PPAL (Peoples Trust Company Of St. Albans) PB Ratio : 0.89 (As of Apr. 04, 2025)

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What is Peoples Trust Company Of St. Albans PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-04-04), Peoples Trust Company Of St. Albans's share price is $62.00. Peoples Trust Company Of St. Albans's Book Value per Share for the quarter that ended in Dec. 2024 was $69.67. Hence, Peoples Trust Company Of St. Albans's PB Ratio of today is 0.89.

Good Sign:

Peoples Trust Company Of St. Albans stock PB Ratio (=0.89) is close to 10-year low of 0.81.

The historical rank and industry rank for Peoples Trust Company Of St. Albans's PB Ratio or its related term are showing as below:

PPAL' s PB Ratio Range Over the Past 10 Years
Min: 0.81 Med: 0.99 Max: 1.88
Current: 0.89

During the past 7 years, Peoples Trust Company Of St. Albans's highest PB Ratio was 1.88. The lowest was 0.81. And the median was 0.99.

PPAL's PB Ratio is not ranked
in the Banks industry.
Industry Median: 0.89 vs PPAL: 0.89

During the past 12 months, Peoples Trust Company Of St. Albans's average Book Value Per Share Growth Rate was 7.80% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 2.00% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 2.40% per year.

During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Peoples Trust Company Of St. Albans was 6.10% per year. The lowest was -0.30% per year. And the median was 1.35% per year.

Back to Basics: PB Ratio

Peoples Trust Company Of St. Albans PB Ratio Historical Data

The historical data trend for Peoples Trust Company Of St. Albans's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Peoples Trust Company Of St. Albans PB Ratio Chart

Peoples Trust Company Of St. Albans Annual Data

Trend

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

PB Ratio

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1.10

0.89

0.92

0.94

0.89

Peoples Trust Company Of St. Albans Semi-Annual Data
	Dec18	Dec19	Dec20	Dec21	Dec22	Dec23	Dec24
PB Ratio	Get a 7-Day Free Trial			1.10	0.89	0.92	0.94	0.89

Competitive Comparison of Peoples Trust Company Of St. Albans's PB Ratio

For the Banks - Regional subindustry, Peoples Trust Company Of St. Albans's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Peoples Trust Company Of St. Albans's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Peoples Trust Company Of St. Albans's PB Ratio distribution charts can be found below:

* The bar in red indicates where Peoples Trust Company Of St. Albans's PB Ratio falls into.

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Peoples Trust Company Of St. Albans PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Peoples Trust Company Of St. Albans's PB Ratio for today is calculated as follows:

PB Ratio	=	Share Price	/	Book Value per Share (Q: Dec. 2024)
	=	62.00	/	69.669
	=	0.89

It can also be calculated from the numbers for the whole company:

PB Ratio

Market Cap

(Total Stockholders Equity

Preferred Stock)

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Peoples Trust Company Of St. Albans (OTCPK:PPAL) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.

Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.

Peoples Trust Company Of St. Albans PB Ratio Related Terms

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Peoples Trust Company Of St. Albans Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Peoples Trust Company Of St. Albans (OTCPK:PPAL) » Definitions » PB Ratio

Comparable Companies

Traded in Other Exchanges

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Address

25 Kingman Street, Saint Albans, VT, USA, 05478

Website

https://www.ptcvt.com

Peoples Trust Company Of St. Albans is a banking company. The Bank provides financial services to individuals, municipalities, commercial, and non-profit customers through its branches in northwestern Vermont. The services provided by the bank are checking and savings accounts, online access, personal banking, business banking, community banking, and certificates of deposit. The lending products of the bank are commercial, real estate, agricultural, agricultural real estate, equity, municipal, and consumer loans.