Mikrofin osiguranje a.d (XBLB:MKOS-R-A) Cash Flow from Investing: BAM-2.31 Mil (TTM As of Dec. 2025)

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XBLB:MKOS-R-A Mikrofin osiguranje a.d XBLB:MKOS-R-A
100 GF Score
Price BAM100.00
GF Value BAM162.24
! 1 Warning Sign
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What is Mikrofin osiguranje a.d Cash Flow from Investing?

Mikrofin osiguranje a.d XBLB:MKOS-R-A 100 Cash Flow from Investing is BAM-2.31 Mil as of Dec. 2025. GuruFocus rates XBLB:MKOS-R-A with a GF Score™ of 100/100 and a GF Value™ of BAM162.24. The stock has 1 warning sign investors should review.

Cash Flow from Investing covers the cash a company gains or spends from investment activities in financial market and operating subsidiaries. It also includes the cash the company used for property, plant and equipment (PPE).

For the six months ended in Dec. 2025, Mikrofin osiguranje a.d spent BAM0.00 Mil on purchasing property, plant, equipment. It gained BAM0.00 Mil from selling property, plant, and equipment. It spent BAM0.00 Mil on purchasing business. It gained BAM0.00 Mil from selling business. It spent BAM0.00 Mil on purchasing investments. It gained BAM0.00 Mil from selling investments. It paid BAM0.00Mil for net Intangibles purchase and sale. And it paid BAM0.00 Mil for other investing activities. In all, Mikrofin osiguranje a.d spent BAM2.31 Mil on investment activities in financial market and operating subsidiaries for the six months ended in Dec. 2025.


Mikrofin osiguranje a.d  (XBLB:MKOS-R-A) Cash Flow from Investing Explanation

Cash flow from investing contains nine items:

1. Purchase Of Property, Plant, Equipment:
Purchase of PPE indicates the amount used to purchase property, plant, and equipment.

Mikrofin osiguranje a.d's purchase of property, plant, equipment for the six months ended in Dec. 2025 was BAM0.00 Mil. It means Mikrofin osiguranje a.d spent BAM0.00 Mil on purchasing property, plant, equipment.

In the capital spending for property, plant and equipment (PPE), some part of spending may be from the expansion of business. The business needs more property, plant and equipment (PPE) as it grows. Another part may be from replacement of the property, plant and equipment (PPE) of existing business. For some companies, the cash spent on replacing of the property, plant and equipment (PPE) of the existing business will be close to the depreciation of property, plant and equipment (PPE) reported in the income statement.

In Warren Buffett's definition of Owner's Earnings, he deducts the estimate of the cost of replacing the property, plant and equipment (PPE) of the existing business from cash flow from operations. The cash spent on the new property, plant, and equipment is not deducted. The reason is because these are not costs of the existing business. In his 1986 letter to shareholders, Warren Buffett wrote this about owner earnings:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume....Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

2. Sale Of Property, Plant, Equipment:
Sale of PPE indicates the amount gained from selling property, plant, and equipment.

Mikrofin osiguranje a.d's sale of property, plant, equipment for the six months ended in Dec. 2025 was BAM0.00 Mil. It means Mikrofin osiguranje a.d gained BAM0.00 Mil from selling property, plant, and equipment.

3.Purchase Of Business:
Purchase of business indicates the amount used to purchase business.

Mikrofin osiguranje a.d's purchase of business for the six months ended in Dec. 2025 was BAM0.00 Mil. It means Mikrofin osiguranje a.d spent BAM0.00 Mil on purchasing business.

4. Sale Of Business:
Sale of business indicates the amount gained from selling business.

Mikrofin osiguranje a.d's sale of business for the six months ended in Dec. 2025 was BAM0.00 Mil. It means Mikrofin osiguranje a.d gained BAM0.00 Mil from selling business.

5. Purchase Of Investment:
Purchase of Investments represents cash outflow on the purchase of investments in securities.

Mikrofin osiguranje a.d's purchase of investment for the six months ended in Dec. 2025 was BAM0.00 Mil. It means Mikrofin osiguranje a.d spent {stock_data.stock.currency_symbol}}0.00 Mil on purchasing investments.

6. Sale Of Investment:
Sale of Investments represents cash inflow on the sale of investments in securities.

Mikrofin osiguranje a.d's sale of investment for the six months ended in Dec. 2025 was BAM0.00 Mil. It means Mikrofin osiguranje a.d gained BAM0.00 Mil from selling investments.

7. Net Intangibles Purchase And Sale:
Net Intangibles purchase and sale means the net cash inflow received by a company that comes from the purchase and sale of intangibles. It equals the cash received from sale of intangibles minus the cash spent on purchasing intangibles.

Mikrofin osiguranje a.d's net Intangibles purchase and sale for the six months ended in Dec. 2025 was BAM0.00 Mil. It means Mikrofin osiguranje a.d paid BAM0.00 Mil for net Intangibles purchase and sale.

8. Cash From Discontinued Investing Activities:
Cash from discontinued investing activities means the cash received by a company that comes from the discontinued investing activities.

