Howa Bank (FSE:8559) Tax Rate %: 12.87% (As of Mar. 2026)

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FSE:8559 Howa Bank Ltd FSE:8559
55 GF Score
Price 円486.00
GF Value 円533.81
Valuation Fairly Valued
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What is Howa Bank Tax Rate %?

Howa Bank FSE:8559 -0.21% 55 Tax Rate % is 12.87% as of Mar. 2026. GuruFocus rates FSE:8559 with a GF Score™ of 55/100 and a GF Value™ of 円533.81 (Fairly Valued).

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Howa Bank's Tax Expense for the three months ended in Mar. 2026 was 円87 Mil. Howa Bank's Pre-Tax Income for the three months ended in Mar. 2026 was 円676 Mil. Therefore, Howa Bank's Tax Rate % for the quarter that ended in Mar. 2026 was 12.87%.

Howa Bank Tax Rate % Related Terms

Howa Bank Tax Rate % Historical Data

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The historical data trend for Howa Bank's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Howa Bank Tax Rate % Chart

Howa Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.93 10.14 -34.56 7.98 31.21

Howa Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 38.32 33.66 -64.81 12.87
FSE:8559
55GF Score
Howa Bank Ltd FSE:8559
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Howa Bank Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Howa Bank's Tax Rate % for the fiscal year that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (A: Mar. 2026 )/Pre-Tax Income (A: Mar. 2026 )
=372/1192
=31.21 %

Howa Bank's Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Mar. 2026 )/Pre-Tax Income (Q: Mar. 2026 )
=87/676
=12.87 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 12.87% mean?
Howa Bank (FSE:8559) has a Tax Rate % of 12.87% as of Mar. 2026.
Is Howa Bank's Tax Rate % too high?
Howa Bank's current Tax Rate % is 12.87%. Overall, Howa Bank has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Howa Bank's Tax Rate % compare to competitors?
Howa Bank's Tax Rate % of 12.87% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Howa Bank's current Tax Rate % is 12.87%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Howa Bank stock overvalued right now?
Based on GuruFocus' analysis, Howa Bank (FSE:8559) is currently considered Fairly Valued. The stock's GF Value™ is 円533.81, compared to a current price of 円486.00 — trading 9% below its estimated fair value. The current Tax Rate % is 12.87%. Howa Bank's overall GF Score™ is 55/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Howa Bank (FSE:8559), the current Tax Rate % is 12.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Howa Bank (FSE:8559) Overvalued in 2026?

Based on GuruFocus' analysis, Howa Bank stock appears to be undervalued. The current stock price of 円486.00 is trading 9% below its estimated GF Value™ of 円533.81. GuruFocus considers Howa Bank to be Fairly Valued.

Key valuation signals for FSE:8559:

  • Tax Rate %: 12.87%
  • GF Value™: 円533.81 vs. price of 円486.00 (9% below fair value)
  • GF Score™: 55/100

No single metric tells the full story. See the FSE:8559 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Howa Bank Business Description

Address 4-10 Oji Nakamachi, Oita, JPN, 870-8686
Howa Bank Ltd is a Japan based regional bank. It provides banking products and services in Japan. Its deposit products include general account, saving account, current account, and property accumulation housing savings deposit. It offers housing loan, reform loan, card loan, free loan, education loan, auto loans and also provides insurance services.
55GF Score

Get the complete analysis for FSE:8559

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円486.00
Price
円533.81
GF Value