MFA Financial (STU:M4ZA) ROE % Adjusted to Book Value: -0.40% (As of Mar. 2026)

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STU:M4ZA MFA Financial Inc STU:M4ZA
57 GF Score
Price €7.91
GF Value €9.35
Valuation Modestly Undervalued
! 4 Warning Signs
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What is MFA Financial ROE % Adjusted to Book Value?

MFA Financial STU:M4ZA -0.82% 57 ROE % Adjusted to Book Value is -0.40% as of Mar. 2026. GuruFocus rates STU:M4ZA with a GF Score™ of 57/100 and a GF Value™ of €9.35 (Modestly Undervalued). The stock has 4 warning signs investors should review.

MFA Financial's ROE % for the quarter that ended in Mar. 2026 was -0.22%. MFA Financial's PB Ratio for the quarter that ended in Mar. 2026 was 0.55. MFA Financial's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was -0.40%.


MFA Financial ROE % Adjusted to Book Value Related Terms


MFA Financial ROE % Adjusted to Book Value Historical Data

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The historical data trend for MFA Financial's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MFA Financial ROE % Adjusted to Book Value Chart

MFA Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 -21.61 6.77 11.22 17.17

MFA Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.46 13.76 20.53 22.49 -0.40

STU:M4ZA vs ABR, ARI, PMT: ROE % Adjusted to Book Value Comparison

For the REIT - Mortgage subindustry, MFA Financial's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MFA Financial ROE % Adjusted to Book Value vs REITs Industry

For the REITs industry and Real Estate sector, MFA Financial's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where MFA Financial's ROE % Adjusted to Book Value falls into.


STU:M4ZA
57GF Score
MFA Financial Inc STU:M4ZA
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MFA Financial ROE % Adjusted to Book Value Calculation

MFA Financial's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.10% / 0.53
=17.17%

MFA Financial's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-0.22% / 0.55
=-0.40%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of -0.40% mean?
MFA Financial (STU:M4ZA) has a ROE % Adjusted to Book Value of -0.40% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on MFA Financial and its competitors.
Is MFA Financial's ROE % Adjusted to Book Value too high?
MFA Financial's current ROE % Adjusted to Book Value is -0.40%. Overall, MFA Financial has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MFA Financial's ROE % Adjusted to Book Value compare to ABR and ARI?
MFA Financial's ROE % Adjusted to Book Value of -0.40% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a REITs company?
A good ROE % Adjusted to Book Value depends on the REITs industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on MFA Financial and its competitors. MFA Financial's current ROE % Adjusted to Book Value is -0.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MFA Financial stock overvalued right now?
Based on GuruFocus' analysis, MFA Financial (STU:M4ZA) is currently considered Modestly Undervalued. The stock's GF Value™ is €9.35, compared to a current price of €7.91 — trading 15.5% below its estimated fair value. The current ROE % Adjusted to Book Value is -0.40%. MFA Financial's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For MFA Financial (STU:M4ZA), the current ROE % Adjusted to Book Value is -0.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MFA Financial (STU:M4ZA) Overvalued in 2026?

Based on GuruFocus' analysis, MFA Financial stock appears to be undervalued. The current stock price of €7.91 is trading 15.5% below its estimated GF Value™ of €9.35. GuruFocus considers MFA Financial to be Modestly Undervalued.

Key valuation signals for STU:M4ZA:

  • ROE % Adjusted to Book Value: -0.40%
  • GF Value™: €9.35 vs. price of €7.91 (15.5% below fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the STU:M4ZA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MFA Financial Business Description

Industry Real EstateREITs
Address One Vanderbilt Avenue, 48th Floor, New York, NY, USA, 10017
MFA Financial Inc is a specialty finance company that invests in and finances residential mortgage assets. Its principal business objective is to deliver shareholder value through the generation of distributable income and through asset performance linked to residential mortgage credit fundamentals. The company selectively invests in residential mortgage assets with a focus on credit analysis, projected prepayment rates, interest rate sensitivity and expected return. The company's reportable segments include mortgage-related assets; and Lima One.
57GF Score

Get the complete analysis for STU:M4ZA

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.91
Price
€9.35
GF Value