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Net margin is calculated as Net Income divided by its Revenue. MFA Financial's Net Income for the
three
months ended in Mar. 2026 was €-0.9 Mil. MFA Financial's Revenue for the
three
months ended in Mar. 2026 was €28.9 Mil. Therefore, MFA Financial's net margin for the quarter that ended in Mar. 2026 was -2.95%.
The historical rank and industry rank for MFA Financial's Net Margin % or its related term are showing as below:
STU:M4ZA'
s Net Margin % Range Over the Past 10 Years
Min: 39.02 Med: 86.96 Max: 273.79
Current: 52.35
STU:M4ZA's Net Margin % is ranked better than 55.9% of 916
companies
in the REITs industry
Industry Median: 45.535
vs STU:M4ZA: 52.35
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
MFA Financial Net Margin % Related Terms
MFA Financial Net Margin % Historical Data
* Premium members only.
The historical data trend for MFA Financial's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:M4ZA vs ABR, ARI, PMT: Net Margin % Comparison
For the REIT - Mortgage subindustry, MFA Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MFA Financial Net Margin % vs REITs Industry
For the REITs industry and Real Estate sector, MFA Financial's Net Margin % distribution charts can be found below:
* The bar in red indicates where MFA Financial's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MFA Financial (STU:M4ZA) has a Net Margin % of -2.95% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on MFA Financial and its competitors. Over the past decade, MFA Financial's Net Margin % has ranged from 39.02 to 273.79. According to the industry distribution chart, MFA Financial ranks #404 out of 916 companies in the REITs industry, placing it in the top 44.1%.
Is MFA Financial's Net Margin % too high?
MFA Financial's current Net Margin % is -2.95%. Over the past 10 years, this metric has ranged from a low of 39.02 to a high of 273.79. Based on the distribution chart, MFA Financial ranks #404 out of 916 companies in the REITs industry, which is above the industry midpoint. Overall, MFA Financial has a GF Score™ of 36/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MFA Financial's Net Margin % compare to ABR and ARI?
According to the REITs industry distribution chart, MFA Financial ranks #404 out of 916 companies for Net Margin %. This puts MFA Financial in the upper half of its industry. The industry median Net Margin % is 45.54. Historically, MFA Financial's own Net Margin % has ranged from 39.02 to 273.79 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a REITs company?
The median Net Margin % among REITs companies is 45.54, based on 916 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on MFA Financial and its competitors. For the REITs industry, the median Net Margin % is 45.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MFA Financial's current Net Margin % is -2.95%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MFA Financial stock overvalued right now?
Based on GuruFocus' analysis, MFA Financial (STU:M4ZA) is currently considered Modestly Undervalued. The stock's GF Value™ is €9.35, compared to a current price of €7.91 — trading 15.5% below its estimated fair value. The current Net Margin % is -2.95%. MFA Financial's overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For MFA Financial (STU:M4ZA), the current Net Margin % is -2.95% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MFA Financial (STU:M4ZA) Overvalued in 2026?
Based on GuruFocus' analysis, MFA Financial stock appears to be undervalued.
The current stock price of €7.91 is trading 15.5% below its estimated GF Value™ of €9.35.
GuruFocus considers MFA Financial to be Modestly Undervalued.
Key valuation signals for STU:M4ZA:
Net Margin %: -2.95%
GF Value™: €9.35 vs. price of €7.91 (15.5% below fair value)
No single metric tells the full story. See the STU:M4ZA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MFA Financial Inc is a specialty finance company that invests in and finances residential mortgage assets. Its principal business objective is to deliver shareholder value through the generation of distributable income and through asset performance linked to residential mortgage credit fundamentals. The company selectively invests in residential mortgage assets with a focus on credit analysis, projected prepayment rates, interest rate sensitivity and expected return. The company's reportable segments include mortgage-related assets; and Lima One.
36GF Score
Get the complete analysis for STU:M4ZA
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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