Mikrofin osiguranje a.d (XBLB:MKOS-R-A) EPS (Diluted): BAM11.43 (TTM As of Dec. 2025)

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XBLB:MKOS-R-A Mikrofin osiguranje a.d XBLB:MKOS-R-A
100 GF Score
Price BAM100.00
GF Value BAM162.24
! 1 Warning Sign
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What is Mikrofin osiguranje a.d EPS (Diluted)?

Mikrofin osiguranje a.d XBLB:MKOS-R-A 100 EPS (Diluted) is BAM11.43 as of Dec. 2025. GuruFocus rates XBLB:MKOS-R-A with a GF Score™ of 100/100 and a GF Value™ of BAM162.24. The stock has 1 warning sign investors should review.

Mikrofin osiguranje a.d's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was BAM11.43. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was BAM11.43.

Mikrofin osiguranje a.d's EPS (Basic) for the six months ended in Dec. 2025 was BAM11.43. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was BAM11.43.

Mikrofin osiguranje a.d's EPS without NRI for the six months ended in Dec. 2025 was BAM11.03. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was BAM11.03.

During the past 12 months, Mikrofin osiguranje a.d's average EPS without NRIGrowth Rate was 7.40% per year. During the past 3 years, the average EPS without NRIGrowth Rate was 41.80% per year. During the past 5 years, the average EPS without NRI Growth Rate was 13.60% per year. During the past 10 years, the average EPS without NRI Growth Rate was -18.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Mikrofin osiguranje a.d's highest 3-Year average EPS without NRI Growth Rate was 52.30% per year. The lowest was -62.60% per year. And the median was 9.30% per year.


Mikrofin osiguranje a.d  (XBLB:MKOS-R-A) EPS (Diluted) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Mikrofin osiguranje a.d EPS (Diluted) Related Terms


Mikrofin osiguranje a.d EPS (Diluted) Historical Data

* Premium members only.

The historical data trend for Mikrofin osiguranje a.d's EPS (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mikrofin osiguranje a.d EPS (Diluted) Chart

Mikrofin osiguranje a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.86 6.27 0.35 10.49 11.43

Mikrofin osiguranje a.d Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.86 6.27 0.35 10.49 11.43

XBLB:MKOS-R-A vs CB, PGR, TRV: EPS (Diluted) Comparison

For the Insurance - Property & Casualty subindustry, Mikrofin osiguranje a.d's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mikrofin osiguranje a.d PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Mikrofin osiguranje a.d's PE Ratio distribution charts can be found below:

* The bar in red indicates where Mikrofin osiguranje a.d's PE Ratio falls into.


XBLB:MKOS-R-A
100GF Score
Mikrofin osiguranje a.d XBLB:MKOS-R-A
EPS (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
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Mikrofin osiguranje a.d EPS (Diluted) Calculation

EPS (Diluted) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Diluted EPS takes into account all of the outstanding dilutive securities that could potentially be exercised (such as stock options and convertible preferred stock) and shows how such an action would impact earnings per share.

Mikrofin osiguranje a.d's Diluted EPS for the fiscal year that ended in Dec. 2025 is calculated as

Diluted EPS (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(0.8-0)/0.070
=11.43

Mikrofin osiguranje a.d's Diluted EPS for the quarter that ended in Dec. 2025 is calculated as

Diluted EPS (Q: Dec. 2025 )=(Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(0.8-0)/0.070
=11.43

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was BAM11.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Diluted) →
What does a EPS (Diluted) of BAM11.43 mean?
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) has a EPS (Diluted) of BAM11.43 as of Dec. 2025. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Mikrofin osiguranje a.d and its competitors.
Is Mikrofin osiguranje a.d's EPS (Diluted) too high?
Mikrofin osiguranje a.d's current EPS (Diluted) is BAM11.43. Overall, Mikrofin osiguranje a.d has a GF Score™ of 100/100, reflecting its overall financial health beyond just this single metric.
How does Mikrofin osiguranje a.d's EPS (Diluted) compare to CB and PGR?
Mikrofin osiguranje a.d's EPS (Diluted) of BAM11.43 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Diluted) for an Insurance company?
A good EPS (Diluted) depends on the Insurance industry context. However, EPS (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Diluted) mean?
A high EPS (Diluted) can signal that a stock is expensive relative to its fundamentals. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Mikrofin osiguranje a.d and its competitors. Mikrofin osiguranje a.d's current EPS (Diluted) is BAM11.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mikrofin osiguranje a.d stock overvalued right now?
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) has a current EPS (Diluted) of BAM11.43. The stock's GF Value™ is BAM162.24, compared to a current price of BAM100.00 — trading 38.4% below its estimated fair value. The current EPS (Diluted) is BAM11.43. Mikrofin osiguranje a.d's overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Diluted) calculated?
EPS (Diluted) is calculated from a company's financial statements. For Mikrofin osiguranje a.d (XBLB:MKOS-R-A), the current EPS (Diluted) is BAM11.43 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mikrofin osiguranje a.d (XBLB:MKOS-R-A) Overvalued in 2026?

Based on GuruFocus' analysis, Mikrofin osiguranje a.d stock appears to be undervalued. The current stock price of BAM100.00 is trading 38.4% below its estimated GF Value™ of BAM162.24.

Key valuation signals for XBLB:MKOS-R-A:

  • EPS (Diluted): BAM11.43
  • GF Value™: BAM162.24 vs. price of BAM100.00 (38.4% below fair value)
  • GF Score™: 100/100 with 1 warning sign

No single metric tells the full story. See the XBLB:MKOS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mikrofin osiguranje a.d Business Description

Address ul. Aleja Svetog Save 61, Banja Luka, BIH, 78000
Mikrofin osiguranje a.d is engaged in offering insurance services in Bosnia and Herzegovina. The company provides insurance for accidents, vehicles, agriculture, transport, and health insurance.
100GF Score

Get the complete analysis for XBLB:MKOS-R-A

EPS (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM100.00
Price
BAM162.24
GF Value