation Fairly Valued
! 2 Warning Signs
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What is Public Bank Bhd ROE % Adjusted to Book Value?

Public Bank Bhd XKLS:1295 +1.89% 76 ROE % Adjusted to Book Value is 7.64% as of Mar. 2026. GuruFocus rates XKLS:1295 with a GF Score™ of 76/100 and a GF Value™ of RM4.74 (Fairly Valued). The stock has 2 warning signs investors should review.

Public Bank Bhd's ROE % for the quarter that ended in Mar. 2026 was 11.77%. Public Bank Bhd's PB Ratio for the quarter that ended in Mar. 2026 was 1.54. Public Bank Bhd's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 7.64%.


Public Bank Bhd ROE % Adjusted to Book Value Related Terms


Public Bank Bhd ROE % Adjusted to Book Value Historical Data

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The historical data trend for Public Bank Bhd's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Public Bank Bhd ROE % Adjusted to Book Value Chart

Public Bank Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.06 7.46 8.34 8.29 8.38

Public Bank Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.09 8.53 8.77 8.64 7.64

Public Bank Bhd ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Public Bank Bhd's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Public Bank Bhd ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Public Bank Bhd's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Public Bank Bhd's ROE % Adjusted to Book Value falls into.


XKLS:1295
76GF Score
Public Bank Bhd XKLS:1295
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Public Bank Bhd ROE % Adjusted to Book Value Calculation

Public Bank Bhd's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.32% / 1.47
=8.38%

Public Bank Bhd's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.77% / 1.54
=7.64%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 7.64% mean?
Public Bank Bhd (XKLS:1295) has a ROE % Adjusted to Book Value of 7.64% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Public Bank Bhd and its competitors.
Is Public Bank Bhd's ROE % Adjusted to Book Value too high?
Public Bank Bhd's current ROE % Adjusted to Book Value is 7.64%. Overall, Public Bank Bhd has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Public Bank Bhd's ROE % Adjusted to Book Value compare to competitors?
Public Bank Bhd's ROE % Adjusted to Book Value of 7.64% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Public Bank Bhd and its competitors. Public Bank Bhd's current ROE % Adjusted to Book Value is 7.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Public Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Public Bank Bhd (XKLS:1295) is currently considered Fairly Valued. The stock's GF Value™ is RM4.74, compared to a current price of RM4.84 — trading 2.1% above its estimated fair value. The current ROE % Adjusted to Book Value is 7.64%. Public Bank Bhd's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Public Bank Bhd (XKLS:1295), the current ROE % Adjusted to Book Value is 7.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Public Bank Bhd (XKLS:1295) Overvalued in 2026?

Based on GuruFocus' analysis, Public Bank Bhd stock appears to be overvalued. The current stock price of RM4.84 is trading 2.1% above its estimated GF Value™ of RM4.74. GuruFocus considers Public Bank Bhd to be Fairly Valued.

Key valuation signals for XKLS:1295:

  • ROE % Adjusted to Book Value: 7.64%
  • GF Value™: RM4.74 vs. price of RM4.84 (2.1% above fair value)
  • GF Score™: 76/100 with 2 warning signs

No single metric tells the full story. See the XKLS:1295 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Public Bank Bhd Business Description

Address 146, Jalan Ampang, 27th Floor, Menara Public Bank, Kuala Lumpur, SGR, MYS, 50450
Public Bank Bhd is a Malaysian banking group that provides a range of financial products and services, including personal banking, commercial banking, Islamic banking, investment banking, share broking, trustee services, nominee services, sale and management of unit trust funds, bancassurance, and general insurance products. In addition to its mostly Malaysian operational presence, the bank is exposed to other Southeast Asian nations through some of its branches. It emphasizes organic growth in the retail banking business, particularly among retail consumers and small and medium-sized enterprises. The majority of its revenue comes from the Retail Operations segment. Public Bank offers a suite of banking products and services through its extensive branch network and infrastructure.
76GF Score

Get the complete analysis for XKLS:1295

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM4.84
Price
RM4.74
GF Value