GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Peoples Trust Company Of St. Albans (OTCPK:PPAL) » Definitions » GF Value

PPAL (Peoples Trust Company Of St. Albans) GF Value : $78.50 (As of Apr. 05, 2025)


View and export this data going back to 2013. Start your Free Trial

What is Peoples Trust Company Of St. Albans GF Value?

As of today (2025-04-05), Peoples Trust Company Of St. Albans's share price is $62.00. Peoples Trust Company Of St. Albans's GF Value is $78.50. Therefore, Peoples Trust Company Of St. Albans's Price-to-GF-Value for today is 0.79. Based on the relationship between the current stock price and the GF Value, GuruFocus believes Peoples Trust Company Of St. Albans is Data Out of Date, Use Caution.

The GF Value represents the intrinsic value of a stock, determined using GuruFocus' proprietary methodology. The GF Value Line on our stock Summary page provides an estimate of the stock’s fair-trading value.

To calculate this value, GuruFocus follows these steps:

  1. We analyze historical correlations between the stock price and key business performance metrics, such as revenue, earnings, cash flow, and book value.
  2. We identify the metrics that have the strongest historical correlation with the stock price and determine the historical multiples at which the stock has traded relative to these metrics.
  3. Using these historical multiples as a reference, we estimate the stock's fair value while accounting for future business growth. Adjustments may be made based on the company’s past returns and growth trends.

GuruFocus believes that the GF Value Line represents the fair value at which a stock should trade. Stock prices typically fluctuate around this line. If a stock’s price is significantly above the GF Value Line, it is considered overvalued, and its future returns are likely to be lower. Conversely, if the stock price is significantly below the GF Value Line, its future returns are likely to be higher.

Please note that "Possible Value Trap, Think Twice" applies to companies that appear significantly undervalued but are either experiencing a long-term business decline or facing financial distress.

Peoples Trust Company Of St. Albans  (OTCPK:PPAL) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 ratings:

Posssible Evaluations All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)Predictable Companies that possibly be Value Traps
Significantly OvervaluedPredictable Companies which are Significantly Overvalued
Modestly OvervaluedPredictable Companies which are Modestly Overvalued
Fairly ValuedPredictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" applies to companies that appear significantly undervalued but are either experiencing a long-term business decline or facing financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) A sufficient margin of safety exists only when the stock is undervalued.

Peoples Trust Company Of St. Albans's Price-to-GF-Value for today is calculated as

Price-to-GF-Value=Share Price/GF Value
=62.00/78.50
=0.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Trust Company Of St. Albans GF Value Related Terms

Thank you for viewing the detailed overview of Peoples Trust Company Of St. Albans's GF Value provided by GuruFocus.com. Please click on the following links to see related term pages.

Peoples Trust Company Of St. Albans Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Peoples Trust Company Of St. Albans (OTCPK:PPAL) » Definitions » GF Value
Comparable Companies
CCSB OPHC TCNB SUGR BTHT ALBY SNNF VTYB SSBP CFDB HRGG WCFB TBBA QNTO CIBH MNBO INFT FRSB WEIN CNNB
Traded in Other Exchanges
N/A
Address
25 Kingman Street, Saint Albans, VT, USA, 05478
Website
https://www.ptcvt.com
Peoples Trust Company Of St. Albans is a banking company. The Bank provides financial services to individuals, municipalities, commercial, and non-profit customers through its branches in northwestern Vermont. The services provided by the bank are checking and savings accounts, online access, personal banking, business banking, community banking, and certificates of deposit. The lending products of the bank are commercial, real estate, agricultural, agricultural real estate, equity, municipal, and consumer loans.

Peoples Trust Company Of St. Albans Headlines