MFA Financial (STU:M4ZA) Margin of Safety % (DCF Earnings Based): N/A (As of Aug. 03, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:M4ZA MFA Financial Inc STU:M4ZA
57 GF Score
Price €7.91
GF Value €9.35
Valuation Modestly Undervalued
! 4 Warning Signs
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What is MFA Financial Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

MFA Financial's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

STU:M4ZA vs ABR, ARI, PMT: Margin of Safety % (DCF Earnings Based) Comparison

For the REIT - Mortgage subindustry, MFA Financial's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

MFA Financial Margin of Safety % (DCF Earnings Based) vs REITs Industry

For the REITs industry and Real Estate sector, MFA Financial's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where MFA Financial's Margin of Safety % (DCF Earnings Based) falls into.


STU:M4ZA
57GF Score
MFA Financial Inc STU:M4ZA
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is MFA Financial (STU:M4ZA) Overvalued in 2026?

Based on GuruFocus' analysis, MFA Financial stock appears to be undervalued. The current stock price of €7.91 is trading 15.5% below its estimated GF Value™ of €9.35. GuruFocus considers MFA Financial to be Modestly Undervalued.

Key valuation signals for STU:M4ZA:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: €9.35 vs. price of €7.91 (15.5% below fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the STU:M4ZA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MFA Financial Business Description

Industry Real EstateREITs
Address One Vanderbilt Avenue, 48th Floor, New York, NY, USA, 10017
MFA Financial Inc is a specialty finance company that invests in and finances residential mortgage assets. Its principal business objective is to deliver shareholder value through the generation of distributable income and through asset performance linked to residential mortgage credit fundamentals. The company selectively invests in residential mortgage assets with a focus on credit analysis, projected prepayment rates, interest rate sensitivity and expected return. The company's reportable segments include mortgage-related assets; and Lima One.
57GF Score

Get the complete analysis for STU:M4ZA

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.91
Price
€9.35
GF Value