Mikrofin osiguranje a.d (XBLB:MKOS-R-A) 3-Year Revenue Growth Rate: 13.40% (As of Dec. 2025) — Near Median

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XBLB:MKOS-R-A Mikrofin osiguranje a.d XBLB:MKOS-R-A
100 GF Score
Price BAM100.00
GF Value BAM162.24
! 1 Warning Sign
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What is Mikrofin osiguranje a.d 3-Year Revenue Growth Rate?

Mikrofin osiguranje a.d XBLB:MKOS-R-A 100 3-Year Revenue Growth Rate is 13.40% as of Dec. 2025, which is 3% below its 10-year median of 13.80. GuruFocus rates XBLB:MKOS-R-A with a GF Score™ of 100/100 and a GF Value™ of BAM162.24. The stock has 1 warning sign investors should review.

Mikrofin osiguranje a.d's Revenue per Share for the six months ended in Dec. 2025 was BAM371.91.

During the past 12 months, Mikrofin osiguranje a.d's average Revenue per Share Growth Rate was 8.30% per year. During the past 3 years, the average Revenue per Share Growth Rate was 13.40% per year. During the past 5 years, the average Revenue per Share Growth Rate was 13.10% per year. During the past 10 years, the average Revenue per Share Growth Rate was 9.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Revenue per Share growth rate.

During the past 13 years, the highest 3-Year average Revenue per Share Growth Rate of Mikrofin osiguranje a.d was 46.30% per year. The lowest was 5.30% per year. And the median was 13.80% per year.


Mikrofin osiguranje a.d  (XBLB:MKOS-R-A) 3-Year Revenue Growth Rate Explanation

Revenue per Share is the amount of Revenue per outstanding share of the company's stock.

Revenue is income that a company receives from its normal business activities, usually from the sale of goods and services to customers. Revenue is often referred to as the "top line" due to its position on the income statement at the very top. Revenue per share growth rate is used in calculating Predictability Rank, companies with more consistent revenue and earnings growth are ranked high with predictability.


Mikrofin osiguranje a.d 3-Year Revenue Growth Rate Related Terms


XBLB:MKOS-R-A vs CB, PGR, TRV: 3-Year Revenue Growth Rate Comparison

For the Insurance - Property & Casualty subindustry, Mikrofin osiguranje a.d's 3-Year Revenue Growth Rate, along with its competitors' market caps and 3-Year Revenue Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mikrofin osiguranje a.d 3-Year Revenue Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, Mikrofin osiguranje a.d's 3-Year Revenue Growth Rate distribution charts can be found below:

* The bar in red indicates where Mikrofin osiguranje a.d's 3-Year Revenue Growth Rate falls into.


XBLB:MKOS-R-A
100GF Score
Mikrofin osiguranje a.d XBLB:MKOS-R-A
3-Year Revenue Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Mikrofin osiguranje a.d 3-Year Revenue Growth Rate Calculation

This is the 3-year average growth rate of Revenue per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Revenue per Share growth rate.

What does a 3-Year Revenue Growth Rate of 13.40% mean?
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) has a 3-Year Revenue Growth Rate of 13.40% as of Dec. 2025. 3-Year Revenue Growth Rate is the 3-year average growth rate of Revenue per share. View historical data for Mikrofin osiguranje a.d and its competitors. This is near median its historical median of 13.80. Over the past decade, Mikrofin osiguranje a.d's 3-Year Revenue Growth Rate has ranged from 5.30 to 46.30.
Is Mikrofin osiguranje a.d's 3-Year Revenue Growth Rate too high?
Mikrofin osiguranje a.d's current 3-Year Revenue Growth Rate of 13.40% is near median its 10-year median of 13.80. Over the past 10 years, this metric has ranged from a low of 5.30 to a high of 46.30. The Insurance industry median 3-Year Revenue Growth Rate is 11.70. Mikrofin osiguranje a.d's value of 13.40% is 14.5% above this industry median. Overall, Mikrofin osiguranje a.d has a GF Score™ of 100/100, reflecting its overall financial health beyond just this single metric.
How does Mikrofin osiguranje a.d's 3-Year Revenue Growth Rate compare to CB and PGR?
Mikrofin osiguranje a.d's 3-Year Revenue Growth Rate of 13.40% can be compared against companies in the Insurance industry. The industry median 3-Year Revenue Growth Rate is 11.70. Mikrofin osiguranje a.d's value of 13.40% is 14.5% above this benchmark. Historically, Mikrofin osiguranje a.d's own 3-Year Revenue Growth Rate has ranged from 5.30 to 46.30 over the past decade. While the company's 10-year median is 13.80 vs. the industry median of 11.70, Mikrofin osiguranje a.d has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Revenue Growth Rate for an Insurance company?
The median 3-Year Revenue Growth Rate among Insurance companies is 11.70, based on 464 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Revenue Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Revenue Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mikrofin osiguranje a.d's current 3-Year Revenue Growth Rate of 13.40% is 14.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Revenue Growth Rate mean?
A high 3-Year Revenue Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Revenue Growth Rate is the 3-year average growth rate of Revenue per share. View historical data for Mikrofin osiguranje a.d and its competitors. For the Insurance industry, the median 3-Year Revenue Growth Rate is 11.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mikrofin osiguranje a.d's current 3-Year Revenue Growth Rate is 13.40%, which is near median its own 10-year median of 13.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mikrofin osiguranje a.d stock overvalued right now?
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) has a current 3-Year Revenue Growth Rate of 13.40%. The stock's GF Value™ is BAM162.24, compared to a current price of BAM100.00 — trading 38.4% below its estimated fair value. The current 3-Year Revenue Growth Rate is 13.40%, which is near median its 10-year median of 13.80 and 14.5% above the Insurance industry median of 11.70. Mikrofin osiguranje a.d's overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Revenue Growth Rate calculated?
3-Year Revenue Growth Rate is calculated from a company's financial statements. For Mikrofin osiguranje a.d (XBLB:MKOS-R-A), the current 3-Year Revenue Growth Rate is 13.40% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mikrofin osiguranje a.d (XBLB:MKOS-R-A) Overvalued in 2026?

Based on GuruFocus' analysis, Mikrofin osiguranje a.d stock appears to be undervalued. The current stock price of BAM100.00 is trading 38.4% below its estimated GF Value™ of BAM162.24.

Key valuation signals for XBLB:MKOS-R-A:

  • 3-Year Revenue Growth Rate: 13.40% (near median its 10-year median of 13.80)
  • GF Value™: BAM162.24 vs. price of BAM100.00 (38.4% below fair value)
  • GF Score™: 100/100 with 1 warning sign
  • Industry Position: 14.5% above the Insurance median

No single metric tells the full story. See the XBLB:MKOS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mikrofin osiguranje a.d Business Description

Address ul. Aleja Svetog Save 61, Banja Luka, BIH, 78000
Mikrofin osiguranje a.d is engaged in offering insurance services in Bosnia and Herzegovina. The company provides insurance for accidents, vehicles, agriculture, transport, and health insurance.
100GF Score

Get the complete analysis for XBLB:MKOS-R-A

3-Year Revenue Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM100.00
Price
BAM162.24
GF Value