MFA Financial (STU:M4ZA) EPS (Diluted): €0.74 (TTM As of Mar. 2026)

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STU:M4ZA MFA Financial Inc STU:M4ZA
36 GF Score
Price €7.91
GF Value €9.35
Valuation Modestly Undervalued
! 4 Warning Signs
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What is MFA Financial EPS (Diluted)?

MFA Financial STU:M4ZA -0.82% 36 EPS (Diluted) is €0.74 as of Mar. 2026. GuruFocus rates STU:M4ZA with a GF Score™ of 36/100 and a GF Value™ of €9.35 (Modestly Undervalued). The stock has 4 warning signs investors should review.

MFA Financial's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was €-0.10. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.74.

MFA Financial's EPS (Basic) for the three months ended in Mar. 2026 was €-0.10. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.76.

MFA Financial's EPS without NRI for the three months ended in Mar. 2026 was €-0.07. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was €0.81.

During the past 12 months, MFA Financial's average EPS without NRIGrowth Rate was -1.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, MFA Financial's highest 3-Year average EPS without NRI Growth Rate was 60.30% per year. The lowest was -51.80% per year. And the median was -0.80% per year.


MFA Financial  (STU:M4ZA) EPS (Diluted) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


MFA Financial EPS (Diluted) Related Terms


MFA Financial EPS (Diluted) Historical Data

* Premium members only.

The historical data trend for MFA Financial's EPS (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MFA Financial EPS (Diluted) Chart

MFA Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.33 -2.43 0.42 0.78 1.11

MFA Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.29 0.18 0.30 0.36 -0.10

STU:M4ZA vs ABR, ARI, PMT: EPS (Diluted) Comparison

For the REIT - Mortgage subindustry, MFA Financial's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MFA Financial PE Ratio vs REITs Industry

For the REITs industry and Real Estate sector, MFA Financial's PE Ratio distribution charts can be found below:

* The bar in red indicates where MFA Financial's PE Ratio falls into.


STU:M4ZA
36GF Score
MFA Financial Inc STU:M4ZA
EPS (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MFA Financial EPS (Diluted) Calculation

EPS (Diluted) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Diluted EPS takes into account all of the outstanding dilutive securities that could potentially be exercised (such as stock options and convertible preferred stock) and shows how such an action would impact earnings per share.

MFA Financial's Diluted EPS for the fiscal year that ended in Dec. 2025 is calculated as

Diluted EPS (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(150.973-34.432)/103.981
=1.12

MFA Financial's Diluted EPS for the quarter that ended in Mar. 2026 is calculated as

Diluted EPS (Q: Mar. 2026 )=(Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(-0.851-9.017)/106.297
=-0.09

EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Diluted) →
What does a EPS (Diluted) of €0.74 mean?
MFA Financial (STU:M4ZA) has a EPS (Diluted) of €0.74 as of Mar. 2026. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on MFA Financial and its competitors.
Is MFA Financial's EPS (Diluted) too high?
MFA Financial's current EPS (Diluted) is €0.74. Overall, MFA Financial has a GF Score™ of 36/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MFA Financial's EPS (Diluted) compare to ABR and ARI?
MFA Financial's EPS (Diluted) of €0.74 can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Diluted) for a REITs company?
A good EPS (Diluted) depends on the REITs industry context. However, EPS (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Diluted) mean?
A high EPS (Diluted) can signal that a stock is expensive relative to its fundamentals. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on MFA Financial and its competitors. MFA Financial's current EPS (Diluted) is €0.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MFA Financial stock overvalued right now?
Based on GuruFocus' analysis, MFA Financial (STU:M4ZA) is currently considered Modestly Undervalued. The stock's GF Value™ is €9.35, compared to a current price of €7.91 — trading 15.5% below its estimated fair value. The current EPS (Diluted) is €0.74. MFA Financial's overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Diluted) calculated?
EPS (Diluted) is calculated from a company's financial statements. For MFA Financial (STU:M4ZA), the current EPS (Diluted) is €0.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MFA Financial (STU:M4ZA) Overvalued in 2026?

Based on GuruFocus' analysis, MFA Financial stock appears to be undervalued. The current stock price of €7.91 is trading 15.5% below its estimated GF Value™ of €9.35. GuruFocus considers MFA Financial to be Modestly Undervalued.

Key valuation signals for STU:M4ZA:

  • EPS (Diluted): €0.74
  • GF Value™: €9.35 vs. price of €7.91 (15.5% below fair value)
  • GF Score™: 36/100 with 4 warning signs

No single metric tells the full story. See the STU:M4ZA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MFA Financial Business Description

Industry Real EstateREITs
Address One Vanderbilt Avenue, 48th Floor, New York, NY, USA, 10017
MFA Financial Inc is a specialty finance company that invests in and finances residential mortgage assets. Its principal business objective is to deliver shareholder value through the generation of distributable income and through asset performance linked to residential mortgage credit fundamentals. The company selectively invests in residential mortgage assets with a focus on credit analysis, projected prepayment rates, interest rate sensitivity and expected return. The company's reportable segments include mortgage-related assets; and Lima One.
36GF Score

Get the complete analysis for STU:M4ZA

EPS (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.91
Price
€9.35
GF Value