Intact Financial (FRA:I5U) Long-Term Debt: €2,597 Mil (As of Jun. 2026)

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FRA:I5U Intact Financial Corp FRA:I5U
91 GF Score
Price €174.00
GF Value €165.85
Valuation Fairly Valued
! 1 Warning Sign
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What is Intact Financial Long-Term Debt?

Intact Financial FRA:I5U +0.58% 91 Long-Term Debt is €2,597 Mil as of Jun. 2026. GuruFocus rates FRA:I5U with a GF Score™ of 91/100 and a GF Value™ of €165.85 (Fairly Valued). The stock has 1 warning sign investors should review.

Intact Financial's Long-Term Debt for the quarter that ended in Jun. 2026 was €2,597 Mil.

Intact Financial's quarterly Long-Term Debt declined from Dec. 2025 (€2,585 Mil) to Mar. 2026 (€2,480 Mil) but then increased from Mar. 2026 (€2,480 Mil) to Jun. 2026 (€2,597 Mil).

Intact Financial's annual Long-Term Debt increased from Dec. 2023 (€2,750 Mil) to Dec. 2024 (€2,937 Mil) but then declined from Dec. 2024 (€2,937 Mil) to Dec. 2025 (€2,585 Mil).

Intact Financial  (FRA:I5U) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Intact Financial Long-Term Debt Related Terms

Intact Financial Long-Term Debt Historical Data

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The historical data trend for Intact Financial's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intact Financial Long-Term Debt Chart

Intact Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,615.36 386.36 2,749.77 2,936.66 2,585.22

Intact Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,945.19 2,867.51 2,585.22 2,480.26 2,597.07
FRA:I5U
91GF Score
Intact Financial Corp FRA:I5U
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €2,597 Mil mean?
Intact Financial (FRA:I5U) has a Long-Term Debt of €2,597 Mil as of Jun. 2026.
Is Intact Financial's Long-Term Debt too high?
Intact Financial's current Long-Term Debt is €2,597 Mil. Overall, Intact Financial has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Intact Financial's Long-Term Debt compare to CB and PGR?
Intact Financial's Long-Term Debt of €2,597 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Intact Financial's current Long-Term Debt is €2,597 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intact Financial stock overvalued right now?
Based on GuruFocus' analysis, Intact Financial (FRA:I5U) is currently considered Fairly Valued. The stock's GF Value™ is €165.85, compared to a current price of €174.00 — trading 4.9% above its estimated fair value. The current Long-Term Debt is €2,597 Mil. Intact Financial's overall GF Score™ is 91/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Intact Financial (FRA:I5U), the current Long-Term Debt is €2,597 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intact Financial (FRA:I5U) Overvalued in 2026?

Based on GuruFocus' analysis, Intact Financial stock appears to be overvalued. The current stock price of €174.00 is trading 4.9% above its estimated GF Value™ of €165.85. GuruFocus considers Intact Financial to be Fairly Valued.

Key valuation signals for FRA:I5U:

  • Long-Term Debt: €2,597 Mil
  • GF Value™: €165.85 vs. price of €174.00 (4.9% above fair value)
  • GF Score™: 91/100 with 1 warning sign

No single metric tells the full story. See the FRA:I5U stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Intact Financial Business Description

Address 700 University Avenue, Suite 1500-A, Toronto, ON, CAN, M5G 0A1
Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. The majority of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through its subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income. The company has three reportable segments Canada, UK & International, and U.S.
91GF Score

Get the complete analysis for FRA:I5U

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€174.00
Price
€165.85
GF Value