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MFA Financial has the GF Score of 57, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes MFA Financial
might have
Poor future performance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
MFA Financial GF Score Related Terms
STU:M4ZA vs ABR, ARI, PMT: GF Score Comparison
For the REIT - Mortgage subindustry, MFA Financial's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MFA Financial GF Score vs REITs Industry
For the REITs industry and Real Estate sector, MFA Financial's GF Score distribution charts can be found below:
* The bar in red indicates where MFA Financial's GF Score falls into.
MFA Financial (STU:M4ZA) has a GF Score of 57 as of Aug. 03, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on MFA Financial and its competitors. This is 39% above median its historical median of 41.00. Over the past decade, MFA Financial's GF Score has ranged from 14.00 to 57.00.
Is MFA Financial's GF Score too high?
MFA Financial's current GF Score of 57 is 39% above median its 10-year median of 41.00. Over the past 10 years, this metric has ranged from a low of 14.00 to a high of 57.00. Overall, MFA Financial has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MFA Financial's GF Score compare to ABR and ARI?
MFA Financial's GF Score of 57 can be compared against companies in the REITs industry. Historically, MFA Financial's own GF Score has ranged from 14.00 to 57.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a REITs company?
A good GF Score depends on the REITs industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on MFA Financial and its competitors. MFA Financial's current GF Score is 57, which is 39% above median its own 10-year median of 41.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MFA Financial stock overvalued right now?
Based on GuruFocus' analysis, MFA Financial (STU:M4ZA) is currently considered Modestly Undervalued. The stock's GF Value™ is €9.35, compared to a current price of €7.91 — trading 15.5% below its estimated fair value. The current GF Score is 57, which is 39% above median its 10-year median of 41.00. MFA Financial's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For MFA Financial (STU:M4ZA), the current GF Score is 57 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MFA Financial (STU:M4ZA) Overvalued in 2026?
Based on GuruFocus' analysis, MFA Financial stock appears to be undervalued.
The current stock price of €7.91 is trading 15.5% below its estimated GF Value™ of €9.35.
GuruFocus considers MFA Financial to be Modestly Undervalued.
Key valuation signals for STU:M4ZA:
GF Score: 57 (39% above median its 10-year median of 41.00)
GF Value™: €9.35 vs. price of €7.91 (15.5% below fair value)
No single metric tells the full story. See the STU:M4ZA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MFA Financial Inc is a specialty finance company that invests in and finances residential mortgage assets. Its principal business objective is to deliver shareholder value through the generation of distributable income and through asset performance linked to residential mortgage credit fundamentals. The company selectively invests in residential mortgage assets with a focus on credit analysis, projected prepayment rates, interest rate sensitivity and expected return. The company's reportable segments include mortgage-related assets; and Lima One.
57GF Score
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