Intact Financial (FRA:I5U) EPS (Basic): €11.76 (TTM As of Mar. 2026)


FRA:I5U Intact Financial Corp FRA:I5U
78 GF Score
Price €180.00
GF Value €157.73
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Intact Financial EPS (Basic)?

Intact Financial FRA:I5U +6.51% 78 EPS (Basic) is €11.76 as of Mar. 2026. GuruFocus rates FRA:I5U with a GF Score™ of 78/100 and a GF Value™ of €157.73 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Intact Financial's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was €2.60. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was €11.76.

Intact Financial's EPS (Diluted) for the three months ended in Mar. 2026 was €2.60. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €11.74.

Intact Financial's EPS without NRI for the three months ended in Mar. 2026 was €2.82. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 12.85.

During the past 12 months, Intact Financial's average EPS without NRIGrowth Rate was 46.60% per year. During the past 3 years, the average EPS without NRI Growth Rate was 14.70% per year. During the past 5 years, the average EPS without NRI Growth Rate was 13.20% per year. During the past 10 years, the average EPS without NRI Growth Rate was 15.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Intact Financial's highest 3-Year average EPS without NRI Growth Rate was 67.20% per year. The lowest was -43.60% per year. And the median was 5.40% per year.

Intact Financial  (FRA:I5U) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Intact Financial EPS (Basic) Related Terms

Intact Financial EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Intact Financial's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intact Financial EPS (Basic) Chart

Intact Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.57 9.47 4.78 8.29 11.39

Intact Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.38 2.99 2.91 3.25 2.60
FRA:I5U
78GF Score
Intact Financial Corp FRA:I5U
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Intact Financial EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Intact Financial's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(2083.153-55.716)/178.100
=11.38

Intact Financial's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(474.111-12.609)/177.400
=2.60

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €11.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of €11.76 mean?
Intact Financial (FRA:I5U) has a EPS (Basic) of €11.76 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Intact Financial and its competitors.
Is Intact Financial's EPS (Basic) too high?
Intact Financial's current EPS (Basic) is €11.76. Overall, Intact Financial has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Intact Financial's EPS (Basic) compare to CB and PGR?
Intact Financial's EPS (Basic) of €11.76 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for an Insurance company?
A good EPS (Basic) depends on the Insurance industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Intact Financial and its competitors. Intact Financial's current EPS (Basic) is €11.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intact Financial stock overvalued right now?
Based on GuruFocus' analysis, Intact Financial (FRA:I5U) is currently considered Modestly Overvalued. The stock's GF Value™ is €157.73, compared to a current price of €180.00 — trading 14.1% above its estimated fair value. The current EPS (Basic) is €11.76. Intact Financial's overall GF Score™ is 78/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Intact Financial (FRA:I5U), the current EPS (Basic) is €11.76 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intact Financial (FRA:I5U) Overvalued in 2026?

Based on GuruFocus' analysis, Intact Financial stock appears to be overvalued. The current stock price of €180.00 is trading 14.1% above its estimated GF Value™ of €157.73. GuruFocus considers Intact Financial to be Modestly Overvalued.

Key valuation signals for FRA:I5U:

  • EPS (Basic): €11.76
  • GF Value™: €157.73 vs. price of €180.00 (14.1% above fair value)
  • GF Score™: 78/100 with 1 warning sign

No single metric tells the full story. See the FRA:I5U stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Intact Financial Business Description

Address 700 University Avenue, Suite 1500-A, Toronto, ON, CAN, M5G 0A1
Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. The majority of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through its subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income. The company has three reportable segments Canada, UK & International, and U.S.
78GF Score

Get the complete analysis for FRA:I5U

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€180.00
Price
€157.73
GF Value