Public Bank Bhd (XKLS:1295) Tariff Resilience Score: 8/10 (As of Jul. 09, 2026)


XKLS:1295 Public Bank Bhd XKLS:1295
74 GF Score
Price RM4.85
GF Value RM4.74
Valuation Fairly Valued
! 2 Warning Signs
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What is Public Bank Bhd Tariff Resilience Score?

Public Bank Bhd XKLS:1295 -1.62% 74 Tariff Resilience Score is 8 as of Jul. 09, 2026. GuruFocus rates XKLS:1295 with a GF Score™ of 74/100 and a GF Value™ of RM4.74 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,605 Banks companies, Public Bank Bhd ranks better than 78.82% on this metric.

Public Bank Bhd has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Public Bank Bhd has PBLOF, as a major bank in Malaysia, has limited direct exposure to tariffs. Its operations are primarily financial, with minimal reliance on global supply chains or trade.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Public Bank Bhd might have Highly Resilient.


Public Bank Bhd  (XKLS:1295) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Public Bank Bhd Tariff Resilience Score Related Terms


Public Bank Bhd Tariff Resilience Score Competitor Comparison

For the Banks - Regional subindustry, Public Bank Bhd's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Public Bank Bhd Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Public Bank Bhd's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Public Bank Bhd's Tariff Resilience Score falls into.


XKLS:1295
74GF Score
Public Bank Bhd XKLS:1295
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Public Bank Bhd (XKLS:1295) has a Tariff Resilience Score of 8 as of Jul. 09, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Public Bank Bhd ranks #340 out of 1605 companies in the Banks industry, placing it in the top 21.2%.
Is Public Bank Bhd's Tariff Resilience Score too high?
Public Bank Bhd's current Tariff Resilience Score is 8. Based on the distribution chart, Public Bank Bhd ranks #340 out of 1605 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Public Bank Bhd has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Public Bank Bhd's Tariff Resilience Score compare to competitors?
According to the Banks industry distribution chart, Public Bank Bhd ranks #340 out of 1605 companies for Tariff Resilience Score. This places Public Bank Bhd in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Public Bank Bhd's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Public Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Public Bank Bhd (XKLS:1295) is currently considered Fairly Valued. The stock's GF Value™ is RM4.74, compared to a current price of RM4.85 — trading 2.3% above its estimated fair value. The current Tariff Resilience Score is 8. Public Bank Bhd's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Public Bank Bhd (XKLS:1295), the current Tariff Resilience Score is 8 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Public Bank Bhd (XKLS:1295) Overvalued in 2026?

Based on GuruFocus' analysis, Public Bank Bhd stock appears to be overvalued. The current stock price of RM4.85 is trading 2.3% above its estimated GF Value™ of RM4.74. GuruFocus considers Public Bank Bhd to be Fairly Valued.

Key valuation signals for XKLS:1295:

  • Tariff Resilience Score: 8
  • GF Value™: RM4.74 vs. price of RM4.85 (2.3% above fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the XKLS:1295 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Public Bank Bhd Business Description

Address 146, Jalan Ampang, 27th Floor, Menara Public Bank, Kuala Lumpur, SGR, MYS, 50450
Public Bank Bhd is a Malaysian banking group that provides a range of financial products and services, including personal banking, commercial banking, Islamic banking, investment banking, share broking, trustee services, nominee services, sale and management of unit trust funds, bancassurance, and general insurance products. In addition to its mostly Malaysian operational presence, the bank is exposed to other Southeast Asian nations through some of its branches. It emphasizes organic growth in the retail banking business, particularly among retail consumers and small and medium-sized enterprises. The majority of its revenue comes from the Retail Operations segment. Public Bank offers a suite of banking products and services through its extensive branch network and infrastructure.
74GF Score

Get the complete analysis for XKLS:1295

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM4.85
Price
RM4.74
GF Value