Peoples Trust Company Of St. Albans's earnings per share without non-recurring items for the
six
months ended in Dec. 2025 was $7.72.
Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was $7.72.
During the past 12 months, Peoples Trust Company Of St. Albans's average earnings per share (NRI) Growth Rate was 13.00% per year.
During the past 3 years, the average earnings per share (NRI) Growth Rate was 27.70% per year.
During the past 5 years, the average earnings per share (NRI) Growth Rate was 15.00% per year.
During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.
PPAL'
s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 0.5 Med: 9.4 Max: 27.7
Current: 27.7
During the past 8 years, Peoples Trust Company Of St. Albans's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 27.70% per year. The lowest was 0.50% per year. And the median was 9.40% per year.
PPAL's 3-Year EPS without NRI Growth Rate is not ranked
in the Banks industry.
Industry Median: 7.3
vs PPAL: 27.70
Peoples Trust Company Of St. Albans (OTCPK:PPAL) EPS without NRI Explanation
EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Peoples Trust Company Of St. Albans EPS without NRI Related Terms
Peoples Trust Company Of St. Albans EPS without NRI Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Peoples Trust Company Of St. Albans EPS without NRI Chart
PPAL vs PNBI, CDAB, PWBK: EPS without NRI Comparison
For the Banks - Regional subindustry, Peoples Trust Company Of St. Albans's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peoples Trust Company Of St. Albans PE Ratio without NRI vs Banks Industry
For the Banks industry and Financial Services sector, Peoples Trust Company Of St. Albans's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Peoples Trust Company Of St. Albans's PE Ratio without NRI falls into.
Peoples Trust Company Of St. Albans EPS without NRI Calculation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.
For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $7.72
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Peoples Trust Company Of St. Albans (PPAL) has a EPS without NRI of $7.72 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Peoples Trust Company Of St. Albans and its competitors.
Is Peoples Trust Company Of St. Albans' EPS without NRI too high?
Peoples Trust Company Of St. Albans' current EPS without NRI is $7.72. The Banks industry median EPS without NRI is 7.30. Peoples Trust Company Of St. Albans' value of $7.72 is 5.8% above this industry median. Overall, Peoples Trust Company Of St. Albans has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Peoples Trust Company Of St. Albans' EPS without NRI compare to PNBI and CDAB?
Peoples Trust Company Of St. Albans' EPS without NRI of $7.72 can be compared against companies in the Banks industry. The industry median EPS without NRI is 7.30. Peoples Trust Company Of St. Albans' value of $7.72 is 5.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples Trust Company Of St. Albans's current EPS without NRI of $7.72 is 5.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Peoples Trust Company Of St. Albans and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Trust Company Of St. Albans's current EPS without NRI is $7.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Trust Company Of St. Albans stock overvalued right now?
Peoples Trust Company Of St. Albans (PPAL) has a current EPS without NRI of $7.72. The stock's GF Value™ is $83.44, compared to a current price of $60.10 — trading 28% below its estimated fair value. The current EPS without NRI is $7.72 and 5.8% above the Banks industry median of 7.30. Peoples Trust Company Of St. Albans' overall GF Score™ is 61/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Peoples Trust Company Of St. Albans (PPAL), the current EPS without NRI is $7.72 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Peoples Trust Company Of St. Albans (PPAL) Overvalued in 2026?
Based on GuruFocus' analysis, Peoples Trust Company Of St. Albans stock appears to be undervalued.
The current stock price of $60.10 is trading 28% below its estimated GF Value™ of $83.44.
Key valuation signals for PPAL:
EPS without NRI: $7.72
GF Value™: $83.44 vs. price of $60.10 (28% below fair value)
No single metric tells the full story. See the PPAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Peoples Trust Company Of St. Albans Business Description
Peoples Trust Company of St. Albans is a banking company. Through its branches in northwestern Vermont, the bank provides financial services to individuals, municipalities, commercial, and non-profit customers. The bank offers checking and savings accounts, online access, personal banking, business banking, community banking, and certificates of deposit. Its lending products include commercial, real estate, agricultural, agrity, municipal, and consumer loans.
61GF Score
Get the complete analysis for PPAL
EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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