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The historical rank and industry rank for Mikrofin osiguranje a.d's Shiller PE Ratio or its related term are showing as below:
XBLB:MKOS-R-A'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 6.4 Med: 6.81 Max: 7.55
Current: 7.55
During the past 13 years, Mikrofin osiguranje a.d's highest Shiller PE Ratio was 7.55. The lowest was 6.40. And the median was 6.81.
XBLB:MKOS-R-A's Shiller PE Ratio is not ranked
in the Insurance industry.
Industry Median: 16.985
vs XBLB:MKOS-R-A: 7.55
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Mikrofin osiguranje a.d's adjusted earnings per share data of for the fiscal year that ended in Dec25 was BAM11.430. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is BAM13.24 for the trailing ten years ended in Dec25.
Shiller PE for Stocks: The True Measure of Stock Valuation
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Mikrofin osiguranje a.d Shiller PE Ratio Related Terms
Mikrofin osiguranje a.d Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBLB:MKOS-R-A vs CB, PGR, TRV: Shiller PE Ratio Comparison
For the Insurance - Property & Casualty subindustry, Mikrofin osiguranje a.d's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mikrofin osiguranje a.d Shiller PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Mikrofin osiguranje a.d's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Mikrofin osiguranje a.d's Shiller PE Ratio falls into.
Mikrofin osiguranje a.d Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) has a Shiller PE Ratio of 7.55 as of Jul. 27, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Mikrofin osiguranje a.d and its competitors. This is 11% above median its historical median of 6.81. Over the past decade, Mikrofin osiguranje a.d's Shiller PE Ratio has ranged from 6.40 to 7.55.
Is Mikrofin osiguranje a.d's Shiller PE Ratio too high?
Mikrofin osiguranje a.d's current Shiller PE Ratio of 7.55 is 11% above median its 10-year median of 6.81. Over the past 10 years, this metric has ranged from a low of 6.40 to a high of 7.55. The Insurance industry median Shiller PE Ratio is 16.99. Mikrofin osiguranje a.d's value of 7.55 is 55.5% below this industry median. Overall, Mikrofin osiguranje a.d has a GF Score™ of 100/100, reflecting its overall financial health beyond just this single metric.
How does Mikrofin osiguranje a.d's Shiller PE Ratio compare to CB and PGR?
Mikrofin osiguranje a.d's Shiller PE Ratio of 7.55 can be compared against companies in the Insurance industry. The industry median Shiller PE Ratio is 16.99. Mikrofin osiguranje a.d's value of 7.55 is 55.5% below this benchmark. Historically, Mikrofin osiguranje a.d's own Shiller PE Ratio has ranged from 6.40 to 7.55 over the past decade. While the company's 10-year median is 6.81 vs. the industry median of 16.99, Mikrofin osiguranje a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for an Insurance company?
The median Shiller PE Ratio among Insurance companies is 16.99, based on 376 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mikrofin osiguranje a.d's current Shiller PE Ratio of 7.55 is 55.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Mikrofin osiguranje a.d and its competitors. For the Insurance industry, the median Shiller PE Ratio is 16.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mikrofin osiguranje a.d's current Shiller PE Ratio is 7.55, which is 11% above median its own 10-year median of 6.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mikrofin osiguranje a.d stock overvalued right now?
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) has a current Shiller PE Ratio of 7.55. The stock's GF Value™ is BAM162.24, compared to a current price of BAM100.00 — trading 38.4% below its estimated fair value. The current Shiller PE Ratio is 7.55, which is 11% above median its 10-year median of 6.81 and 55.5% below the Insurance industry median of 16.99. Mikrofin osiguranje a.d's overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Mikrofin osiguranje a.d (XBLB:MKOS-R-A), the current Shiller PE Ratio is 7.55 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mikrofin osiguranje a.d (XBLB:MKOS-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Mikrofin osiguranje a.d stock appears to be undervalued.
The current stock price of BAM100.00 is trading 38.4% below its estimated GF Value™ of BAM162.24.
Key valuation signals for XBLB:MKOS-R-A:
Shiller PE Ratio: 7.55 (11% above median its 10-year median of 6.81)
GF Value™: BAM162.24 vs. price of BAM100.00 (38.4% below fair value)
Industry Position: 55.5% below the Insurance median
No single metric tells the full story. See the XBLB:MKOS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mikrofin osiguranje a.d is engaged in offering insurance services in Bosnia and Herzegovina. The company provides insurance for accidents, vehicles, agriculture, transport, and health insurance.
100GF Score
Get the complete analysis for XBLB:MKOS-R-A
Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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