PPAL (Peoples Trust Company Of St. Albans) Net Margin % : 22.22% (As of Dec. 2024)

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What is Peoples Trust Company Of St. Albans Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Peoples Trust Company Of St. Albans's Net Income for the six months ended in Dec. 2024 was $3.62 Mil. Peoples Trust Company Of St. Albans's Revenue for the six months ended in Dec. 2024 was $16.28 Mil. Therefore, Peoples Trust Company Of St. Albans's net margin for the quarter that ended in Dec. 2024 was 22.22%.

The historical rank and industry rank for Peoples Trust Company Of St. Albans's Net Margin % or its related term are showing as below:

PPAL' s Net Margin % Range Over the Past 10 Years
Min: 15.5 Med: 17.17 Max: 22.22
Current: 22.22

PPAL's Net Margin % is not ranked
in the Banks industry.
Industry Median: 24.94 vs PPAL: 22.22

Peoples Trust Company Of St. Albans Net Margin % Historical Data

The historical data trend for Peoples Trust Company Of St. Albans's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Peoples Trust Company Of St. Albans Net Margin % Chart

Peoples Trust Company Of St. Albans Annual Data

Trend

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Net Margin %

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16.16

18.38

15.66

18.02

22.22

Peoples Trust Company Of St. Albans Semi-Annual Data
	Dec18	Dec19	Dec20	Dec21	Dec22	Dec23	Dec24
Net Margin %	Get a 7-Day Free Trial			16.16	18.38	15.66	18.02	22.22

Competitive Comparison of Peoples Trust Company Of St. Albans's Net Margin %

For the Banks - Regional subindustry, Peoples Trust Company Of St. Albans's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Peoples Trust Company Of St. Albans's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Peoples Trust Company Of St. Albans's Net Margin % distribution charts can be found below:

* The bar in red indicates where Peoples Trust Company Of St. Albans's Net Margin % falls into.

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Peoples Trust Company Of St. Albans Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Peoples Trust Company Of St. Albans's Net Margin for the fiscal year that ended in Dec. 2024 is calculated as

Net Margin	=	Net Income (A: Dec. 2024 )	/	Revenue (A: Dec. 2024 )
	=	3.617	/	16.275
	=	22.22 %

Peoples Trust Company Of St. Albans's Net Margin for the quarter that ended in Dec. 2024 is calculated as

Net Margin	=	Net Income (Q: Dec. 2024 )	/	Revenue (Q: Dec. 2024 )
	=	3.617	/	16.275
	=	22.22 %

Peoples Trust Company Of St. Albans (OTCPK:PPAL) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Peoples Trust Company Of St. Albans Net Margin % Related Terms

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Peoples Trust Company Of St. Albans Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Peoples Trust Company Of St. Albans (OTCPK:PPAL) » Definitions » Net Margin %

Comparable Companies

Traded in Other Exchanges

N/A

Address

25 Kingman Street, Saint Albans, VT, USA, 05478

Website

https://www.ptcvt.com

Peoples Trust Company Of St. Albans is a banking company. The Bank provides financial services to individuals, municipalities, commercial, and non-profit customers through its branches in northwestern Vermont. The services provided by the bank are checking and savings accounts, online access, personal banking, business banking, community banking, and certificates of deposit. The lending products of the bank are commercial, real estate, agricultural, agricultural real estate, equity, municipal, and consumer loans.