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Public Bank BhdXKLS:1295 +0.96%74 Dividend Yield % is 4.29% as of Jul. 19, 2026, which is 22% above its 10-year median of 3.51. GuruFocus rates XKLS:1295 with a GF Score™ of 74/100 and a GF Value™ of RM4.75 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,255 Banks companies, Public Bank Bhd ranks better than 71.47% on this metric.
As of today (2026-07-19), the Trailing Annual Dividend Yield of Public Bank Bhd is 4.29%.
The historical rank and industry rank for Public Bank Bhd's Dividend Yield % or its related term are showing as below:
XKLS:1295'
s Dividend Yield % Range Over the Past 10 Years
Min: 1.83 Med: 3.51 Max: 5.24
Current: 4.29
During the past 13 years, the highest Dividend Yield of Public Bank Bhd was 5.24%. The lowest was 1.83%. And the median was 3.51%.
XKLS:1295's Dividend Yield % is ranked better than 71.47% of 1255
companies
in the Banks industry
Industry Median: 3
vs XKLS:1295: 4.29
During the past 12 months, Public Bank Bhd's average Dividends Per Share Growth Rate was 7.10% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 3.00% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 13.80% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 6.80% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Public Bank Bhd was 20.50% per year. The lowest was -12.20% per year. And the median was 5.65% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Public Bank Bhd (XKLS:1295) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for Public Bank Bhd's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Public Bank Bhd Dividend Yield % Competitor Comparison
For the Banks - Regional subindustry, Public Bank Bhd's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Public Bank Bhd Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Public Bank Bhd's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Public Bank Bhd's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Public Bank Bhd Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
MYR 0.120000
2026-03-11
2026-03-12
2026-03-26
Cash Dividend
semi-annually
MYR:MYR 1.000000
MYR 0.105000
2025-09-11
2025-09-12
2025-09-24
Cash Dividend
semi-annually
MYR:MYR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Public Bank Bhd's Trailing Annual Dividend Yield (%) for Today is calculated as
Public Bank Bhd's Forward Annual Dividend Yield (%) for Today is calculated as
Forward Annual Dividend Yield
=
Forward Full Year Dividend
/
Current Share Price
=
0.24
/
5.25
=
4.57 %
Current Share Price is RM5.25. Public Bank Bhd's Dividends per Share for the forward twelve months is calculated as RM0.12 * 2 = RM0.24.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Public Bank Bhd (XKLS:1295) has a Dividend Yield % of 4.29% as of Jul. 19, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Public Bank Bhd and its competitors. This is 22% above median its historical median of 3.51. Over the past decade, Public Bank Bhd's Dividend Yield % has ranged from 1.83 to 5.24. According to the industry distribution chart, Public Bank Bhd ranks #358 out of 1255 companies in the Banks industry, placing it in the top 28.5%.
Is Public Bank Bhd's Dividend Yield % too high?
Public Bank Bhd's current Dividend Yield % of 4.29% is 22% above median its 10-year median of 3.51. Over the past 10 years, this metric has ranged from a low of 1.83 to a high of 5.24. The Banks industry median Dividend Yield % is 3.00. Public Bank Bhd's value of 4.29% is 43% above this industry median. Based on the distribution chart, Public Bank Bhd ranks #358 out of 1255 companies in the Banks industry, which is above the industry midpoint. Overall, Public Bank Bhd has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Public Bank Bhd's Dividend Yield % compare to competitors?
According to the Banks industry distribution chart, Public Bank Bhd ranks #358 out of 1255 companies for Dividend Yield %. This puts Public Bank Bhd in the upper half of its industry. The industry median Dividend Yield % is 3.00. Public Bank Bhd's value of 4.29% is 43% above this benchmark. Historically, Public Bank Bhd's own Dividend Yield % has ranged from 1.83 to 5.24 over the past decade. While the company's 10-year median is 3.51 vs. the industry median of 3.00, Public Bank Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.00, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Public Bank Bhd's current Dividend Yield % of 4.29% is 43% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Public Bank Bhd and its competitors. For the Banks industry, the median Dividend Yield % is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Public Bank Bhd's current Dividend Yield % is 4.29%, which is 22% above median its own 10-year median of 3.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Public Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Public Bank Bhd (XKLS:1295) is currently considered Modestly Overvalued. The stock's GF Value™ is RM4.75, compared to a current price of RM5.25 — trading 10.5% above its estimated fair value. The current Dividend Yield % is 4.29%, which is 22% above median its 10-year median of 3.51 and 43% above the Banks industry median of 3.00. Public Bank Bhd's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Public Bank Bhd (XKLS:1295), the current Dividend Yield % is 4.29% as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Public Bank Bhd (XKLS:1295) Overvalued in 2026?
Based on GuruFocus' analysis, Public Bank Bhd stock appears to be overvalued.
The current stock price of RM5.25 is trading 10.5% above its estimated GF Value™ of RM4.75.
GuruFocus considers Public Bank Bhd to be Modestly Overvalued.
Key valuation signals for XKLS:1295:
Dividend Yield %: 4.29% (22% above median its 10-year median of 3.51)
GF Value™: RM4.75 vs. price of RM5.25 (10.5% above fair value)
Industry Position: 43% above the Banks median (#358 of 1255)
No single metric tells the full story. See the XKLS:1295 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Public Bank Bhd is a Malaysian banking group that provides a range of financial products and services, including personal banking, commercial banking, Islamic banking, investment banking, share broking, trustee services, nominee services, sale and management of unit trust funds, bancassurance, and general insurance products. In addition to its mostly Malaysian operational presence, the bank is exposed to other Southeast Asian nations through some of its branches. It emphasizes organic growth in the retail banking business, particularly among retail consumers and small and medium-sized enterprises. The majority of its revenue comes from the Retail Operations segment. Public Bank offers a suite of banking products and services through its extensive branch network and infrastructure.
74GF Score
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