Mikrofin osiguranje a.d (XBLB:MKOS-R-A) Cash Flow from Operations: BAM2.14 Mil (TTM As of Dec. 2025)

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XBLB:MKOS-R-A Mikrofin osiguranje a.d XBLB:MKOS-R-A
100 GF Score
Price BAM100.00
GF Value BAM162.24
! 1 Warning Sign
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What is Mikrofin osiguranje a.d Cash Flow from Operations?

Mikrofin osiguranje a.d XBLB:MKOS-R-A 100 Cash Flow from Operations is BAM2.14 Mil as of Dec. 2025. GuruFocus rates XBLB:MKOS-R-A with a GF Score™ of 100/100 and a GF Value™ of BAM162.24. The stock has 1 warning sign investors should review.

Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.

For the six months ended in Dec. 2025, Mikrofin osiguranje a.d's Cash Receipts from Operating Activities was BAM26.51 Mil. Its Cash Payments was BAM-24.37 Mil. And its Cash Flow from Others was BAM-0.00 Mil. In all, Mikrofin osiguranje a.d's Cash Flow from Operations for the six months ended in Dec. 2025 was BAM2.14 Mil.

Mikrofin osiguranje a.d  (XBLB:MKOS-R-A) Cash Flow from Operations Explanation

For financial companies reported in direct method, cash flow from operations contains three items:

1. Cash Receipts from Operating Activities:
Cash Receipts from Operating Activities represents cash received from operating activitiies in direct method.

Mikrofin osiguranje a.d's cash receipts from operating activities for the six months ended in Dec. 2025 was BAM26.51 Mil.

2. Cash Payments:
It represents cash flow paid from operating activities in the direct cash flow method.

Mikrofin osiguranje a.d's cash payments for the six months ended in Dec. 2025 was BAM-24.37 Mil.

3. Cash Flow from Others:
These are cash differences caused by the change of cash receipts and cash payments. For instance, if a company pays its suppliers slower, its cash position will build up faster. If a company receives payments from its customers slower, its cash position will grow more slowly (or even shrink).

Mikrofin osiguranje a.d's cash flow from others for the six months ended in Dec. 2025 was BAM-0.00 Mil.

Mikrofin osiguranje a.d Cash Flow from Operations Related Terms

Mikrofin osiguranje a.d Cash Flow from Operations Historical Data

* Premium members only.

The historical data trend for Mikrofin osiguranje a.d's Cash Flow from Operations can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mikrofin osiguranje a.d Cash Flow from Operations Chart

Mikrofin osiguranje a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow from Operations
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.19 1.21 2.57 3.12 2.14

Mikrofin osiguranje a.d Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow from Operations Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.19 1.21 2.57 3.12 2.14
XBLB:MKOS-R-A
100GF Score
Mikrofin osiguranje a.d XBLB:MKOS-R-A
Cash Flow from Operations is just one metric. See GF Score™, valuation, warning signs, and more.
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Mikrofin osiguranje a.d Cash Flow from Operations Calculation

Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.

Mikrofin osiguranje a.d's Cash Flow from Operations for the fiscal year that ended in Dec. 2025 is calculated as:

Cash Flow from Operations(A: Dec. 2025 )
=Cash Receipts from Operating Activities+Cash Payments+Cash Flow from Others
=26.507+-24.369+-1.7763568394003E-15
=2.14

Mikrofin osiguranje a.d's Cash Flow from Operations for the quarter that ended in Dec. 2025 is:

Cash Flow from Operations(Q: Dec. 2025 )
=Cash Receipts from Operating Activities+Cash Payments+Cash Flow from Others
=26.507+-24.369+-1.7763568394003E-15
=2.14

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was BAM2.14 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow from Operations of BAM2.14 Mil mean?
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) has a Cash Flow from Operations of BAM2.14 Mil as of Dec. 2025. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for Mikrofin osiguranje a.d and its competitors.
Is Mikrofin osiguranje a.d's Cash Flow from Operations too high?
Mikrofin osiguranje a.d's current Cash Flow from Operations is BAM2.14 Mil. Overall, Mikrofin osiguranje a.d has a GF Score™ of 100/100, reflecting its overall financial health beyond just this single metric.
How does Mikrofin osiguranje a.d's Cash Flow from Operations compare to CB and PGR?
Mikrofin osiguranje a.d's Cash Flow from Operations of BAM2.14 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Operations for an Insurance company?
A good Cash Flow from Operations depends on the Insurance industry context. However, Cash Flow from Operations should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Operations mean?
A high Cash Flow from Operations can signal that a stock is expensive relative to its fundamentals. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for Mikrofin osiguranje a.d and its competitors. Mikrofin osiguranje a.d's current Cash Flow from Operations is BAM2.14 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mikrofin osiguranje a.d stock overvalued right now?
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) has a current Cash Flow from Operations of BAM2.14 Mil. The stock's GF Value™ is BAM162.24, compared to a current price of BAM100.00 — trading 38.4% below its estimated fair value. The current Cash Flow from Operations is BAM2.14 Mil. Mikrofin osiguranje a.d's overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Operations calculated?
Cash Flow from Operations is calculated from a company's financial statements. For Mikrofin osiguranje a.d (XBLB:MKOS-R-A), the current Cash Flow from Operations is BAM2.14 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mikrofin osiguranje a.d (XBLB:MKOS-R-A) Overvalued in 2026?

Based on GuruFocus' analysis, Mikrofin osiguranje a.d stock appears to be undervalued. The current stock price of BAM100.00 is trading 38.4% below its estimated GF Value™ of BAM162.24.

Key valuation signals for XBLB:MKOS-R-A:

  • Cash Flow from Operations: BAM2.14 Mil
  • GF Value™: BAM162.24 vs. price of BAM100.00 (38.4% below fair value)
  • GF Score™: 100/100 with 1 warning sign

No single metric tells the full story. See the XBLB:MKOS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mikrofin osiguranje a.d Business Description

Address ul. Aleja Svetog Save 61, Banja Luka, BIH, 78000
Mikrofin osiguranje a.d is engaged in offering insurance services in Bosnia and Herzegovina. The company provides insurance for accidents, vehicles, agriculture, transport, and health insurance.
100GF Score

Get the complete analysis for XBLB:MKOS-R-A

Cash Flow from Operations is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM100.00
Price
BAM162.24
GF Value