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Howa Bank's earnings per share without non-recurring items for the
six
months ended in Mar. 2026 was 円7.00.
Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 円16.76.
During the past 12 months, Howa Bank's average earnings per share (NRI) Growth Rate was -49.40% per year.
During the past 3 years, the average earnings per share (NRI) Growth Rate was 34.40% per year.
During the past 5 years, the average earnings per share (NRI) Growth Rate was 33.50% per year.
During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.
The historical rank and industry rank for Howa Bank's EPS without NRI or its related term are showing as below:
FSE:8559'
s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -51.1 Med: 3.05 Max: 57.6
Current: 34.4
During the past 13 years, Howa Bank's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 57.60% per year. The lowest was -51.10% per year. And the median was 3.05% per year.
FSE:8559's 3-Year EPS without NRI Growth Rate is ranked better than 89.03% of 1413
companies
in the Banks industry
Industry Median: 7.3
vs FSE:8559: 34.40
Howa Bank's EPS (Diluted) for the
six
months ended in Mar. 2026 was 円7.00.
Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was 円15.09.
Howa Bank's EPS (Basic) for the
six
months ended in Mar. 2026 was 円7.00.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was 円69.27.
Howa Bank (FSE:8559) EPS without NRI Explanation
EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Howa Bank EPS without NRI Related Terms
Howa Bank EPS without NRI Historical Data
* Premium members only.
The historical data trend for Howa Bank's EPS without NRI can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Howa Bank's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Howa Bank PE Ratio without NRI vs Banks Industry
For the Banks industry and Financial Services sector, Howa Bank's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Howa Bank's PE Ratio without NRI falls into.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.
EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was 円16.76
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Howa Bank (FSE:8559) has a EPS without NRI of 円16.76 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Howa Bank and its competitors. According to the industry distribution chart, Howa Bank ranks #155 out of 1413 companies in the Banks industry, placing it in the top 11%.
Is Howa Bank's EPS without NRI too high?
Howa Bank's current EPS without NRI is 円16.76. Based on the distribution chart, Howa Bank ranks #155 out of 1413 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Howa Bank has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Howa Bank's EPS without NRI compare to competitors?
According to the Banks industry distribution chart, Howa Bank ranks #155 out of 1413 companies for EPS without NRI. This places Howa Bank in the top 11% of its industry — outperforming the majority of peers. The industry median EPS without NRI is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,413 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Howa Bank and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Howa Bank's current EPS without NRI is 円16.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Howa Bank stock overvalued right now?
Based on GuruFocus' analysis, Howa Bank (FSE:8559) is currently considered Modestly Undervalued. The stock's GF Value™ is 円531.23, compared to a current price of 円460.00 — trading 13.4% below its estimated fair value. The current EPS without NRI is 円16.76. Howa Bank's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Howa Bank (FSE:8559), the current EPS without NRI is 円16.76 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Howa Bank (FSE:8559) Overvalued in 2026?
Based on GuruFocus' analysis, Howa Bank stock appears to be undervalued.
The current stock price of 円460.00 is trading 13.4% below its estimated GF Value™ of 円531.23.
GuruFocus considers Howa Bank to be Modestly Undervalued.
Key valuation signals for FSE:8559:
EPS without NRI: 円16.76
GF Value™: 円531.23 vs. price of 円460.00 (13.4% below fair value)
No single metric tells the full story. See the FSE:8559 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Howa Bank Ltd is a Japan based regional bank. It provides banking products and services in Japan. Its deposit products include general account, saving account, current account, and property accumulation housing savings deposit. It offers housing loan, reform loan, card loan, free loan, education loan, auto loans and also provides insurance services.
54GF Score
Get the complete analysis for FSE:8559
EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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