Intact Financial (FRA:I5U) ROC (Joel Greenblatt) %: % (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:I5U Intact Financial Corp FRA:I5U
91 GF Score
Price €174.00
GF Value €165.85
Valuation Fairly Valued
! 1 Warning Sign
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What is Intact Financial ROC (Joel Greenblatt) %?

Intact Financial FRA:I5U +0.58% 91 ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus rates FRA:I5U with a GF Score™ of 91/100 and a GF Value™ of €165.85 (Fairly Valued). The stock has 1 warning sign investors should review. Among 65 Insurance companies, Intact Financial ranks worse than 1538460% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FRA:I5U
91GF Score
Intact Financial Corp FRA:I5U
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Intact Financial (FRA:I5U) has a ROC (Joel Greenblatt) % of % as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Intact Financial and its competitors. According to the industry distribution chart, Intact Financial ranks #999999 out of 65 companies in the Insurance industry.
Is Intact Financial's ROC (Joel Greenblatt) % too high?
Intact Financial's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Intact Financial ranks #999999 out of 65 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Intact Financial has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Intact Financial's ROC (Joel Greenblatt) % compare to CB and PGR?
According to the Insurance industry distribution chart, Intact Financial ranks #999999 out of 65 companies for ROC (Joel Greenblatt) %. This places Intact Financial in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 79.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for an Insurance company?
The median ROC (Joel Greenblatt) % among Insurance companies is 79.14, based on 65 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Intact Financial and its competitors. For the Insurance industry, the median ROC (Joel Greenblatt) % is 79.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intact Financial's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intact Financial stock overvalued right now?
Based on GuruFocus' analysis, Intact Financial (FRA:I5U) is currently considered Fairly Valued. The stock's GF Value™ is €165.85, compared to a current price of €174.00 — trading 4.9% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Intact Financial's overall GF Score™ is 91/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Intact Financial (FRA:I5U), the current ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intact Financial (FRA:I5U) Overvalued in 2026?

Based on GuruFocus' analysis, Intact Financial stock appears to be overvalued. The current stock price of €174.00 is trading 4.9% above its estimated GF Value™ of €165.85. GuruFocus considers Intact Financial to be Fairly Valued.

Key valuation signals for FRA:I5U:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €165.85 vs. price of €174.00 (4.9% above fair value)
  • GF Score™: 91/100 with 1 warning sign

No single metric tells the full story. See the FRA:I5U stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Intact Financial Business Description

Address 700 University Avenue, Suite 1500-A, Toronto, ON, CAN, M5G 0A1
Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. The majority of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through its subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income. The company has three reportable segments Canada, UK & International, and U.S.
91GF Score

Get the complete analysis for FRA:I5U

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€174.00
Price
€165.85
GF Value