Howa Bank (FSE:8559) Total Noninterest Expense: 円7,886 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FSE:8559 Howa Bank Ltd FSE:8559
55 GF Score
Price 円489.00
GF Value 円534.25
Valuation Fairly Valued
View Full Analysis

What is Howa Bank Total Noninterest Expense?

Howa Bank FSE:8559 +0.62% 55 Total Noninterest Expense is 円7,886 Mil as of Mar. 2026. GuruFocus rates FSE:8559 with a GF Score™ of 55/100 and a GF Value™ of 円534.25 (Fairly Valued).

Howa Bank's Total Noninterest Expense for the three months ended in Mar. 2026 was 円1,125 Mil. Howa Bank's Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 was 円7,886 Mil.

Howa Bank Total Noninterest Expense Related Terms

Howa Bank Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for Howa Bank's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Howa Bank Total Noninterest Expense Chart

Howa Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7,150.00 6,730.00 7,618.00 7,125.00 7,948.00

Howa Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,150.00 1,945.00 2,728.00 1,125.00 2,088.00
FSE:8559
55GF Score
Howa Bank Ltd FSE:8559
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Howa Bank Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円7,886 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of 円7,886 Mil mean?
Howa Bank (FSE:8559) has a Total Noninterest Expense of 円7,886 Mil as of Mar. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Howa Bank and its competitors.
Is Howa Bank's Total Noninterest Expense too high?
Howa Bank's current Total Noninterest Expense is 円7,886 Mil. Overall, Howa Bank has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Howa Bank's Total Noninterest Expense compare to competitors?
Howa Bank's Total Noninterest Expense of 円7,886 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Howa Bank and its competitors. Howa Bank's current Total Noninterest Expense is 円7,886 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Howa Bank stock overvalued right now?
Based on GuruFocus' analysis, Howa Bank (FSE:8559) is currently considered Fairly Valued. The stock's GF Value™ is 円534.25, compared to a current price of 円489.00 — trading 8.5% below its estimated fair value. The current Total Noninterest Expense is 円7,886 Mil. Howa Bank's overall GF Score™ is 55/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Howa Bank (FSE:8559), the current Total Noninterest Expense is 円7,886 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Howa Bank (FSE:8559) Overvalued in 2026?

Based on GuruFocus' analysis, Howa Bank stock appears to be undervalued. The current stock price of 円489.00 is trading 8.5% below its estimated GF Value™ of 円534.25. GuruFocus considers Howa Bank to be Fairly Valued.

Key valuation signals for FSE:8559:

  • Total Noninterest Expense: 円7,886 Mil
  • GF Value™: 円534.25 vs. price of 円489.00 (8.5% below fair value)
  • GF Score™: 55/100

No single metric tells the full story. See the FSE:8559 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Howa Bank Business Description

Address 4-10 Oji Nakamachi, Oita, JPN, 870-8686
Howa Bank Ltd is a Japan based regional bank. It provides banking products and services in Japan. Its deposit products include general account, saving account, current account, and property accumulation housing savings deposit. It offers housing loan, reform loan, card loan, free loan, education loan, auto loans and also provides insurance services.
55GF Score

Get the complete analysis for FSE:8559

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円489.00
Price
円534.25
GF Value