Howa Bank (FSE:8559) Beginning Cash Position: 円0 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FSE:8559 Howa Bank Ltd FSE:8559
55 GF Score
Price 円481.00
GF Value 円533.59
Valuation Modestly Undervalued
View Full Analysis

What is Howa Bank Beginning Cash Position?

Howa Bank FSE:8559 +0.63% 55 Beginning Cash Position is 円0 Mil as of Mar. 2026. GuruFocus rates FSE:8559 with a GF Score™ of 55/100 and a GF Value™ of 円533.59 (Modestly Undervalued).

Howa Bank's Beginning Cash Position for the quarter that ended in Mar. 2026 was 円0 Mil.

Howa Bank's annual Beginning Cash Position declined from Mar. 2024 (円78,891 Mil) to Mar. 2025 (円77,575 Mil) and declined from Mar. 2025 (円77,575 Mil) to Mar. 2026 (円50,363 Mil).

Howa Bank Beginning Cash Position Related Terms

Howa Bank Beginning Cash Position Historical Data

* Premium members only.

The historical data trend for Howa Bank's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Howa Bank Beginning Cash Position Chart

Howa Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 97,628.00 103,669.00 78,891.00 77,575.00 50,363.00

Howa Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
FSE:8559
55GF Score
Howa Bank Ltd FSE:8559
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Howa Bank Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of 円0 Mil mean?
Howa Bank (FSE:8559) has a Beginning Cash Position of 円0 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Howa Bank and its competitors.
Is Howa Bank's Beginning Cash Position too high?
Howa Bank's current Beginning Cash Position is 円0 Mil. Overall, Howa Bank has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Howa Bank's Beginning Cash Position compare to competitors?
Howa Bank's Beginning Cash Position of 円0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Howa Bank and its competitors. Howa Bank's current Beginning Cash Position is 円0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Howa Bank stock overvalued right now?
Based on GuruFocus' analysis, Howa Bank (FSE:8559) is currently considered Modestly Undervalued. The stock's GF Value™ is 円533.59, compared to a current price of 円481.00 — trading 9.9% below its estimated fair value. The current Beginning Cash Position is 円0 Mil. Howa Bank's overall GF Score™ is 55/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Howa Bank (FSE:8559), the current Beginning Cash Position is 円0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Howa Bank (FSE:8559) Overvalued in 2026?

Based on GuruFocus' analysis, Howa Bank stock appears to be undervalued. The current stock price of 円481.00 is trading 9.9% below its estimated GF Value™ of 円533.59. GuruFocus considers Howa Bank to be Modestly Undervalued.

Key valuation signals for FSE:8559:

  • Beginning Cash Position: 円0 Mil
  • GF Value™: 円533.59 vs. price of 円481.00 (9.9% below fair value)
  • GF Score™: 55/100

No single metric tells the full story. See the FSE:8559 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Howa Bank Business Description

Address 4-10 Oji Nakamachi, Oita, JPN, 870-8686
Howa Bank Ltd is a Japan based regional bank. It provides banking products and services in Japan. Its deposit products include general account, saving account, current account, and property accumulation housing savings deposit. It offers housing loan, reform loan, card loan, free loan, education loan, auto loans and also provides insurance services.
55GF Score

Get the complete analysis for FSE:8559

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円481.00
Price
円533.59
GF Value