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PPAL (Peoples Trust Company Of St. Albans) 3-Year RORE % : 11.26% (As of Dec. 2023)


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What is Peoples Trust Company Of St. Albans 3-Year RORE %?

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Peoples Trust Company Of St. Albans's 3-Year RORE % for the quarter that ended in Dec. 2023 was 11.26%.

The industry rank for Peoples Trust Company Of St. Albans's 3-Year RORE % or its related term are showing as below:

PPAL's 3-Year RORE % is not ranked
in the Banks industry.
Industry Median: 4.74 vs PPAL: 11.26

Peoples Trust Company Of St. Albans 3-Year RORE % Historical Data

The historical data trend for Peoples Trust Company Of St. Albans's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Peoples Trust Company Of St. Albans 3-Year RORE % Chart

Peoples Trust Company Of St. Albans Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
3-Year RORE %
Get a 7-Day Free Trial - 8.88 4.79 -1.15 11.26

Peoples Trust Company Of St. Albans Semi-Annual Data
Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
3-Year RORE % Get a 7-Day Free Trial - 8.88 4.79 -1.15 11.26

Competitive Comparison of Peoples Trust Company Of St. Albans's 3-Year RORE %

For the Banks - Regional subindustry, Peoples Trust Company Of St. Albans's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Trust Company Of St. Albans's 3-Year RORE % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Peoples Trust Company Of St. Albans's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Peoples Trust Company Of St. Albans's 3-Year RORE % falls into.



Peoples Trust Company Of St. Albans 3-Year RORE % Calculation

Peoples Trust Company Of St. Albans's 3-Year RORE % for the quarter that ended in Dec. 2023 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 5.19-4.06 )/( 12.96-2.925 )
=1.13/10.035
=11.26 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2023 and 3-year before.


Peoples Trust Company Of St. Albans  (OTCPK:PPAL) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Peoples Trust Company Of St. Albans 3-Year RORE % Related Terms

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Peoples Trust Company Of St. Albans Business Description

Traded in Other Exchanges
N/A
Address
25 Kingman Street, Saint Albans, VT, USA, 05478
Peoples Trust Company Of St. Albans is a banking company. The Bank provides financial services to individuals, municipalities, commercial, and non-profit customers through its branches in northwestern Vermont. The services provided by the bank are checking and savings accounts, online access, personal banking, business banking, community banking, and certificates of deposit. The lending products of the bank are commercial, real estate, agricultural, agricultural real estate, equity, municipal, and consumer loans.

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