PPAL (Peoples Trust Company Of St. Albans) EPS (Basic): $7.72 (TTM As of Dec. 2025)


PPAL Peoples Trust Company Of St. Albans PPAL
61 GF Score
Price $60.10
GF Value $83.44
! 1 Warning Sign
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What is Peoples Trust Company Of St. Albans EPS (Basic)?

Peoples Trust Company Of St. Albans PPAL 61 EPS (Basic) is $7.72 as of Dec. 2025. GuruFocus rates PPAL with a GF Score™ of 61/100 and a GF Value™ of $83.44. The stock has 1 warning sign investors should review.

Peoples Trust Company Of St. Albans's basic earnings per share (Basic EPS) for the six months ended in Dec. 2025 was $7.72. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was $7.72.

Peoples Trust Company Of St. Albans's EPS (Diluted) for the six months ended in Dec. 2025 was $7.72. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $7.72.

Peoples Trust Company Of St. Albans's EPS without NRI for the six months ended in Dec. 2025 was $7.72. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 7.72.

During the past 12 months, Peoples Trust Company Of St. Albans's average EPS without NRIGrowth Rate was 13.00% per year. During the past 3 years, the average EPS without NRI Growth Rate was 27.70% per year. During the past 5 years, the average EPS without NRI Growth Rate was 15.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 8 years, Peoples Trust Company Of St. Albans's highest 3-Year average EPS without NRI Growth Rate was 27.70% per year. The lowest was 0.50% per year. And the median was 9.40% per year.

Peoples Trust Company Of St. Albans  (OTCPK:PPAL) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Peoples Trust Company Of St. Albans EPS (Basic) Related Terms

Peoples Trust Company Of St. Albans EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Peoples Trust Company Of St. Albans's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Trust Company Of St. Albans EPS (Basic) Chart

Peoples Trust Company Of St. Albans Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial 4.06 3.71 5.19 6.83 7.72

Peoples Trust Company Of St. Albans Semi-Annual Data
Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic) Get a 7-Day Free Trial 4.06 3.71 5.19 6.83 7.72
PPAL
61GF Score
Peoples Trust Company Of St. Albans PPAL
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Peoples Trust Company Of St. Albans EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Peoples Trust Company Of St. Albans's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(4.144-0)/0.537
=7.72

Peoples Trust Company Of St. Albans's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(4.144-0)/0.537
=7.72

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $7.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of $7.72 mean?
Peoples Trust Company Of St. Albans (PPAL) has a EPS (Basic) of $7.72 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Peoples Trust Company Of St. Albans and its competitors.
Is Peoples Trust Company Of St. Albans' EPS (Basic) too high?
Peoples Trust Company Of St. Albans' current EPS (Basic) is $7.72. Overall, Peoples Trust Company Of St. Albans has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Peoples Trust Company Of St. Albans' EPS (Basic) compare to PNBI and CDAB?
Peoples Trust Company Of St. Albans' EPS (Basic) of $7.72 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Peoples Trust Company Of St. Albans and its competitors. Peoples Trust Company Of St. Albans's current EPS (Basic) is $7.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Trust Company Of St. Albans stock overvalued right now?
Peoples Trust Company Of St. Albans (PPAL) has a current EPS (Basic) of $7.72. The stock's GF Value™ is $83.44, compared to a current price of $60.10 — trading 28% below its estimated fair value. The current EPS (Basic) is $7.72. Peoples Trust Company Of St. Albans' overall GF Score™ is 61/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Peoples Trust Company Of St. Albans (PPAL), the current EPS (Basic) is $7.72 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Trust Company Of St. Albans (PPAL) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Trust Company Of St. Albans stock appears to be undervalued. The current stock price of $60.10 is trading 28% below its estimated GF Value™ of $83.44.

Key valuation signals for PPAL:

  • EPS (Basic): $7.72
  • GF Value™: $83.44 vs. price of $60.10 (28% below fair value)
  • GF Score™: 61/100 with 1 warning sign

No single metric tells the full story. See the PPAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Peoples Trust Company Of St. Albans Business Description

Address 25 Kingman Street, P.O. Box 320, Saint Albans, VT, USA, 05478
Peoples Trust Company of St. Albans is a banking company. Through its branches in northwestern Vermont, the bank provides financial services to individuals, municipalities, commercial, and non-profit customers. The bank offers checking and savings accounts, online access, personal banking, business banking, community banking, and certificates of deposit. Its lending products include commercial, real estate, agricultural, agrity, municipal, and consumer loans.
61GF Score

Get the complete analysis for PPAL

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$60.10
Price
$83.44
GF Value