OSBGF (OSB Group) EPS (Basic): $1.02 (TTM As of Dec. 2025)


OSBGF OSB Group PLC OSBGF
67 GF Score
Price $6.65
GF Value $6.44
Valuation Fairly Valued
! 1 Warning Sign
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What is OSB Group EPS (Basic)?

OSB Group OSBGF 67 EPS (Basic) is $1.02 as of Dec. 2025. GuruFocus rates OSBGF with a GF Score™ of 67/100 and a GF Value™ of $6.44 (Fairly Valued). The stock has 1 warning sign investors should review.

OSB Group's basic earnings per share (Basic EPS) for the six months ended in Dec. 2025 was $0.51. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was $1.02.

OSB Group's EPS (Diluted) for the six months ended in Dec. 2025 was $0.50. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.99.

OSB Group's EPS without NRI for the six months ended in Dec. 2025 was $0.50. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 0.99.

During the past 12 months, OSB Group's average EPS without NRIGrowth Rate was -2.80% per year. During the past 3 years, the average EPS without NRI Growth Rate was -6.40% per year. During the past 5 years, the average EPS without NRI Growth Rate was 6.30% per year. During the past 10 years, the average EPS without NRI Growth Rate was 7.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, OSB Group's highest 3-Year average EPS without NRI Growth Rate was 58.60% per year. The lowest was -6.40% per year. And the median was 10.80% per year.


OSB Group  (OTCPK:OSBGF) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


OSB Group EPS (Basic) Related Terms


OSB Group EPS (Basic) Historical Data

* Premium members only.

The historical data trend for OSB Group's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OSB Group EPS (Basic) Chart

OSB Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.01 1.11 0.84 0.98 1.01

OSB Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.68 0.57 0.42 0.51 0.51
OSBGF
67GF Score
OSB Group PLC OSBGF
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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OSB Group EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

OSB Group's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(382.463-0)/364.600
=1.05

OSB Group's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(192.236-0)/360.500
=0.53

EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $1.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of $1.02 mean?
OSB Group (OSBGF) has a EPS (Basic) of $1.02 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on OSB Group and its competitors.
Is OSB Group's EPS (Basic) too high?
OSB Group's current EPS (Basic) is $1.02. Overall, OSB Group has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does OSB Group's EPS (Basic) compare to RKT and FNMA?
OSB Group's EPS (Basic) of $1.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on OSB Group and its competitors. OSB Group's current EPS (Basic) is $1.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OSB Group stock overvalued right now?
Based on GuruFocus' analysis, OSB Group (OSBGF) is currently considered Fairly Valued. The stock's GF Value™ is $6.44, compared to a current price of $6.65 — trading 3.3% above its estimated fair value. The current EPS (Basic) is $1.02. OSB Group's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For OSB Group (OSBGF), the current EPS (Basic) is $1.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OSB Group (OSBGF) Overvalued in 2026?

Based on GuruFocus' analysis, OSB Group stock appears to be overvalued. The current stock price of $6.65 is trading 3.3% above its estimated GF Value™ of $6.44. GuruFocus considers OSB Group to be Fairly Valued.

Key valuation signals for OSBGF:

  • EPS (Basic): $1.02
  • GF Value™: $6.44 vs. price of $6.65 (3.3% above fair value)
  • GF Score™: 67/100 with 1 warning sign

No single metric tells the full story. See the OSBGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OSB Group Business Description

Other Exchanges OSBl:UKOSB:UK2UK:Germany
Address Quayside, OSB House, Chatham Maritime, Chatham, GBR, ME4 4QZ
OSB Group PLC is a specialist mortgage lender, focused on selected sub-segments of the mortgage market. Its lending business is supported by various funding platforms, including retail savings deposits sourced under two brands: Kent Reliance and Charter Savings Bank (CSB), securitisation platforms, debt issuance, and Bank of England schemes. The Group operates under two segments: OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). The majority of its revenue is generated from the OSB segment, which includes first charge residential mortgages for owner-occupiers, under shared ownership schemes, Buy-to-Let mortgages secured on residential property held for investment purposes by landlords, and commercial mortgages secured on commercial and semi-commercial properties.
67GF Score

Get the complete analysis for OSBGF

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.65
Price
$6.44
GF Value