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Public Bank BhdXKLS:1295 +0.96%71 PEG Ratio is 2.63 as of Jul. 19, 2026, which is 36% above its 10-year median of 1.94. GuruFocus rates XKLS:1295 with a GF Score™ of 71/100 and a GF Value™ of RM4.75 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,231 Banks companies, Public Bank Bhd ranks worse than 68.81% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Public Bank Bhd's PEG Ratio or its related term are showing as below:
XKLS:1295'
s PEG Ratio Range Over the Past 10 Years
Min: 0.81 Med: 1.94 Max: 2.63
Current: 2.63
During the past 13 years, Public Bank Bhd's highest PEG Ratio was 2.63. The lowest was 0.81. And the median was 1.94.
XKLS:1295's PEG Ratio is ranked worse than 68.81% of 1231
companies
in the Banks industry
Industry Median: 1.55
vs XKLS:1295: 2.63
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Public Bank Bhd (XKLS:1295) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Public Bank Bhd PEG Ratio Related Terms
Public Bank Bhd PEG Ratio Historical Data
* Premium members only.
The historical data trend for Public Bank Bhd's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Public Bank Bhd's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Public Bank Bhd PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Public Bank Bhd's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Public Bank Bhd's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Public Bank Bhd (XKLS:1295) has a PEG Ratio of 2.63 as of Jul. 19, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Public Bank Bhd and its competitors. This is 36% above median its historical median of 1.94. Over the past decade, Public Bank Bhd's PEG Ratio has ranged from 0.81 to 2.63. According to the industry distribution chart, Public Bank Bhd ranks #847 out of 1231 companies in the Banks industry, placing it in the top 68.8%.
Is Public Bank Bhd's PEG Ratio too high?
Public Bank Bhd's current PEG Ratio of 2.63 is 36% above median its 10-year median of 1.94. Over the past 10 years, this metric has ranged from a low of 0.81 to a high of 2.63. The Banks industry median PEG Ratio is 1.55. Public Bank Bhd's value of 2.63 is 69.7% above this industry median. Based on the distribution chart, Public Bank Bhd ranks #847 out of 1231 companies in the Banks industry, which is below the industry midpoint. Overall, Public Bank Bhd has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Public Bank Bhd's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Public Bank Bhd ranks #847 out of 1231 companies for PEG Ratio. This places Public Bank Bhd in the lower half of its industry. The industry median PEG Ratio is 1.55. Public Bank Bhd's value of 2.63 is 69.7% above this benchmark. Historically, Public Bank Bhd's own PEG Ratio has ranged from 0.81 to 2.63 over the past decade. While the company's 10-year median is 1.94 vs. the industry median of 1.55, Public Bank Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Public Bank Bhd's current PEG Ratio of 2.63 is 69.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Public Bank Bhd and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Public Bank Bhd's current PEG Ratio is 2.63, which is 36% above median its own 10-year median of 1.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Public Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Public Bank Bhd (XKLS:1295) is currently considered Modestly Overvalued. The stock's GF Value™ is RM4.75, compared to a current price of RM5.25 — trading 10.5% above its estimated fair value. The current PEG Ratio is 2.63, which is 36% above median its 10-year median of 1.94 and 69.7% above the Banks industry median of 1.55. Public Bank Bhd's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Public Bank Bhd (XKLS:1295), the current PEG Ratio is 2.63 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Public Bank Bhd (XKLS:1295) Overvalued in 2026?
Based on GuruFocus' analysis, Public Bank Bhd stock appears to be overvalued.
The current stock price of RM5.25 is trading 10.5% above its estimated GF Value™ of RM4.75.
GuruFocus considers Public Bank Bhd to be Modestly Overvalued.
Key valuation signals for XKLS:1295:
PEG Ratio: 2.63 (36% above median its 10-year median of 1.94)
GF Value™: RM4.75 vs. price of RM5.25 (10.5% above fair value)
Industry Position: 69.7% above the Banks median (#847 of 1231)
No single metric tells the full story. See the XKLS:1295 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Public Bank Bhd is a Malaysian banking group that provides a range of financial products and services, including personal banking, commercial banking, Islamic banking, investment banking, share broking, trustee services, nominee services, sale and management of unit trust funds, bancassurance, and general insurance products. In addition to its mostly Malaysian operational presence, the bank is exposed to other Southeast Asian nations through some of its branches. It emphasizes organic growth in the retail banking business, particularly among retail consumers and small and medium-sized enterprises. The majority of its revenue comes from the Retail Operations segment. Public Bank offers a suite of banking products and services through its extensive branch network and infrastructure.
71GF Score
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