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Public Bank BhdXKLS:1295 +0.96%74 FCF Yield % is 0.86 as of Jul. 18, 2026, which is 87% below its 10-year median of 6.57. GuruFocus rates XKLS:1295 with a GF Score™ of 74/100 and a GF Value™ of RM4.75 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,503 Banks companies, Public Bank Bhd ranks worse than 72.32% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Public Bank Bhd FCF Yield % Related Terms
Public Bank Bhd FCF Yield % Historical Data
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The historical data trend for Public Bank Bhd's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Public Bank Bhd's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Public Bank Bhd FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Public Bank Bhd's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Public Bank Bhd's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Public Bank Bhd (XKLS:1295) has a FCF Yield % of 0.86 as of Jul. 18, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Public Bank Bhd and its competitors. This is 87% below median its historical median of 6.57. According to the industry distribution chart, Public Bank Bhd ranks #1087 out of 1503 companies in the Banks industry, placing it in the top 72.3%.
Is Public Bank Bhd's FCF Yield % too high?
Public Bank Bhd's current FCF Yield % of 0.86 is 87% below median its 10-year median of 6.57. The Banks industry median FCF Yield % is 7.95. Public Bank Bhd's value of 0.86 is 89.2% below this industry median. Based on the distribution chart, Public Bank Bhd ranks #1087 out of 1503 companies in the Banks industry, which is below the industry midpoint. Overall, Public Bank Bhd has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Public Bank Bhd's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Public Bank Bhd ranks #1087 out of 1503 companies for FCF Yield %. This places Public Bank Bhd in the lower half of its industry. The industry median FCF Yield % is 7.95. Public Bank Bhd's value of 0.86 is 89.2% below this benchmark. While the company's 10-year median is 6.57 vs. the industry median of 7.95, Public Bank Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.95, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Public Bank Bhd's current FCF Yield % of 0.86 is 89.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Public Bank Bhd and its competitors. For the Banks industry, the median FCF Yield % is 7.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Public Bank Bhd's current FCF Yield % is 0.86, which is 87% below median its own 10-year median of 6.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Public Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Public Bank Bhd (XKLS:1295) is currently considered Modestly Overvalued. The stock's GF Value™ is RM4.75, compared to a current price of RM5.25 — trading 10.5% above its estimated fair value. The current FCF Yield % is 0.86, which is 87% below median its 10-year median of 6.57 and 89.2% below the Banks industry median of 7.95. Public Bank Bhd's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Public Bank Bhd (XKLS:1295), the current FCF Yield % is 0.86 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Public Bank Bhd (XKLS:1295) Overvalued in 2026?
Based on GuruFocus' analysis, Public Bank Bhd stock appears to be overvalued.
The current stock price of RM5.25 is trading 10.5% above its estimated GF Value™ of RM4.75.
GuruFocus considers Public Bank Bhd to be Modestly Overvalued.
Key valuation signals for XKLS:1295:
FCF Yield %: 0.86 (87% below median its 10-year median of 6.57)
GF Value™: RM4.75 vs. price of RM5.25 (10.5% above fair value)
Industry Position: 89.2% below the Banks median (#1087 of 1503)
No single metric tells the full story. See the XKLS:1295 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Public Bank Bhd is a Malaysian banking group that provides a range of financial products and services, including personal banking, commercial banking, Islamic banking, investment banking, share broking, trustee services, nominee services, sale and management of unit trust funds, bancassurance, and general insurance products. In addition to its mostly Malaysian operational presence, the bank is exposed to other Southeast Asian nations through some of its branches. It emphasizes organic growth in the retail banking business, particularly among retail consumers and small and medium-sized enterprises. The majority of its revenue comes from the Retail Operations segment. Public Bank offers a suite of banking products and services through its extensive branch network and infrastructure.
74GF Score
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