MFA Financial (STU:M4ZA) Tariff Resilience Score: 8/10 (As of Aug. 03, 2026)

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STU:M4ZA MFA Financial Inc STU:M4ZA
57 GF Score
Price €7.91
GF Value €9.35
Valuation Modestly Undervalued
! 4 Warning Signs
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What is MFA Financial Tariff Resilience Score?

MFA Financial STU:M4ZA -0.82% 57 Tariff Resilience Score is 8 as of Aug. 03, 2026. GuruFocus rates STU:M4ZA with a GF Score™ of 57/100 and a GF Value™ of €9.35 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 966 REITs companies, MFA Financial ranks better than 90.58% on this metric.

MFA Financial has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

MFA Financial has MFA Financial is primarily a real estate investment trust with minimal exposure to international trade tariffs. Its operations are largely domestic, focusing on mortgage-backed securities, which are not directly impacted by tariffs.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes MFA Financial might have Highly Resilient.

MFA Financial  (STU:M4ZA) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

MFA Financial Tariff Resilience Score Related Terms

STU:M4ZA vs ABR, ARI, PMT: Tariff Resilience Score Comparison

For the REIT - Mortgage subindustry, MFA Financial's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

MFA Financial Tariff Resilience Score vs REITs Industry

For the REITs industry and Real Estate sector, MFA Financial's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where MFA Financial's Tariff Resilience Score falls into.


STU:M4ZA
57GF Score
MFA Financial Inc STU:M4ZA
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
MFA Financial (STU:M4ZA) has a Tariff Resilience Score of 8 as of Aug. 03, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, MFA Financial ranks #91 out of 966 companies in the REITs industry, placing it in the top 9.4%.
Is MFA Financial's Tariff Resilience Score too high?
MFA Financial's current Tariff Resilience Score is 8. Based on the distribution chart, MFA Financial ranks #91 out of 966 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, MFA Financial has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MFA Financial's Tariff Resilience Score compare to ABR and ARI?
According to the REITs industry distribution chart, MFA Financial ranks #91 out of 966 companies for Tariff Resilience Score. This places MFA Financial in the top 9% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a REITs company?
A good Tariff Resilience Score depends on the REITs industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. MFA Financial's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MFA Financial stock overvalued right now?
Based on GuruFocus' analysis, MFA Financial (STU:M4ZA) is currently considered Modestly Undervalued. The stock's GF Value™ is €9.35, compared to a current price of €7.91 — trading 15.5% below its estimated fair value. The current Tariff Resilience Score is 8. MFA Financial's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For MFA Financial (STU:M4ZA), the current Tariff Resilience Score is 8 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MFA Financial (STU:M4ZA) Overvalued in 2026?

Based on GuruFocus' analysis, MFA Financial stock appears to be undervalued. The current stock price of €7.91 is trading 15.5% below its estimated GF Value™ of €9.35. GuruFocus considers MFA Financial to be Modestly Undervalued.

Key valuation signals for STU:M4ZA:

  • Tariff Resilience Score: 8
  • GF Value™: €9.35 vs. price of €7.91 (15.5% below fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the STU:M4ZA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MFA Financial Business Description

Industry Real EstateREITs
Address One Vanderbilt Avenue, 48th Floor, New York, NY, USA, 10017
MFA Financial Inc is a specialty finance company that invests in and finances residential mortgage assets. Its principal business objective is to deliver shareholder value through the generation of distributable income and through asset performance linked to residential mortgage credit fundamentals. The company selectively invests in residential mortgage assets with a focus on credit analysis, projected prepayment rates, interest rate sensitivity and expected return. The company's reportable segments include mortgage-related assets; and Lima One.
57GF Score

Get the complete analysis for STU:M4ZA

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.91
Price
€9.35
GF Value