OSBGF (OSB Group) Margin of Safety % (DCF Dividends Based): 35.44% (As of Jun. 29, 2026)


OSBGF OSB Group PLC OSBGF
67 GF Score
Price $6.65
GF Value $6.39
Valuation Fairly Valued
! 1 Warning Sign
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What is OSB Group Margin of Safety % (DCF Dividends Based)?

OSB Group OSBGF 67 Margin of Safety % (DCF Dividends Based) is 35.44% as of Jun. 29, 2026. GuruFocus rates OSBGF with a GF Score™ of 67/100 and a GF Value™ of $6.39 (Fairly Valued). The stock has 1 warning sign investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-06-29), OSB Group's Predictability Rank is 4.5-Stars. OSB Group's intrinsic value calculated from the Discounted Dividend model is $13.65 and current share price is $6.65. Consequently,

OSB Group's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 35.44%.

OSBGF vs RKT, FNMA, PFSI: Margin of Safety % (DCF Dividends Based) Comparison

For the Mortgage Finance subindustry, OSB Group's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

OSB Group Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, OSB Group's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where OSB Group's Margin of Safety % (DCF Dividends Based) falls into.


OSBGF
67GF Score
OSB Group PLC OSBGF
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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OSB Group Margin of Safety % (DCF Dividends Based) Calculation

OSB Group's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(10.30-6.65)/10.30
=35.44 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of 35.44% mean?
OSB Group (OSBGF) has a Margin of Safety % (DCF Dividends Based) of 35.44% as of Jun. 29, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on OSB Group.
Is OSB Group's Margin of Safety % (DCF Dividends Based) too high?
OSB Group's current Margin of Safety % (DCF Dividends Based) is 35.44%. Overall, OSB Group has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does OSB Group's Margin of Safety % (DCF Dividends Based) compare to RKT and FNMA?
OSB Group's Margin of Safety % (DCF Dividends Based) of 35.44% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Banks company?
A good Margin of Safety % (DCF Dividends Based) depends on the Banks industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on OSB Group. OSB Group's current Margin of Safety % (DCF Dividends Based) is 35.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OSB Group stock overvalued right now?
Based on GuruFocus' analysis, OSB Group (OSBGF) is currently considered Fairly Valued. The stock's GF Value™ is $6.39, compared to a current price of $6.65 — trading 4.1% above its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is 35.44%. OSB Group's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For OSB Group (OSBGF), the current Margin of Safety % (DCF Dividends Based) is 35.44% as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OSB Group (OSBGF) Overvalued in 2026?

Based on GuruFocus' analysis, OSB Group stock appears to be overvalued. The current stock price of $6.65 is trading 4.1% above its estimated GF Value™ of $6.39. GuruFocus considers OSB Group to be Fairly Valued.

Key valuation signals for OSBGF:

  • Margin of Safety % (DCF Dividends Based): 35.44%
  • GF Value™: $6.39 vs. price of $6.65 (4.1% above fair value)
  • GF Score™: 67/100 with 1 warning sign

No single metric tells the full story. See the OSBGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OSB Group Business Description

Other Exchanges OSBl:UKOSB:UK2UK:Germany
Address Quayside, OSB House, Chatham Maritime, Chatham, GBR, ME4 4QZ
OSB Group PLC is a specialist mortgage lender, focused on selected sub-segments of the mortgage market. Its lending business is supported by various funding platforms, including retail savings deposits sourced under two brands: Kent Reliance and Charter Savings Bank (CSB), securitisation platforms, debt issuance, and Bank of England schemes. The Group operates under two segments: OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). The majority of its revenue is generated from the OSB segment, which includes first charge residential mortgages for owner-occupiers, under shared ownership schemes, Buy-to-Let mortgages secured on residential property held for investment purposes by landlords, and commercial mortgages secured on commercial and semi-commercial properties.
67GF Score

Get the complete analysis for OSBGF

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.65
Price
$6.39
GF Value