PPAL (Peoples Trust Company Of St. Albans) 5-Year Yield-on-Cost %: 0.00 (As of Jul. 09, 2026)


PPAL Peoples Trust Company Of St. Albans PPAL
61 GF Score
Price $60.10
GF Value $83.44
! 1 Warning Sign
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What is Peoples Trust Company Of St. Albans 5-Year Yield-on-Cost %?

Peoples Trust Company Of St. Albans PPAL 61 5-Year Yield-on-Cost % is 0.00 as of Jul. 09, 2026. GuruFocus rates PPAL with a GF Score™ of 61/100 and a GF Value™ of $83.44. The stock has 1 warning sign investors should review.

Peoples Trust Company Of St. Albans's yield on cost for the quarter that ended in Dec. 2025 was 0.00.


The historical rank and industry rank for Peoples Trust Company Of St. Albans's 5-Year Yield-on-Cost % or its related term are showing as below:


During the past 8 years, Peoples Trust Company Of St. Albans's highest Yield on Cost was 2.65. The lowest was 0.00. And the median was 2.07.


PPAL's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.94
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

Peoples Trust Company Of St. Albans  (OTCPK:PPAL) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.

Peoples Trust Company Of St. Albans 5-Year Yield-on-Cost % Related Terms

PPAL vs PNBI, CDAB, PWBK: 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, Peoples Trust Company Of St. Albans's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Peoples Trust Company Of St. Albans 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Peoples Trust Company Of St. Albans's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Peoples Trust Company Of St. Albans's 5-Year Yield-on-Cost % falls into.


PPAL
61GF Score
Peoples Trust Company Of St. Albans PPAL
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Peoples Trust Company Of St. Albans 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Peoples Trust Company Of St. Albans is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
Peoples Trust Company Of St. Albans (PPAL) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 09, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Peoples Trust Company Of St. Albans and its competitors.
Is Peoples Trust Company Of St. Albans' 5-Year Yield-on-Cost % too high?
Peoples Trust Company Of St. Albans' current 5-Year Yield-on-Cost % is 0.00. Overall, Peoples Trust Company Of St. Albans has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Peoples Trust Company Of St. Albans' 5-Year Yield-on-Cost % compare to PNBI and CDAB?
Peoples Trust Company Of St. Albans' 5-Year Yield-on-Cost % of 0.00 can be compared against companies in the Banks industry. The industry median 5-Year Yield-on-Cost % is 3.94. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.94, based on 1,254 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Peoples Trust Company Of St. Albans and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Trust Company Of St. Albans's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Trust Company Of St. Albans stock overvalued right now?
Peoples Trust Company Of St. Albans (PPAL) has a current 5-Year Yield-on-Cost % of 0.00. The stock's GF Value™ is $83.44, compared to a current price of $60.10 — trading 28% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Peoples Trust Company Of St. Albans' overall GF Score™ is 61/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Peoples Trust Company Of St. Albans (PPAL), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Trust Company Of St. Albans (PPAL) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Trust Company Of St. Albans stock appears to be undervalued. The current stock price of $60.10 is trading 28% below its estimated GF Value™ of $83.44.

Key valuation signals for PPAL:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: $83.44 vs. price of $60.10 (28% below fair value)
  • GF Score™: 61/100 with 1 warning sign

No single metric tells the full story. See the PPAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Peoples Trust Company Of St. Albans Business Description

Address 25 Kingman Street, P.O. Box 320, Saint Albans, VT, USA, 05478
Peoples Trust Company of St. Albans is a banking company. Through its branches in northwestern Vermont, the bank provides financial services to individuals, municipalities, commercial, and non-profit customers. The bank offers checking and savings accounts, online access, personal banking, business banking, community banking, and certificates of deposit. Its lending products include commercial, real estate, agricultural, agrity, municipal, and consumer loans.
61GF Score

Get the complete analysis for PPAL

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$60.10
Price
$83.44
GF Value