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* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Mikrofin osiguranje a.d's PEG Ratio or its related term are showing as below:
XBLB:MKOS-R-A'
s PEG Ratio Range Over the Past 10 Years
Min: 0.65 Med: 6.2 Max: 6.2
Current: 0.65
During the past 13 years, Mikrofin osiguranje a.d's highest PEG Ratio was 6.20. The lowest was 0.65. And the median was 6.20.
XBLB:MKOS-R-A's PEG Ratio is not ranked
in the Insurance industry.
Industry Median: 0.89
vs XBLB:MKOS-R-A: 0.65
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBLB:MKOS-R-A vs CB, PGR, TRV: PEG Ratio Comparison
For the Insurance - Property & Casualty subindustry, Mikrofin osiguranje a.d's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mikrofin osiguranje a.d PEG Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Mikrofin osiguranje a.d's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Mikrofin osiguranje a.d's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) has a PEG Ratio of 0.65 as of Jul. 15, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Mikrofin osiguranje a.d and its competitors. This is 90% below median its historical median of 6.20. Over the past decade, Mikrofin osiguranje a.d's PEG Ratio has ranged from 0.65 to 6.20.
Is Mikrofin osiguranje a.d's PEG Ratio too high?
Mikrofin osiguranje a.d's current PEG Ratio of 0.65 is 90% below median its 10-year median of 6.20. Over the past 10 years, this metric has ranged from a low of 0.65 to a high of 6.20. The Insurance industry median PEG Ratio is 0.89. Mikrofin osiguranje a.d's value of 0.65 is 27% below this industry median. Overall, Mikrofin osiguranje a.d has a GF Score™ of 100/100, reflecting its overall financial health beyond just this single metric.
How does Mikrofin osiguranje a.d's PEG Ratio compare to CB and PGR?
Mikrofin osiguranje a.d's PEG Ratio of 0.65 can be compared against companies in the Insurance industry. The industry median PEG Ratio is 0.89. Mikrofin osiguranje a.d's value of 0.65 is 27% below this benchmark. Historically, Mikrofin osiguranje a.d's own PEG Ratio has ranged from 0.65 to 6.20 over the past decade. While the company's 10-year median is 6.20 vs. the industry median of 0.89, Mikrofin osiguranje a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for an Insurance company?
The median PEG Ratio among Insurance companies is 0.89, based on 185 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mikrofin osiguranje a.d's current PEG Ratio of 0.65 is 27% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Mikrofin osiguranje a.d and its competitors. For the Insurance industry, the median PEG Ratio is 0.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mikrofin osiguranje a.d's current PEG Ratio is 0.65, which is 90% below median its own 10-year median of 6.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mikrofin osiguranje a.d stock overvalued right now?
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) has a current PEG Ratio of 0.65. The stock's GF Value™ is BAM162.24, compared to a current price of BAM100.00 — trading 38.4% below its estimated fair value. The current PEG Ratio is 0.65, which is 90% below median its 10-year median of 6.20 and 27% below the Insurance industry median of 0.89. Mikrofin osiguranje a.d's overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Mikrofin osiguranje a.d (XBLB:MKOS-R-A), the current PEG Ratio is 0.65 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mikrofin osiguranje a.d (XBLB:MKOS-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Mikrofin osiguranje a.d stock appears to be undervalued.
The current stock price of BAM100.00 is trading 38.4% below its estimated GF Value™ of BAM162.24.
Key valuation signals for XBLB:MKOS-R-A:
PEG Ratio: 0.65 (90% below median its 10-year median of 6.20)
GF Value™: BAM162.24 vs. price of BAM100.00 (38.4% below fair value)
No single metric tells the full story. See the XBLB:MKOS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mikrofin osiguranje a.d is engaged in offering insurance services in Bosnia and Herzegovina. The company provides insurance for accidents, vehicles, agriculture, transport, and health insurance.
100GF Score
Get the complete analysis for XBLB:MKOS-R-A
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