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MFA FinancialSTU:M4ZA -0.82%36 FCF Margin % is 212.87% as of Mar. 2026, which is 377% above its 10-year median of 44.65. GuruFocus rates STU:M4ZA with a GF Score™ of 36/100 and a GF Value™ of €9.35 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 922 REITs companies, MFA Financial ranks better than 72.89% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. MFA Financial's Free Cash Flow for the
three
months ended in Mar. 2026 was €61.5 Mil. MFA Financial's Revenue for the
three
months ended in Mar. 2026 was €28.9 Mil. Therefore, MFA Financial's FCF Margin % for the quarter that ended in Mar. 2026 was 212.87%.
The historical data trend for MFA Financial's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:M4ZA vs ABR, ARI, PMT: FCF Margin % Comparison
For the REIT - Mortgage subindustry, MFA Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MFA Financial FCF Margin % vs REITs Industry
For the REITs industry and Real Estate sector, MFA Financial's FCF Margin % distribution charts can be found below:
* The bar in red indicates where MFA Financial's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MFA Financial (STU:M4ZA) has a FCF Margin % of 212.87% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on MFA Financial and its competitors. This is 377% above median its historical median of 44.65. According to the industry distribution chart, MFA Financial ranks #250 out of 922 companies in the REITs industry, placing it in the top 27.1%.
Is MFA Financial's FCF Margin % too high?
MFA Financial's current FCF Margin % of 212.87% is 377% above median its 10-year median of 44.65. The REITs industry median FCF Margin % is 39.71. MFA Financial's value of 212.87% is 436.1% above this industry median. Based on the distribution chart, MFA Financial ranks #250 out of 922 companies in the REITs industry, which is above the industry midpoint. Overall, MFA Financial has a GF Score™ of 36/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MFA Financial's FCF Margin % compare to ABR and ARI?
According to the REITs industry distribution chart, MFA Financial ranks #250 out of 922 companies for FCF Margin %. This puts MFA Financial in the upper half of its industry. The industry median FCF Margin % is 39.71. MFA Financial's value of 212.87% is 436.1% above this benchmark. While the company's 10-year median is 44.65 vs. the industry median of 39.71, MFA Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a REITs company?
The median FCF Margin % among REITs companies is 39.71, based on 922 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MFA Financial's current FCF Margin % of 212.87% is 436.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on MFA Financial and its competitors. For the REITs industry, the median FCF Margin % is 39.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MFA Financial's current FCF Margin % is 212.87%, which is 377% above median its own 10-year median of 44.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MFA Financial stock overvalued right now?
Based on GuruFocus' analysis, MFA Financial (STU:M4ZA) is currently considered Modestly Undervalued. The stock's GF Value™ is €9.35, compared to a current price of €7.91 — trading 15.5% below its estimated fair value. The current FCF Margin % is 212.87%, which is 377% above median its 10-year median of 44.65 and 436.1% above the REITs industry median of 39.71. MFA Financial's overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For MFA Financial (STU:M4ZA), the current FCF Margin % is 212.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MFA Financial (STU:M4ZA) Overvalued in 2026?
Based on GuruFocus' analysis, MFA Financial stock appears to be undervalued.
The current stock price of €7.91 is trading 15.5% below its estimated GF Value™ of €9.35.
GuruFocus considers MFA Financial to be Modestly Undervalued.
Key valuation signals for STU:M4ZA:
FCF Margin %: 212.87% (377% above median its 10-year median of 44.65)
GF Value™: €9.35 vs. price of €7.91 (15.5% below fair value)
Industry Position: 436.1% above the REITs median (#250 of 922)
No single metric tells the full story. See the STU:M4ZA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MFA Financial Inc is a specialty finance company that invests in and finances residential mortgage assets. Its principal business objective is to deliver shareholder value through the generation of distributable income and through asset performance linked to residential mortgage credit fundamentals. The company selectively invests in residential mortgage assets with a focus on credit analysis, projected prepayment rates, interest rate sensitivity and expected return. The company's reportable segments include mortgage-related assets; and Lima One.
36GF Score
Get the complete analysis for STU:M4ZA
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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