Intact Financial (FRA:I5U) ROCE %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:I5U Intact Financial Corp FRA:I5U
77 GF Score
Price €181.00
GF Value €156.19
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Intact Financial ROCE %?

Intact Financial FRA:I5U 77 ROCE % is % as of Mar. 2026. GuruFocus rates FRA:I5U with a GF Score™ of 77/100 and a GF Value™ of €156.19 (Modestly Overvalued). The stock has 3 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

FRA:I5U
77GF Score
Intact Financial Corp FRA:I5U
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Intact Financial (FRA:I5U) has a ROCE % of % as of Mar. 2026.
Is Intact Financial's ROCE % too high?
Intact Financial's current ROCE % is %. Overall, Intact Financial has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Intact Financial's ROCE % compare to CB and PGR?
Intact Financial's ROCE % of % can be compared against companies in the Insurance industry. The industry median ROCE % is 7.86. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for an Insurance company?
The median ROCE % among Insurance companies is 7.86, based on 65 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median ROCE % is 7.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intact Financial's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intact Financial stock overvalued right now?
Based on GuruFocus' analysis, Intact Financial (FRA:I5U) is currently considered Modestly Overvalued. The stock's GF Value™ is €156.19, compared to a current price of €181.00 — trading 15.9% above its estimated fair value. The current ROCE % is %. Intact Financial's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Intact Financial (FRA:I5U), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intact Financial (FRA:I5U) Overvalued in 2026?

Based on GuruFocus' analysis, Intact Financial stock appears to be overvalued. The current stock price of €181.00 is trading 15.9% above its estimated GF Value™ of €156.19. GuruFocus considers Intact Financial to be Modestly Overvalued.

Key valuation signals for FRA:I5U:

  • ROCE %: %
  • GF Value™: €156.19 vs. price of €181.00 (15.9% above fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the FRA:I5U stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Intact Financial Business Description

Address 700 University Avenue, Suite 1500-A, Toronto, ON, CAN, M5G 0A1
Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. The majority of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through its subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income. The company has three reportable segments Canada, UK & International, and U.S.
77GF Score

Get the complete analysis for FRA:I5U

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€181.00
Price
€156.19
GF Value