Howa Bank (FSE:8559) EPS (Diluted): 円15.09 (TTM As of Mar. 2026)

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FSE:8559 Howa Bank Ltd FSE:8559
54 GF Score
Price 円454.00
GF Value 円530.90
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Howa Bank EPS (Diluted)?

Howa Bank FSE:8559 -1.73% 54 EPS (Diluted) is 円15.09 as of Mar. 2026. GuruFocus rates FSE:8559 with a GF Score™ of 54/100 and a GF Value™ of 円530.90 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Howa Bank's Earnings per Share (Diluted) for the six months ended in Mar. 2026 was 円7.00. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was 円15.09.

Howa Bank's EPS (Basic) for the six months ended in Mar. 2026 was 円7.00. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was 円69.27.

Howa Bank's EPS without NRI for the six months ended in Mar. 2026 was 円7.00. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was 円16.76.

During the past 12 months, Howa Bank's average EPS without NRIGrowth Rate was -64.50% per year. During the past 3 years, the average EPS without NRIGrowth Rate was -13.60% per year. During the past 5 years, the average EPS without NRI Growth Rate was 1.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Howa Bank's highest 3-Year average EPS without NRI Growth Rate was 14.00% per year. The lowest was -51.10% per year. And the median was -5.55% per year.


Howa Bank  (FSE:8559) EPS (Diluted) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Howa Bank EPS (Diluted) Related Terms


Howa Bank EPS (Diluted) Historical Data

* Premium members only.

The historical data trend for Howa Bank's EPS (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Howa Bank EPS (Diluted) Chart

Howa Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EPS (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.89 28.17 18.30 19.54 17.08

Howa Bank Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
EPS (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.40 16.73 -43.93 8.09 7.00

Howa Bank EPS (Diluted) Competitor Comparison

For the Banks - Regional subindustry, Howa Bank's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Howa Bank PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Howa Bank's PE Ratio distribution charts can be found below:

* The bar in red indicates where Howa Bank's PE Ratio falls into.


FSE:8559
54GF Score
Howa Bank Ltd FSE:8559
EPS (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Howa Bank EPS (Diluted) Calculation

EPS (Diluted) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Diluted EPS takes into account all of the outstanding dilutive securities that could potentially be exercised (such as stock options and convertible preferred stock) and shows how such an action would impact earnings per share.

Howa Bank's Diluted EPS for the fiscal year that ended in Mar. 2026 is calculated as

Diluted EPS (A: Mar. 2026 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(819-0)/5.894
=138.95

Howa Bank's Diluted EPS for the quarter that ended in Mar. 2026 is calculated as

Diluted EPS (Q: Mar. 2026 )=(Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(411-0)/5.894
=69.73

EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was 円15.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Diluted) →
What does a EPS (Diluted) of 円15.09 mean?
Howa Bank (FSE:8559) has a EPS (Diluted) of 円15.09 as of Mar. 2026. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Howa Bank and its competitors.
Is Howa Bank's EPS (Diluted) too high?
Howa Bank's current EPS (Diluted) is 円15.09. Overall, Howa Bank has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Howa Bank's EPS (Diluted) compare to competitors?
Howa Bank's EPS (Diluted) of 円15.09 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Diluted) for a Banks company?
A good EPS (Diluted) depends on the Banks industry context. However, EPS (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Diluted) mean?
A high EPS (Diluted) can signal that a stock is expensive relative to its fundamentals. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Howa Bank and its competitors. Howa Bank's current EPS (Diluted) is 円15.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Howa Bank stock overvalued right now?
Based on GuruFocus' analysis, Howa Bank (FSE:8559) is currently considered Modestly Undervalued. The stock's GF Value™ is 円530.90, compared to a current price of 円454.00 — trading 14.5% below its estimated fair value. The current EPS (Diluted) is 円15.09. Howa Bank's overall GF Score™ is 54/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Diluted) calculated?
EPS (Diluted) is calculated from a company's financial statements. For Howa Bank (FSE:8559), the current EPS (Diluted) is 円15.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Howa Bank (FSE:8559) Overvalued in 2026?

Based on GuruFocus' analysis, Howa Bank stock appears to be undervalued. The current stock price of 円454.00 is trading 14.5% below its estimated GF Value™ of 円530.90. GuruFocus considers Howa Bank to be Modestly Undervalued.

Key valuation signals for FSE:8559:

  • EPS (Diluted): 円15.09
  • GF Value™: 円530.90 vs. price of 円454.00 (14.5% below fair value)
  • GF Score™: 54/100 with 1 warning sign

No single metric tells the full story. See the FSE:8559 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Howa Bank Business Description

Address 4-10 Oji Nakamachi, Oita, JPN, 870-8686
Howa Bank Ltd is a Japan based regional bank. It provides banking products and services in Japan. Its deposit products include general account, saving account, current account, and property accumulation housing savings deposit. It offers housing loan, reform loan, card loan, free loan, education loan, auto loans and also provides insurance services.
54GF Score

Get the complete analysis for FSE:8559

EPS (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円454.00
Price
円530.90
GF Value