The historical rank and industry rank for Howa Bank's OCF Margin % or its related term are showing as below:
FSE:8559'
s OCF Margin % Range Over the Past 10 Years
Min: -302.43 Med: 13.85 Max: 485.34
Current: -63.08
During the past 13 years, the highest OCF Margin % of Howa Bank was 485.34%. The lowest was -302.43%. And the median was 13.85%.
FSE:8559's OCF Margin % is ranked worse than 88.64% of 1505
companies
in the Banks industry
Industry Median: 29.44
vs FSE:8559: -63.08
Howa Bank OCF Margin % Related Terms
Howa Bank OCF Margin % Historical Data
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The historical data trend for Howa Bank's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Howa Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Howa Bank OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Howa Bank's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Howa Bank's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Howa Bank (FSE:8559) has a OCF Margin % of -102.56% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Howa Bank and its competitors. According to the industry distribution chart, Howa Bank ranks #1334 out of 1505 companies in the Banks industry, placing it in the top 88.6%.
Is Howa Bank's OCF Margin % too high?
Howa Bank's current OCF Margin % is -102.56%. Based on the distribution chart, Howa Bank ranks #1334 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Howa Bank has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Howa Bank's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Howa Bank ranks #1334 out of 1505 companies for OCF Margin %. This places Howa Bank in the lower half of its industry. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Howa Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Howa Bank's current OCF Margin % is -102.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Howa Bank stock overvalued right now?
Based on GuruFocus' analysis, Howa Bank (FSE:8559) is currently considered Modestly Undervalued. The stock's GF Value™ is 円529.92, compared to a current price of 円469.00 — trading 11.5% below its estimated fair value. The current OCF Margin % is -102.56%. Howa Bank's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Howa Bank (FSE:8559), the current OCF Margin % is -102.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Howa Bank (FSE:8559) Overvalued in 2026?
Based on GuruFocus' analysis, Howa Bank stock appears to be undervalued.
The current stock price of 円469.00 is trading 11.5% below its estimated GF Value™ of 円529.92.
GuruFocus considers Howa Bank to be Modestly Undervalued.
Key valuation signals for FSE:8559:
OCF Margin %: -102.56%
GF Value™: 円529.92 vs. price of 円469.00 (11.5% below fair value)
No single metric tells the full story. See the FSE:8559 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Howa Bank Ltd is a Japan based regional bank. It provides banking products and services in Japan. Its deposit products include general account, saving account, current account, and property accumulation housing savings deposit. It offers housing loan, reform loan, card loan, free loan, education loan, auto loans and also provides insurance services.
55GF Score
Get the complete analysis for FSE:8559
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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