Mikrofin osiguranje a.d (XBLB:MKOS-R-A) 5-Year EBITDA Growth Rate: 14.00% (As of Dec. 2025)

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XBLB:MKOS-R-A Mikrofin osiguranje a.d XBLB:MKOS-R-A
100 GF Score
Price BAM100.00
GF Value BAM162.24
! 1 Warning Sign
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What is Mikrofin osiguranje a.d 5-Year EBITDA Growth Rate?

Mikrofin osiguranje a.d XBLB:MKOS-R-A 100 5-Year EBITDA Growth Rate is 14.00% as of Dec. 2025. GuruFocus rates XBLB:MKOS-R-A with a GF Score™ of 100/100 and a GF Value™ of BAM162.24. The stock has 1 warning sign investors should review.

Mikrofin osiguranje a.d's EBITDA per Share for the six months ended in Dec. 2025 was BAM29.04.

During the past 12 months, Mikrofin osiguranje a.d's average EBITDA Per Share Growth Rate was 10.80% per year. During the past 3 years, the average EBITDA Per Share Growth Rate was 15.90% per year. During the past 5 years, the average EBITDA Per Share Growth Rate was 14.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Mikrofin osiguranje a.d was 15.90% per year. The lowest was -17.70% per year. And the median was -1.30% per year.

Mikrofin osiguranje a.d  (XBLB:MKOS-R-A) 5-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

5-Year EBITDA Growth Rate gives an overview of the company's growth in operating profitability and is an important factor used in calculating Peter Lynch Fair Value.

Mikrofin osiguranje a.d 5-Year EBITDA Growth Rate Related Terms

XBLB:MKOS-R-A vs CB, PGR, TRV: 5-Year EBITDA Growth Rate Comparison

For the Insurance - Property & Casualty subindustry, Mikrofin osiguranje a.d's 5-Year EBITDA Growth Rate, along with its competitors' market caps and 5-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mikrofin osiguranje a.d 5-Year EBITDA Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, Mikrofin osiguranje a.d's 5-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where Mikrofin osiguranje a.d's 5-Year EBITDA Growth Rate falls into.


XBLB:MKOS-R-A
100GF Score
Mikrofin osiguranje a.d XBLB:MKOS-R-A
5-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Mikrofin osiguranje a.d 5-Year EBITDA Growth Rate Calculation

This is the 5-year average growth rate of EBITDA per Share. The growth rate is calculated with least square regression.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 5-Year EBITDA Growth Rate of 14.00% mean?
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) has a 5-Year EBITDA Growth Rate of 14.00% as of Dec. 2025. 5-Year EBITDA Growth Rate is the 5-year average growth rate of EBITDA per share. View historical data for Mikrofin osiguranje a.d and its competitors.
Is Mikrofin osiguranje a.d's 5-Year EBITDA Growth Rate too high?
Mikrofin osiguranje a.d's current 5-Year EBITDA Growth Rate is 14.00%. Overall, Mikrofin osiguranje a.d has a GF Score™ of 100/100, reflecting its overall financial health beyond just this single metric.
How does Mikrofin osiguranje a.d's 5-Year EBITDA Growth Rate compare to CB and PGR?
Mikrofin osiguranje a.d's 5-Year EBITDA Growth Rate of 14.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year EBITDA Growth Rate for an Insurance company?
A good 5-Year EBITDA Growth Rate depends on the Insurance industry context. However, 5-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year EBITDA Growth Rate mean?
A high 5-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 5-Year EBITDA Growth Rate is the 5-year average growth rate of EBITDA per share. View historical data for Mikrofin osiguranje a.d and its competitors. Mikrofin osiguranje a.d's current 5-Year EBITDA Growth Rate is 14.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mikrofin osiguranje a.d stock overvalued right now?
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) has a current 5-Year EBITDA Growth Rate of 14.00%. The stock's GF Value™ is BAM162.24, compared to a current price of BAM100.00 — trading 38.4% below its estimated fair value. The current 5-Year EBITDA Growth Rate is 14.00%. Mikrofin osiguranje a.d's overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year EBITDA Growth Rate calculated?
5-Year EBITDA Growth Rate is calculated from a company's financial statements. For Mikrofin osiguranje a.d (XBLB:MKOS-R-A), the current 5-Year EBITDA Growth Rate is 14.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mikrofin osiguranje a.d (XBLB:MKOS-R-A) Overvalued in 2026?

Based on GuruFocus' analysis, Mikrofin osiguranje a.d stock appears to be undervalued. The current stock price of BAM100.00 is trading 38.4% below its estimated GF Value™ of BAM162.24.

Key valuation signals for XBLB:MKOS-R-A:

  • 5-Year EBITDA Growth Rate: 14.00%
  • GF Value™: BAM162.24 vs. price of BAM100.00 (38.4% below fair value)
  • GF Score™: 100/100 with 1 warning sign

No single metric tells the full story. See the XBLB:MKOS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mikrofin osiguranje a.d Business Description

Address ul. Aleja Svetog Save 61, Banja Luka, BIH, 78000
Mikrofin osiguranje a.d is engaged in offering insurance services in Bosnia and Herzegovina. The company provides insurance for accidents, vehicles, agriculture, transport, and health insurance.
100GF Score

Get the complete analysis for XBLB:MKOS-R-A

5-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM100.00
Price
BAM162.24
GF Value