Mikrofin osiguranje a.d's cash from discontinued investing activities for the six months ended in Dec. 2025 was 0.00 Mil. It means Mikrofin osiguranje a.d paid BAM0.00 Mil for discontinued investing activities.

9. Cash From Other Investing Activities:
Cash from other investing activities means the cash received by a company that comes from other investing activities.

Mikrofin osiguranje a.d's cash from other investing activities for the six months ended in Dec. 2025 was BAM0.00 Mil. It means Mikrofin osiguranje a.d paid BAM0.00 Mil for other investing activities.


Mikrofin osiguranje a.d Cash Flow from Investing Related Terms


Mikrofin osiguranje a.d Cash Flow from Investing Historical Data

* Premium members only.

The historical data trend for Mikrofin osiguranje a.d's Cash Flow from Investing can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mikrofin osiguranje a.d Cash Flow from Investing Chart

Mikrofin osiguranje a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow from Investing
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.84 -1.32 -3.42 -1.98 -2.31

Mikrofin osiguranje a.d Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow from Investing Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.84 -1.32 -3.42 -1.98 -2.31
XBLB:MKOS-R-A
100GF Score
Mikrofin osiguranje a.d XBLB:MKOS-R-A
Cash Flow from Investing is just one metric. See GF Score™, valuation, warning signs, and more.
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Mikrofin osiguranje a.d Cash Flow from Investing Calculation

Cash Flow from Investing covers the cash a company gains or spends from investment activities in financial market and operating subsidiaries. It also includes the cash the company used for property, plant and equipment (PPE).

If a company spends cash on property, plant and equipment (PPE), this will reduce their cash position. This is called Capital Expenditures (CPEX).

Likewise, if a company buys another company for cash, this will reduce their cash position.

Mikrofin osiguranje a.d's Cash Flow from Investing for the fiscal year that ended in Dec. 2025 is calculated as:

Mikrofin osiguranje a.d's Cash Flow from Investing for the quarter that ended in Dec. 2025 is calculated as:


For stock reported annually, GuruFocus uses latest annual data as the TTM data. Cash Flow from Investing for the trailing twelve months (TTM) ended in Dec. 2025 was BAM-2.31 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow from Investing of BAM-2.31 Mil mean?
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) has a Cash Flow from Investing of BAM-2.31 Mil as of Dec. 2025. Cash Flow from Investing is the amount of cash earned or paid from investing operations. View historical data for Mikrofin osiguranje a.d and its competitors.
Is Mikrofin osiguranje a.d's Cash Flow from Investing too high?
Mikrofin osiguranje a.d's current Cash Flow from Investing is BAM-2.31 Mil. Overall, Mikrofin osiguranje a.d has a GF Score™ of 100/100, reflecting its overall financial health beyond just this single metric.
How does Mikrofin osiguranje a.d's Cash Flow from Investing compare to CB and PGR?
Mikrofin osiguranje a.d's Cash Flow from Investing of BAM-2.31 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Investing for an Insurance company?
A good Cash Flow from Investing depends on the Insurance industry context. However, Cash Flow from Investing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Investing mean?
A high Cash Flow from Investing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Investing is the amount of cash earned or paid from investing operations. View historical data for Mikrofin osiguranje a.d and its competitors. Mikrofin osiguranje a.d's current Cash Flow from Investing is BAM-2.31 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mikrofin osiguranje a.d stock overvalued right now?
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) has a current Cash Flow from Investing of BAM-2.31 Mil. The stock's GF Value™ is BAM162.24, compared to a current price of BAM100.00 — trading 38.4% below its estimated fair value. The current Cash Flow from Investing is BAM-2.31 Mil. Mikrofin osiguranje a.d's overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Investing calculated?
Cash Flow from Investing is calculated from a company's financial statements. For Mikrofin osiguranje a.d (XBLB:MKOS-R-A), the current Cash Flow from Investing is BAM-2.31 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mikrofin osiguranje a.d (XBLB:MKOS-R-A) Overvalued in 2026?

Based on GuruFocus' analysis, Mikrofin osiguranje a.d stock appears to be undervalued. The current stock price of BAM100.00 is trading 38.4% below its estimated GF Value™ of BAM162.24.

Key valuation signals for XBLB:MKOS-R-A:

  • Cash Flow from Investing: BAM-2.31 Mil
  • GF Value™: BAM162.24 vs. price of BAM100.00 (38.4% below fair value)
  • GF Score™: 100/100 with 1 warning sign

No single metric tells the full story. See the XBLB:MKOS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mikrofin osiguranje a.d Business Description

Address ul. Aleja Svetog Save 61, Banja Luka, BIH, 78000
Mikrofin osiguranje a.d is engaged in offering insurance services in Bosnia and Herzegovina. The company provides insurance for accidents, vehicles, agriculture, transport, and health insurance.
100GF Score

Get the complete analysis for XBLB:MKOS-R-A

Cash Flow from Investing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM100.00
Price
BAM162.24
GF Value