Howa Bank (FSE:8559) OCF Yield %: -206.28 (As of Aug. 13, 2026)

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FSE:8559 Howa Bank Ltd FSE:8559
55 GF Score
Price 円481.00
GF Value 円533.59
Valuation Modestly Undervalued
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What is Howa Bank OCF Yield %?

Howa Bank FSE:8559 +0.63% 55 OCF Yield % is -206.28 as of Aug. 13, 2026. GuruFocus rates FSE:8559 with a GF Score™ of 55/100 and a GF Value™ of 円533.59 (Modestly Undervalued). Among 1,498 Banks companies, Howa Bank ranks worse than 99% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Howa Bank's Trailing 12-Month Cash Flow from Operations is 円0 Mil, and Market Cap is 円2,835 Mil. Therefore, Howa Bank's OCF Yield % for today is -206.28%.

The historical rank and industry rank for Howa Bank's OCF Yield % or its related term are showing as below:

FSE:8559' s OCF Yield % Range Over the Past 10 Years
Min: -206.28   Med: 0   Max: -206.28
Current: -206.28


During the past 13 years, the highest OCF Yield % of Howa Bank was -206.28%. The lowest was -206.28%. And the median was %.

FSE:8559's OCF Yield % is ranked worse than
99% of 1498 companies
in the Banks industry
Industry Median: 9.19 vs FSE:8559: -206.28

Howa Bank's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Howa Bank OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Howa Bank OCF Yield % Related Terms


Howa Bank OCF Yield % Historical Data

* Premium members only.

The historical data trend for Howa Bank's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Howa Bank OCF Yield % Chart

Howa Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 388.53 -749.90 -196.39 -692.96 -199.96

Howa Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Howa Bank OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Howa Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Howa Bank OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Howa Bank's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Howa Bank's OCF Yield % falls into.


FSE:8559
55GF Score
Howa Bank Ltd FSE:8559
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Howa Bank OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Howa Bank's OCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-5775 / 2888.06
=-199.96%

Howa Bank's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 2888.06
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -206.28 mean?
Howa Bank (FSE:8559) has a OCF Yield % of -206.28 as of Aug. 13, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Howa Bank and its competitors. According to the industry distribution chart, Howa Bank ranks #1483 out of 1498 companies in the Banks industry, placing it in the top 99%.
Is Howa Bank's OCF Yield % too high?
Howa Bank's current OCF Yield % is -206.28. Based on the distribution chart, Howa Bank ranks #1483 out of 1498 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Howa Bank has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Howa Bank's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Howa Bank ranks #1483 out of 1498 companies for OCF Yield %. This places Howa Bank in the lower half of its industry. The industry median OCF Yield % is 9.19. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.19, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Howa Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Howa Bank's current OCF Yield % is -206.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Howa Bank stock overvalued right now?
Based on GuruFocus' analysis, Howa Bank (FSE:8559) is currently considered Modestly Undervalued. The stock's GF Value™ is 円533.59, compared to a current price of 円481.00 — trading 9.9% below its estimated fair value. The current OCF Yield % is -206.28. Howa Bank's overall GF Score™ is 55/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Howa Bank (FSE:8559), the current OCF Yield % is -206.28 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Howa Bank (FSE:8559) Overvalued in 2026?

Based on GuruFocus' analysis, Howa Bank stock appears to be undervalued. The current stock price of 円481.00 is trading 9.9% below its estimated GF Value™ of 円533.59. GuruFocus considers Howa Bank to be Modestly Undervalued.

Key valuation signals for FSE:8559:

  • OCF Yield %: -206.28
  • GF Value™: 円533.59 vs. price of 円481.00 (9.9% below fair value)
  • GF Score™: 55/100

No single metric tells the full story. See the FSE:8559 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Howa Bank Business Description

Address 4-10 Oji Nakamachi, Oita, JPN, 870-8686
Howa Bank Ltd is a Japan based regional bank. It provides banking products and services in Japan. Its deposit products include general account, saving account, current account, and property accumulation housing savings deposit. It offers housing loan, reform loan, card loan, free loan, education loan, auto loans and also provides insurance services.
55GF Score

Get the complete analysis for FSE:8559

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円481.00
Price
円533.59
GF Value