Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
MFA FinancialSTU:M4ZA -0.82%36 FCF Yield % is 17.49 as of Aug. 03, 2026, which is 137% above its 10-year median of 7.39. GuruFocus rates STU:M4ZA with a GF Score™ of 36/100 and a GF Value™ of €9.35 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 928 REITs companies, MFA Financial ranks better than 92.03% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
MFA Financial FCF Yield % Related Terms
MFA Financial FCF Yield % Historical Data
* Premium members only.
The historical data trend for MFA Financial's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Mortgage subindustry, MFA Financial's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MFA Financial FCF Yield % vs REITs Industry
For the REITs industry and Real Estate sector, MFA Financial's FCF Yield % distribution charts can be found below:
* The bar in red indicates where MFA Financial's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MFA Financial (STU:M4ZA) has a FCF Yield % of 17.49 as of Aug. 03, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on MFA Financial and its competitors. This is 137% above median its historical median of 7.39. Over the past decade, MFA Financial's FCF Yield % has ranged from 1.62 to 49.57. According to the industry distribution chart, MFA Financial ranks #74 out of 928 companies in the REITs industry, placing it in the top 8%.
Is MFA Financial's FCF Yield % too high?
MFA Financial's current FCF Yield % of 17.49 is 137% above median its 10-year median of 7.39. Over the past 10 years, this metric has ranged from a low of 1.62 to a high of 49.57. The REITs industry median FCF Yield % is 5.88. MFA Financial's value of 17.49 is 197.4% above this industry median. Based on the distribution chart, MFA Financial ranks #74 out of 928 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, MFA Financial has a GF Score™ of 36/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MFA Financial's FCF Yield % compare to ABR and ARI?
According to the REITs industry distribution chart, MFA Financial ranks #74 out of 928 companies for FCF Yield %. This places MFA Financial in the top 8% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 5.88. MFA Financial's value of 17.49 is 197.4% above this benchmark. Historically, MFA Financial's own FCF Yield % has ranged from 1.62 to 49.57 over the past decade. While the company's 10-year median is 7.39 vs. the industry median of 5.88, MFA Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a REITs company?
The median FCF Yield % among REITs companies is 5.88, based on 928 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MFA Financial's current FCF Yield % of 17.49 is 197.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on MFA Financial and its competitors. For the REITs industry, the median FCF Yield % is 5.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MFA Financial's current FCF Yield % is 17.49, which is 137% above median its own 10-year median of 7.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MFA Financial stock overvalued right now?
Based on GuruFocus' analysis, MFA Financial (STU:M4ZA) is currently considered Modestly Undervalued. The stock's GF Value™ is €9.35, compared to a current price of €7.91 — trading 15.5% below its estimated fair value. The current FCF Yield % is 17.49, which is 137% above median its 10-year median of 7.39 and 197.4% above the REITs industry median of 5.88. MFA Financial's overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For MFA Financial (STU:M4ZA), the current FCF Yield % is 17.49 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MFA Financial (STU:M4ZA) Overvalued in 2026?
Based on GuruFocus' analysis, MFA Financial stock appears to be undervalued.
The current stock price of €7.91 is trading 15.5% below its estimated GF Value™ of €9.35.
GuruFocus considers MFA Financial to be Modestly Undervalued.
Key valuation signals for STU:M4ZA:
FCF Yield %: 17.49 (137% above median its 10-year median of 7.39)
GF Value™: €9.35 vs. price of €7.91 (15.5% below fair value)
Industry Position: 197.4% above the REITs median (#74 of 928)
No single metric tells the full story. See the STU:M4ZA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MFA Financial Inc is a specialty finance company that invests in and finances residential mortgage assets. Its principal business objective is to deliver shareholder value through the generation of distributable income and through asset performance linked to residential mortgage credit fundamentals. The company selectively invests in residential mortgage assets with a focus on credit analysis, projected prepayment rates, interest rate sensitivity and expected return. The company's reportable segments include mortgage-related assets; and Lima One.
36GF Score
Get the complete analysis for STU:M4ZA
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:M4ZA has been successfully added to your 
