Howa Bank (FSE:8559) Interest Expense: 円-1,286 Mil (TTM As of Mar. 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FSE:8559 Howa Bank Ltd FSE:8559
54 GF Score
Price 円496.00
GF Value 円534.74
Valuation Fairly Valued
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What is Howa Bank Interest Expense?

Howa Bank FSE:8559 -0.60% 54 Interest Expense is 円-1,286 Mil as of Mar. 2026. GuruFocus rates FSE:8559 with a GF Score™ of 54/100 and a GF Value™ of 円534.74 (Fairly Valued).

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Howa Bank's interest expense for the three months ended in Mar. 2026 was 円 -329 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was 円-1,286 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Howa Bank's Operating Income for the three months ended in Mar. 2026 was 円 Mil. Howa Bank's Interest Expense for the three months ended in Mar. 2026 was 円 Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Howa Bank Interest Expense Historical Data

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The historical data trend for Howa Bank's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Howa Bank Interest Expense Chart

Howa Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -76.00 -58.00 -45.00 -345.00 -1,118.00

Howa Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -241.00 -263.00 -285.00 -329.00 -409.00
FSE:8559
54GF Score
Howa Bank Ltd FSE:8559
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Howa Bank Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円-1,286 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of 円-1,286 Mil mean?
Howa Bank (FSE:8559) has a Interest Expense of 円-1,286 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Howa Bank and its competitors.
Is Howa Bank's Interest Expense too high?
Howa Bank's current Interest Expense is 円-1,286 Mil. Overall, Howa Bank has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Howa Bank's Interest Expense compare to USB?
Howa Bank's Interest Expense of 円-1,286 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Howa Bank and its competitors. Howa Bank's current Interest Expense is 円-1,286 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Howa Bank stock overvalued right now?
Based on GuruFocus' analysis, Howa Bank (FSE:8559) is currently considered Fairly Valued. The stock's GF Value™ is 円534.74, compared to a current price of 円496.00 — trading 7.2% below its estimated fair value. The current Interest Expense is 円-1,286 Mil. Howa Bank's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Howa Bank (FSE:8559), the current Interest Expense is 円-1,286 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Howa Bank (FSE:8559) Overvalued in 2026?

Based on GuruFocus' analysis, Howa Bank stock appears to be undervalued. The current stock price of 円496.00 is trading 7.2% below its estimated GF Value™ of 円534.74. GuruFocus considers Howa Bank to be Fairly Valued.

Key valuation signals for FSE:8559:

  • Interest Expense: 円-1,286 Mil
  • GF Value™: 円534.74 vs. price of 円496.00 (7.2% below fair value)
  • GF Score™: 54/100

No single metric tells the full story. See the FSE:8559 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Howa Bank Business Description

Address 4-10 Oji Nakamachi, Oita, JPN, 870-8686
Howa Bank Ltd is a Japan based regional bank. It provides banking products and services in Japan. Its deposit products include general account, saving account, current account, and property accumulation housing savings deposit. It offers housing loan, reform loan, card loan, free loan, education loan, auto loans and also provides insurance services.
54GF Score

Get the complete analysis for FSE:8559

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円496.00
Price
円534.74
GF Value