Public Bank Bhd (XKLS:1295) Dividend Payout Ratio: 1.32 (As of Mar. 2026) — 175% Above Median

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XKLS:1295 Public Bank Bhd XKLS:1295
71 GF Score
Price RM5.25
GF Value RM4.75
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Public Bank Bhd Dividend Payout Ratio?

Public Bank Bhd XKLS:1295 +0.96% 71 Dividend Payout Ratio is 1.32 as of Mar. 2026, which is 175% above its 10-year median of 0.48. GuruFocus rates XKLS:1295 with a GF Score™ of 71/100 and a GF Value™ of RM4.75 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,177 Banks companies, Public Bank Bhd ranks worse than 85.56% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Public Bank Bhd's Dividend Payout Ratio for the months ended in Mar. 2026 was 1.32.

The historical rank and industry rank for Public Bank Bhd's Dividend Payout Ratio or its related term are showing as below:

XKLS:1295' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.32   Med: 0.48   Max: 0.7
Current: 0.6

During the past 13 years, the highest Dividend Payout Ratio of Public Bank Bhd was 0.70. The lowest was 0.32. And the median was 0.48.

XKLS:1295's Dividend Payout Ratio is ranked worse than
85.56% of 1177 companies
in the Banks industry
Industry Median: 0.32 vs XKLS:1295: 0.60

As of today (2026-07-19), the Dividend Yield % of Public Bank Bhd is 4.29%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Public Bank Bhd was 5.24%. The lowest was 1.83%. And the median was 3.51%.

Public Bank Bhd's Dividends per Share for the months ended in Mar. 2026 was RM0.12.

During the past 12 months, Public Bank Bhd's average Dividends Per Share Growth Rate was 7.10% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 3.00% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 13.80% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 6.80% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Public Bank Bhd was 20.50% per year. The lowest was -12.20% per year. And the median was 5.65% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Public Bank Bhd (XKLS:1295) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Public Bank Bhd Dividend Payout Ratio Related Terms

Public Bank Bhd Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Public Bank Bhd's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Public Bank Bhd Dividend Payout Ratio Chart

Public Bank Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.70 0.63 0.41 0.51 0.57

Public Bank Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.21 0.00 1.09 0.00 1.32

Public Bank Bhd Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Public Bank Bhd's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Public Bank Bhd Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Public Bank Bhd's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Public Bank Bhd's Dividend Payout Ratio falls into.


XKLS:1295
71GF Score
Public Bank Bhd XKLS:1295
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Public Bank Bhd Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Public Bank Bhd's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.215/ 0.376
=0.57

Public Bank Bhd's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.12/ 0.091
=1.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 1.32 mean?
Public Bank Bhd (XKLS:1295) has a Dividend Payout Ratio of 1.32 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Public Bank Bhd and its competitors. This is 175% above median its historical median of 0.48. Over the past decade, Public Bank Bhd's Dividend Payout Ratio has ranged from 0.32 to 0.70. According to the industry distribution chart, Public Bank Bhd ranks #1007 out of 1177 companies in the Banks industry, placing it in the top 85.6%.
Is Public Bank Bhd's Dividend Payout Ratio too high?
Public Bank Bhd's current Dividend Payout Ratio of 1.32 is 175% above median its 10-year median of 0.48. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 0.70. The Banks industry median Dividend Payout Ratio is 0.32. Public Bank Bhd's value of 1.32 is 312.5% above this industry median. Based on the distribution chart, Public Bank Bhd ranks #1007 out of 1177 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Public Bank Bhd has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Public Bank Bhd's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Public Bank Bhd ranks #1007 out of 1177 companies for Dividend Payout Ratio. This places Public Bank Bhd in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Public Bank Bhd's value of 1.32 is 312.5% above this benchmark. Historically, Public Bank Bhd's own Dividend Payout Ratio has ranged from 0.32 to 0.70 over the past decade. While the company's 10-year median is 0.48 vs. the industry median of 0.32, Public Bank Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,177 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Public Bank Bhd's current Dividend Payout Ratio of 1.32 is 312.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Public Bank Bhd and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Public Bank Bhd's current Dividend Payout Ratio is 1.32, which is 175% above median its own 10-year median of 0.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Public Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Public Bank Bhd (XKLS:1295) is currently considered Modestly Overvalued. The stock's GF Value™ is RM4.75, compared to a current price of RM5.25 — trading 10.5% above its estimated fair value. The current Dividend Payout Ratio is 1.32, which is 175% above median its 10-year median of 0.48 and 312.5% above the Banks industry median of 0.32. Public Bank Bhd's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Public Bank Bhd (XKLS:1295), the current Dividend Payout Ratio is 1.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Public Bank Bhd (XKLS:1295) Overvalued in 2026?

Based on GuruFocus' analysis, Public Bank Bhd stock appears to be overvalued. The current stock price of RM5.25 is trading 10.5% above its estimated GF Value™ of RM4.75. GuruFocus considers Public Bank Bhd to be Modestly Overvalued.

Key valuation signals for XKLS:1295:

  • Dividend Payout Ratio: 1.32 (175% above median its 10-year median of 0.48)
  • GF Value™: RM4.75 vs. price of RM5.25 (10.5% above fair value)
  • GF Score™: 71/100 with 3 warning signs
  • Industry Position: 312.5% above the Banks median (#1007 of 1177)

No single metric tells the full story. See the XKLS:1295 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Public Bank Bhd Business Description

Address 146, Jalan Ampang, 27th Floor, Menara Public Bank, Kuala Lumpur, SGR, MYS, 50450
Public Bank Bhd is a Malaysian banking group that provides a range of financial products and services, including personal banking, commercial banking, Islamic banking, investment banking, share broking, trustee services, nominee services, sale and management of unit trust funds, bancassurance, and general insurance products. In addition to its mostly Malaysian operational presence, the bank is exposed to other Southeast Asian nations through some of its branches. It emphasizes organic growth in the retail banking business, particularly among retail consumers and small and medium-sized enterprises. The majority of its revenue comes from the Retail Operations segment. Public Bank offers a suite of banking products and services through its extensive branch network and infrastructure.
71GF Score

Get the complete analysis for XKLS:1295

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM5.25
Price
RM4.75
GF Value